people์žฅ ํ™ˆ๐Ÿ“ˆ Stock Masters์ฃผ์‹ ์œ ํŠœ๋ธŒ๋ฅผ Articles๋กœ ์ฝ๊ณ  Author์˜ ์˜ˆ์ธก์„ ์‹ค์ œ ๊ฐ€๊ฒฉ์œผ๋กœ ํ™•์ธํ•ฉ๋‹ˆ๋‹ค people์žฅ Board ํ™ˆ์š”์ฒญํ•˜๊ธฐ

ํ•œ๊ตญ์–ด ยท English

๋””๋ฒจ๋กญ๋ชฝ

Accuracy score+0.3
์ˆœ place111
Scored calls2001 calls
Hit rate / Market-adjusted / Return-weighted51.7% / 49.6% / 52.5%
1-month return / Market / beta excess return / Peer excess+0.7% / +0.3% / +0.0
Bullish / Bearish / Neutral53.9% / 22.8% / 23.3%
Best horizon1y
Performance badgeLate call badge
Main channel์›…๋ฉ์ด๋งค๋งค๋ฒ• ๋””๋ฒจ๋กญ๋ชฝ - ๋ฏธ๊ตญ์ฃผ์‹
๊ตญ์ ํ•œ
Note
Updated2026-10-28 07:00:00

Main stocks: #๋‚˜์Šค๋‹ฅ (843)#S&P500 (831)#๋ฏธ๊ตญ๊ธฐ์ˆ ์ฃผ (813)#๋ฏธ๊ตญ์ฑ„๊ธˆ๋ฆฌ (434)#๋น„ํŠธ์ฝ”์ธ (278)

How scores are calculated

๐Ÿ’ฅ ์ง€๊ธˆ ์—ฌ๊ธฐ ๋šซ๋ฆฌ๋ฉด ์‡ผํฌ ๊ฐ์˜คํ•˜์…”์•ผ ํ•ฉ๋‹ˆ๋‹ค. ์˜์ƒ ๊ผญ ๋ณด์„ธ์š”

์›…๋ฉ์ด๋งค๋งค๋ฒ• ๋””๋ฒจ๋กญ๋ชฝ - ๋ฏธ๊ตญ์ฃผ์‹ ยท 2025-04-08 ยท ์œ ํŠœ๋ธŒ ์‹œ์ฒญ 44,229 ยท Board Views 4 ยท Korean

Korean

์œ ํŠœ๋ธŒ ์ธ๋„ค์ผ

#๋””๋ฒจ๋กญ๋ชฝ#๋น„ํŠธ์ฝ”์ธ#๋‚˜์Šค๋‹ฅ#SOXL#ํ˜„๊ธˆ

โ† ๋ชฉ๋ก

์ €์ž: ๋””๋ฒจ๋กœ๋ชฝ ยท ํ•œ๊ตญ์ธ

์š”์•ฝ ๋ณด๊ธฐ

ํŠธ๋Ÿผํ”„ ๊ด€์„ธ ๋ฐœํ‘œ ์ดํ›„ S&P500ยท๋‚˜์Šค๋‹ฅ์ด ํ•˜๋ฝ์žฅ์— ์ง„์ž…ํ–ˆ๋‹ค๊ณ  ์ง„๋‹จํ•˜๋ฉฐ, 2022๋…„ยท๊ณผ๊ฑฐ ํ•˜๋ฝ์žฅ ๋ฐ์ดํ„ฐ๋ฅผ ๊ทผ๊ฑฐ๋กœ ์ด๋ฒˆ ํ•˜๋ฝ์ด -25% ๋‚ด์™ธ์—์„œ ๋๋‚  ๊ฐ€๋Šฅ์„ฑ์ด ๋†’๋‹ค๊ณ  ์ฃผ์žฅ. ๋ณ€๋™์„ฑ์ง€์ˆ˜(VIX) 50~60๋Œ€์— ๋ถ„ํ• ๋งค์ˆ˜(์›…์ฆ™)๋ฅผ ๊ถŒํ•˜๊ณ , ํ˜„๊ธˆ ๋น„์ค‘์€ ๊ณ ์ ์—์„œ ์ผ๋ถ€ ๋Š˜๋ ธ๋‹ค๊ณ  ๋ฐํž˜. 200์ฃผ ์ดํ‰์„ ยท์šฐ์ƒํ–ฅ ์ถ”์„ธ ํ•˜๋‹จ ์ง€์ง€๋ฅผ ์ค‘์š” ๊ธฐ์ค€์œผ๋กœ ์ œ์‹œํ•˜๋ฉฐ, ๋ ˆ๋ฒ„๋ฆฌ์ง€ ETF(SOXL ๋“ฑ)๋Š” ํฐ ํญ ํ•˜๋ฝํ•ด๋„ ์žฅ๊ธฐ ๋ณด์œ ๋ฅผ ์ฃผ์žฅ. ์ฑ„๋„ ๋ฉค๋ฒ„์‹ญ ์‹ ํ˜ธ๋ฅผ ํ†ตํ•œ ๊ตฌ๋… ์œ ๋„ ๋ฐ ํ”ผํ„ฐ๋ฆฐ์น˜ ์ธ์šฉ ํฌํ•จ.

๋‹ค๋“ฌ์€ ๊ธ€

โ€ป AI๊ฐ€ ๋‹ค๋“ฌ์€ ๊ธ€(์˜คํƒˆ์žยท๊ตฐ๋ง ์ •๋ฆฌ)

01. ์•ˆ๋…•ํ•˜์„ธ์š”. ์›…๋ฉ์ด ๋งค๋งค๋ฒ•์œผ๋กœ ๋ ˆ๋ฒ„๋ฆฌ์ง€ ETF๋ฅผ ์žฅ๊ธฐ ํˆฌ์žํ•˜๊ณ  ์žˆ๋Š” ๋””๋ฒจ๋กญ๋ชฝ์ž…๋‹ˆ๋‹ค. ๋‹น์—ฐํžˆ ์˜ค๋Š˜๋„ ๊ณ„์ขŒ๋ฅผ ๋จผ์ € ๊ณต๊ฐœํ•ฉ๋‹ˆ๋‹ค. ์š”์ฆ˜ ์ฃผ์‹ ์‹œ์žฅ ๋ณ€๋™์„ฑ์ด ์ •๋ง ๋Œ€๋‹จํ•ฉ๋‹ˆ๋‹ค. ๋น„ํŠธ์ฝ”์ธ์ฒ˜๋Ÿผ ํ•˜๋ฃจ์— ๋ช‡ ํผ์„ผํŠธ์”ฉ ์›€์ง์ด๋‹ˆ, ์—ฌ๋Ÿฌ๋ถ„๋“ค์˜ ๊ณ„์ขŒ๋„ ํ•˜๋ฃจ ๋“ฑ๋ฝ์ด ์žฅ๋‚œ ์•„๋‹ˆ์‹ค ๊ฒ๋‹ˆ๋‹ค. ํ˜„์žฌ ์™ผ์ชฝ์˜ ๋ฏธ๊ตญ ์งํˆฌ ๊ณ„์ขŒ๋Š” 9์ฒœ๋งŒ ์› ์ˆ˜์ต ์ค‘์ด๊ณ , ์˜ฌํ•ด๋ถ€ํ„ฐ ์šด์šฉํ•˜๊ณ  ์žˆ๋Š” ์˜ค๋ฅธ์ชฝ ISA ๊ณ„์ขŒ๋Š” 3์ฒœ๋งŒ ์› ์ˆ˜์ต ์ค‘์ž…๋‹ˆ๋‹ค. ํ˜„์žฌ ๊ธฐ์ค€ ์ด 1์–ต 5์ฒœ๋งŒ ์› ์ˆ˜์ต ์ƒํ™ฉ์ž…๋‹ˆ๋‹ค.

02. ์ž, ์–ด์ œ ํ•˜๋ฃจ ์ฃผ์‹ ์‹œ์žฅ ๋ณ€๋™์„ฑ ๋ณด์…จ์Šต๋‹ˆ๊นŒ? ๋„ค, ์žฅ๋‚œ ์•„๋‹ˆ์—ˆ์Šต๋‹ˆ๋‹ค. ์ค‘๊ตญ์˜ ๋ณด๋ณต ๊ด€์„ธ ๋ฐœํ‘œ๋กœ S&P 500์ด -4% ํญ๋ฝ์œผ๋กœ ์‹œ์ž‘ํ–ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฐ๋ฐ ํŠธ๋Ÿผํ”„์˜ ๊ด€์„ธ ์œ ์˜ˆ ๋ฃจ๋จธ๊ฐ€ ๋ณด๋„๋˜๋ฉด์„œ ์‹œ์žฅ์€ ์ €์  ๋Œ€๋น„ ํ”Œ๋Ÿฌ์Šค 8% ๊ธ‰๋“ฑํ–ˆ์Šต๋‹ˆ๋‹ค. ์™€, ์ด๊ฑฐ ์ง„์งœ ๋ฐ˜๋“ฑ์ธ๊ฐ€ ์‹ถ์—ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฐ๋ฐ ๋ฐฑ์•…๊ด€์ด ๊ด€์„ธ ์œ ์˜ˆ์— ๋Œ€ํ•ด ๊ฐ€์งœ ๋‰ด์Šค๋ผ๋ฉฐ ๋ถ€์ธํ•˜๋Š” ์„ฑ๋ช…์„ ๋ƒˆ๊ณ , ์‹œ์žฅ์€ ์–ด์ œ ๊ณ ์  ๋Œ€๋น„ ๊ทธ๋Œ€๋กœ -6% ๋‹ค์‹œ ํญ๋ฝํ–ˆ์Šต๋‹ˆ๋‹ค. ์—ฌ๊ธฐ์— ํŠธ๋Ÿผํ”„๊ฐ€ ์ค‘๊ตญ ๋ณด๋ณต๊ด€์„ธ์— ์šฐ๋ฆฌ๋„ 50%๋กœ ๋ณด๋ณต์„ ๋Š˜๋ฆฌ๊ฒ ๋‹ค๊ณ  ๊ฒฝ๊ณ ํ•˜๋ฉด์„œ ๊ฒฐ๊ตญ ์ €์  ๊ทผ์ฒ˜์—์„œ ๋งˆ๊ฐํ–ˆ์Šต๋‹ˆ๋‹ค. ํ•˜๋ฃจ ๋ณ€๋™์„ฑ์ด ์•ฝ 10%์˜€์Šต๋‹ˆ๋‹ค. ๊ดœํžˆ ๋ณ€๋™์„ฑ ์ง€์ˆ˜ VIX๊ฐ€ ์–ด๋А์ƒˆ 60๊นŒ์ง€ ์˜ฌ๋ผ๊ฐ„ ๊ฒŒ ์•„๋‹™๋‹ˆ๋‹ค. VIX 60 ์ •๋„๋ฉด ํ•˜๋ฃจ ํ”Œ๋Ÿฌ์Šค ๋งˆ์ด๋„ˆ์Šค 3~4% ์ •๋„์˜ ๋ณ€๋™์ด ๊ฐ€๋Šฅํ•˜๋‹ค๋Š” ๋œป์ด๊ณ , ์ด 6~8% ์ •๋„์˜ ๋ณ€๋™์„ฑ์ด ์žˆ์„ ์ˆ˜ ์žˆ๋‹ค๋Š” ๊ฒƒ์„ ์•Œ๋ ค์ฃผ๊ณ  ์žˆ๋Š” ๊ฒ๋‹ˆ๋‹ค.

03. ๊ทธ๋Ÿฌ๋‚˜ ์šฐ๋ฆฌ๋Š” ์ด ๋ณ€๋™์„ฑ์— ์ผํฌ์ผ๋น„ํ•˜๋Š” ํˆฌ์ž์ž๊ฐ€ ์•„๋‹™๋‹ˆ๋‹ค. ์šฐ๋ฆฌ๋Š” ์žฅ๊ธฐ์ ์ธ ๊ด€์ ์œผ๋กœ ๋ฐ”๋ผ๋ณด๋Š” ์ง„์ •ํ•œ ์žฅ๊ธฐ ํˆฌ์ž์ž, ์˜ค์ฃผ์‘์ฃผ ํˆฌ์ž์ž์ž…๋‹ˆ๋‹ค. VIX๊ฐ€ 50 ์œ„์— ์žˆ์„ ๋•Œ ๋งค์ˆ˜ ๋ฒ„ํŠผ์„ ๋ˆ„๋ฅด๋ฉด ์–ด๋–ป๊ฒŒ ๋ ๊นŒ์š”? 1๋…„ ๋’ค ์ตœ์•…์˜ ๊ฒฝ์šฐ ์ œ์ž๋ฆฌ๋ผ๋Š” ๊ฒ๋‹ˆ๋‹ค. ๋” ๋–จ์–ด์งˆ ์ˆ˜ ์žˆ๋”๋ผ๋„ 1๋…„๋งŒ ์ง€๋‚˜๋ฉด ์ตœ์•…์˜ ๊ฒฝ์šฐ์—๋„ ์ง€๊ธˆ๊ณผ ๋น„์Šทํ•œ ์ฃผ๊ฐ€์ด๊ณ , ๊ธ์ •์ ์œผ๋กœ ์ƒ๊ฐํ•˜๋ฉด ์ง€๊ธˆ๋ณด๋‹ค ํ›จ์”ฌ ๋” ์ƒ์Šนํ•  ๊ฐ€๋Šฅ์„ฑ์ด ๋†’์Šต๋‹ˆ๋‹ค. ์žฅ๊ธฐ ๊ด€์ ์—์„œ ์ถฉ๋ถ„ํžˆ ์ƒ๊ฐํ•ด ๋ณผ ์ˆ˜ ์žˆ๋Š” ๋ถ€๋ถ„์ž…๋‹ˆ๋‹ค. VIX 60 ์ด์ƒ์€ ๋‚ด ๊ณ„์ขŒ๊ฐ€ ์ฆ๋ฐœํ•˜๋Š” ์œ„๊ธฐ์ด๋ฉด์„œ๋„, ๋ฏธ๋ž˜์—์„œ ๋ฐ”๋ผ๋ณด๋ฉด ๋ฌด์กฐ๊ฑด ์ฃผ์›Œ์•ผ ํ•˜๋Š” ์ผ์ƒ์ผ๋Œ€์˜ ๊ธฐํšŒ์ผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

04. ํ˜„์žฌ ๋‚˜์Šค๋‹ฅ์€ ๊ณ ์  ๋Œ€๋น„ -27% ๋น ์กŒ๊ณ , S&P 500์€ ์–ด์ œ ์ €์ ์ด ๊ณ ์  ๋Œ€๋น„ -21.5%์ž…๋‹ˆ๋‹ค. ์ฆ‰ S&P 500๋„ ํ•˜๋ฝ์žฅ์— ์ง„์ž…ํ–ˆ์Šต๋‹ˆ๋‹ค. ๋‚˜์Šค๋‹ฅ๊ณผ S&P 500 ๋ชจ๋‘ ํ•˜๋ฝ์žฅ์— ๋“ค์–ด์˜จ ๋งŒํผ, ์ด์ œ ํ•˜๋ฝ์žฅ ๋ฐ์ดํ„ฐ๋ฅผ ์‚ดํŽด๋ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ์šฐ๋ฆฌ ๊ณ„์ขŒ๋Š” ์–ธ์ œ ํšŒ๋ณต๋˜๊ณ , ์ง€๊ธˆ ์šฐ๋ฆฌ๋Š” ์–ด๋–ป๊ฒŒ ํ•ด์•ผ ํ•˜๋Š”์ง€ ๋ƒ‰์ •ํ•˜๊ฒŒ ๋ฐ”๋ผ๋ณผ ํ•„์š”๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค.

05. ํ™”๋ฉด์— ๋ณด์ด๋Š” ๋ฐ์ดํ„ฐ๋Š” 100๋…„ ๋ฏธ๊ตญ ์ฃผ์‹ ์—ญ์‚ฌ์˜ S&P 500 ๋ฒ ์–ด๋งˆ์ผ“ ํ•˜๋ฝ์žฅ ๋ฐ์ดํ„ฐ์ž…๋‹ˆ๋‹ค. ํŒŒ๋ž€์ƒ‰์œผ๋กœ ํ‘œ์‹œ๋œ 2025๋…„ ํŠธ๋Ÿผํ”„ ๊ด€์„ธ๋ฐœ ํ•˜๋ฝ์žฅ์€ 2๊ฐœ์›” ๋™์•ˆ -21.5%๋ฅผ ๋ณด์—ฌ์ฃผ๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. -2%์—์„œ ๋๋‚ฌ๋˜ ํ•˜๋ฝ์žฅ๋„ ์žˆ๊ณ , -50% ๋ฐ˜ํ† ๋ง‰ ๋‚ฌ๋˜ ๋Œ€ํญ๋ฝ์žฅ๋„ ์žˆ์Šต๋‹ˆ๋‹ค. ์ด ํ•˜๋ฝ์žฅ์˜ ๊ธฐ๊ฐ„๊ณผ ํ•˜๋ฝํญ์„ ๊ฒฐ์ •์ง“๋Š” ๊ฐ€์žฅ ์ค‘์š”ํ•œ ์š”์†Œ๊ฐ€ ๋ฌด์—‡์ผ๊นŒ์š”? ๋ฐ”๋กœ ๊ฒฝ๊ธฐ ์นจ์ฒด ์œ ๋ฌด์ž…๋‹ˆ๋‹ค. ๊ฒฝ๊ธฐ ์นจ์ฒด๊ฐ€ ์—†๋Š” ํ•˜๋ฝ์žฅ์ด๋ผ๋ฉด ํ‰๊ท ์ ์œผ๋กœ 11๊ฐœ์›” ์ •๋„ ์ง€์†๋˜๊ณ  -28% ์ •๋„๊นŒ์ง€ ํ•˜๋ฝํ•ฉ๋‹ˆ๋‹ค. ๋ฒ„ํ‹ธ ๋งŒํ•œ ํ•˜๋ฝ์žฅ์ด๋ผ๊ณ  ๋ณผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. 2022๋…„ ํ•˜๋ฝ์žฅ์ด ๋ฐ”๋กœ ์ด ํ‰๊ท  ์ˆ˜์ค€์ด์—ˆ์Šต๋‹ˆ๋‹ค. ์•ฝ 9๊ฐœ์›” ๋™์•ˆ ์ง€์†๋˜์—ˆ๊ณ  -28% ํ•˜๋ฝํ–ˆ์ฃ .

06. ๊ทธ๋Ÿฌ๋‚˜ ๊ฒฝ๊ธฐ ์นจ์ฒด๊ฐ€ ํ•จ๊ป˜ ์ฐพ์•„์˜ค๋Š” ์œ„ํ—˜ํ•œ ํ•˜๋ฝ์žฅ์ด๋ผ๋ฉด, ํ‰๊ท ์ ์œผ๋กœ ๋ฌด๋ ค 16๊ฐœ์›” ๋™์•ˆ ์ง€์†๋˜๋ฉฐ 42% ํญ๋ฝํ•˜๊ฒŒ ๋ฉ๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‹ˆ ์ง€๊ธˆ ๊ฐ€์žฅ ์ค‘์š”ํ•œ ๊ฒƒ์€ ํŠธ๋Ÿผํ”„์˜ ๊ด€์„ธ ์ •์ฑ…์ด ๊ฒฝ๊ธฐ ์นจ์ฒด๋ฅผ ๋ชฐ๊ณ  ์˜ฌ ๊ฒƒ์ธ์ง€, ๊ทธ๋ฆฌ๊ณ  ๊ฒฝ๊ธฐ ์นจ์ฒด๋‚˜ ๊ฒฝ์ œ ๋‘”ํ™”๊นŒ์ง€๋Š” ๊ดœ์ฐฎ์ง€๋งŒ ๊ฒฝ์ œ ์œ„๊ธฐ๋กœ๊นŒ์ง€ ์—ฐ๊ฒฐ๋  ๊ฒƒ์ธ์ง€์ž…๋‹ˆ๋‹ค. ์ œ๊ฐ€ ์ฃผ์‹ ์‹œ์žฅ์€ ๋ฐ˜๋ณต๋˜๊ณ  ํˆฌ์ž์ž๋“ค ์—ญ์‹œ ๋ฐ˜๋ณต๋œ๋‹ค๊ณ  ๋ง์”€๋“œ๋ ธ์ฃ . ์ด ์ž๋ฃŒ๋“ค์€ ๋ชจ๋‘ 2022๋…„์— ๊ณต์œ ๋“œ๋ ธ๋˜ ๊ฒƒ์ž…๋‹ˆ๋‹ค. 3๋…„๋งˆ๋‹ค 198์ผ ๋™์•ˆ -35%๋ฅผ ๊ฒช๊ณ , 4๋…„๋งˆ๋‹ค 338์ผ ๋™์•ˆ -30%๋ฅผ ๊ฒช๋Š”๋‹ค๊ณ  2021๋…„, 2022๋…„ 3๋…„ ์ „์— ๋ง์”€๋“œ๋ ธ๋Š”๋ฐ, ๊ทธ๋Œ€๋กœ ์ด๋ฒˆ์—๋„ 3๋…„ ๋’ค ๋ฐ˜๋ณต๋˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.

07. ์ฃผ์‹ ์‹œ์žฅ์€ ์˜ค๋ฅด๊ณ  ๋‚ด๋ฆฌ๊ธฐ๋ฅผ ๋ฐ˜๋ณตํ•˜๋ฉด์„œ ์žฅ๊ธฐ์ ์ธ ์šฐ์ƒํ–ฅ์„ ๋ณด์—ฌ์ค๋‹ˆ๋‹ค. 2020๋…„๋ถ€ํ„ฐ ์‹œ์ž‘๋œ ์žฅ๊ธฐ ์šฐ์ƒํ–ฅ ์ถ”์„ธ์˜ ํ•˜๋‹จ ์ง€์ง€์„ ์„ ์ด๋ฒˆ์—๋„ ํ„ฐ์น˜ํ•ด ์ฃผ์—ˆ์Šต๋‹ˆ๋‹ค. ์ด๋Š” 2020๋…„ ์ฝ”๋กœ๋‚˜์—์„œ๋„, 2022๋…„ ํ•˜๋ฝ์žฅ ์ €์ ์—์„œ๋„, 2023๋…„ ์กฐ์ • ์ €์ ์—์„œ๋„ ์ง€์ง€๋ฐ›์•˜๋˜ ์ง€์ ์ž…๋‹ˆ๋‹ค. ์ด๋ฒˆ์—๋„ ์—ฌ๊ธฐ๋ฅผ ํ„ฐ์น˜ํ•˜๊ณ  ์–ด์ œ ๋‹คํ–‰ํžˆ ๋ฐ˜๋“ฑํ•ด ์ฃผ์—ˆ์Šต๋‹ˆ๋‹ค. ๋งŒ์•ฝ ์—ฌ๊ธฐ๋ฅผ ๋šซ๊ณ  ๋‚ด๋ ค๊ฐ„๋‹ค๋ฉด ๊ฝค ์œ„ํ—˜ํ•œ ํ•˜๋ฝ์žฅ์ด ๋  ๊ฐ€๋Šฅ์„ฑ์ด ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‹ˆ ์ง€๊ธˆ ์ด ์ž๋ฆฌ๋ฅผ ์ง€์ผœ์ฃผ๋Š”์ง€ ์ฒดํฌํ•˜๋Š” ๊ฒƒ์ด ์ •๋ง ์ค‘์š”ํ•ฉ๋‹ˆ๋‹ค. ์ œ๊ฐ€ ์ด๋ฒˆ ํŠธ๋Ÿผํ”„ ๊ด€์„ธ ํ•˜๋ฝ์ด -20% ์ •๋„์—์„œ -25% ์ •๋„๋กœ ๋๋‚  ๊ฐ€๋Šฅ์„ฑ์ด ๋†’๋‹ค๊ณ  ๋ณธ ์ด์œ  ์ค‘ ํ•˜๋‚˜๊ฐ€ ๋ฐ”๋กœ ์ด ์šฐ์ƒํ–ฅ ์ถ”์„ธ ํ•˜๋‹จ์ด๋ฉฐ, ๋™์‹œ์— 2022๋…„ ํ•˜๋ฝ์žฅ ์‹œ์ž‘ ์ „ ๊ณ ์ ์ด๊ธฐ๋„ ํ•˜๊ธฐ ๋•Œ๋ฌธ์ž…๋‹ˆ๋‹ค. ๊ณผ๊ฑฐ์˜ ๊ฐ•ํ•œ ์ง€์ง€์„ ๊ณผ ์ €ํ•ญ์„ ์€ ๋ฏธ๋ž˜์—๋„ ๊ฐ•ํ•œ ์ง€์ง€์„ ์ด ๋œ๋‹ค๊ณ  ๋ง์”€๋“œ๋ ธ์ฃ . ๋˜ํ•œ 200์ฃผ ์ดํ‰์„ ๊ณผ๋„ ๊ฑธ์ณ ์žˆ์Šต๋‹ˆ๋‹ค. 200์ฃผ ์ดํ‰์„  ์—ญ์‹œ ๋งค์šฐ ์ค‘์š”ํ•œ ๋ฐ˜๋“ฑยท์ง€์ง€ ๊ตฌ๊ฐ„์ด๊ธฐ ๋•Œ๋ฌธ์—, ์—ฌ๊ธฐ๋ฅผ ๋šซ๊ณ  ๋‚ด๋ ค๊ฐ„๋‹ค๋Š” ๊ฒƒ์€ ์ •๋ง ์œ„ํ—˜ํ•œ ์‹ ํ˜ธ์ž…๋‹ˆ๋‹ค. ๊ทธ๋ ‡๊ฒŒ ๋˜๋ฉด ๋” ๋ณด์ˆ˜์ ์œผ๋กœ ๋ฐ”๋ผ๋ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.

08. ๊ทธ๋Ÿฌ๋‚˜ ์œ„ํ—˜ํ•œ ์ž๋ฆฌ์ด๋ฉด์„œ ๋™์‹œ์— ๊ธฐํšŒ์˜ ์ž๋ฆฌ์ด๊ธฐ๋„ ํ•ฉ๋‹ˆ๋‹ค. ์ตœ๊ทผ 3๊ฑฐ๋ž˜์ผ ๋™์•ˆ S&P 500์€ -10% ์ด์ƒ ํ•˜๋ฝํ–ˆ์Šต๋‹ˆ๋‹ค. ์ตœ๋‹จ ๊ธฐ๊ฐ„ ์—ญ๋Œ€๊ธ‰ ํ•˜๋ฝ์œผ๋กœ ๊ผฝํž™๋‹ˆ๋‹ค. ๊ทธ๋Ÿฐ๋ฐ ์ด๋ ‡๊ฒŒ ์ตœ๋‹จ ๊ธฐ๊ฐ„ ์—ญ๋Œ€๊ธ‰ ํ•˜๋ฝ์„ ๊ธฐ๋กํ–ˆ๋˜ ์œ„๊ธฐ๋“ค์€, 1๋…„ ๋’ค, 3๋…„ ๋’ค, 5๋…„ ๋’ค์— ๋งค์šฐ ๋†’์€ ์ˆ˜์ต์„ ๊ฑฐ๋‘˜ ์ˆ˜ ์žˆ์—ˆ๋˜ ์—ญ๋Œ€๊ธ‰ ๊ธฐํšŒ์ด๊ธฐ๋„ ํ–ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‹ˆ ๋Š˜ ๊ฐ•์กฐ๋“œ๋ฆฌ๋Š” ๋Œ€๋กœ ๋‚™๊ด€์ ์ธ ๋งˆ์ธ๋“œ๋กœ ๋ฐ”๋ผ๋ณด๋˜, ์ตœ์•…์˜ ๊ฒฝ์šฐ๋ฅผ ๋Œ€๋น„ํ•˜์‹œ๋ฉด ๋ฉ๋‹ˆ๋‹ค.

09. ๋งˆ์ง€๋ง‰์œผ๋กœ S&P 500 ์ฃผ๋ด‰๊ณผ ๋ถˆ๋ฆฌ์‹œ ํผ์„ผํŠธ ์ธ๋ฑ์Šค๋ฅผ ์‚ดํŽด๋ณด๋ฉด, ๋ถˆ๋ฆฌ์‹œ ํผ์„ผํŠธ ์ธ๋ฑ์Šค๊ฐ€ 12๊นŒ์ง€ ๋‚ด๋ ค์™€ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ณผ๊ฑฐ์—๋„ ์ด ์ •๋„ ์ˆ˜์ค€๊นŒ์ง€ ๋‚ด๋ ค๊ฐ„ ์ ์ด ์žˆ์—ˆ๊ณ , ๋งค์šฐ ์ข‹์€ ๋ถ„ํ•  ๋งค์ˆ˜ ํƒ€์ด๋ฐ ์–ด๋”˜๊ฐ€์— ์œ„์น˜ํ•ด ์žˆ๋‹ค๋Š” ๊ฒƒ์„ ์•Œ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‹ˆ ๋‚ด ๊ณ„์ขŒ ์ˆซ์ž๋ฅผ ๋ณด๊ณ  ๋ณธ๋Šฅ์— ํœฉ์“ธ๋ ค ์ž๊ธฐ ํ†ต์ œ๋ฅผ ์žƒ์ง€ ๋งˆ์‹œ๊ณ , ์ œ๊ฐ€ ๋ณด์—ฌ๋“œ๋ฆฌ๋Š” ๋ฐ์ดํ„ฐ๋ฅผ ๋ณด๋ฉฐ ์ด์„ฑ์ ์œผ๋กœ ํŒ๋‹จํ•˜์‹œ๋Š” ๊ฒƒ์ด ํ•„์š”ํ•ฉ๋‹ˆ๋‹ค. ์—ฌ๋Ÿฌ๋ถ„์€ ์ง€๊ธˆ ์ด ํ•˜๋ฝ์žฅ์ด ์–ด๋А ์ •๋„ ์ง„ํ–‰๋œ ๊ฒƒ ๊ฐ™์Šต๋‹ˆ๊นŒ? ์ œ ์ฑ„๋„ ๋Œ“๊ธ€์ฒ˜๋Ÿผ ์ตœ๋Œ€ ๊ณ ํ†ต ๊ตฌ๊ฐ„์„ 10๋ณ„ ๋ก ๋ชฝ์ด๋ผ๊ณ  ํ•œ๋‹ค๋ฉด, ์•„์ง ๋Œ“๊ธ€ ๋ถ„์œ„๊ธฐ๊ฐ€ ์ข€ ์œ ์พŒํ•˜๋‹ˆ ์ง€๊ธˆ์€ 3๋ณ„ ๋ก ๋ชฝ์ฏค์ด๋ผ๋Š” ๊ด€์ ๋„ ์žˆ๊ณ , ์ด ์ •๋„ ๊ณตํฌ๋ฉด 9.5๋ณ„ ๋ก ๋ชฝ์ด๋ผ๊ณ  ๋ณด๋Š” ๊ด€์ ๋„ ์žˆ์Šต๋‹ˆ๋‹ค. ์—ฌ๋Ÿฌ๋ถ„์€ ํ˜„์žฌ 1๋ณ„ ๋ก ๋ชฝ๋ถ€ํ„ฐ 10๋ณ„ ๋ก ๋ชฝ๊นŒ์ง€ ์–ด๋А ์ •๋„ ์ง„ํ–‰๋˜์—ˆ๋‹ค๊ณ  ์ƒ๊ฐํ•˜์‹ญ๋‹ˆ๊นŒ? ๋Œ“๊ธ€๋กœ ์˜๊ฒฌ ๋ถ€ํƒ๋“œ๋ฆฝ๋‹ˆ๋‹ค.

10. ์ž, ์ •๋ง ์ค‘์š”ํ•œ ์žฅ๊ธฐ ํˆฌ์ž ์ž๋ฃŒ์ž…๋‹ˆ๋‹ค. 2020๋…„๋ถ€ํ„ฐ 2025๋…„๊นŒ์ง€์˜ 5๋…„ ์žฅ๊ธฐ ํˆฌ์ž ์ฐจํŠธ์ž…๋‹ˆ๋‹ค. ์žฅ๊ธฐ ํˆฌ์ž๊ฐ€ ์ง„์งœ๋กœ ํž˜๋“  ์ด์œ ๊ฐ€ ๋ญ”์ง€ ์•„์‹ญ๋‹ˆ๊นŒ? ๋ง๋กœ๋Š” ๋‹ค ์žฅ๊ธฐ ํˆฌ์ž์ž๋ผ๊ณ  ํ•˜์ง€๋งŒ ๊ฒฐ๊ตญ ๋‹ค ์‹คํŒจํ•˜๋Š” ์ด์œ ๊ฐ€ ๋ฌด์—‡์ผ๊นŒ์š”? ํ•˜๋ฝ์žฅ์ด ์ฐพ์•„์˜ค๋ฉด ๋‚ด ๊ณ„์ขŒ๋Š” ๋งˆ์ด๋„ˆ์Šค๋กœ ๋น ์ง€๊ฑฐ๋‚˜ ๋ณธ์ „ ๊ทผ์ฒ˜๊นŒ์ง€ ๋‚ด๋ ค๊ฐ€๊ธฐ ๋•Œ๋ฌธ์ž…๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋ฉด ๊ทธ๋™์•ˆ ์ธ๋‚ดํ•˜๊ณ  ๋…ธ๋ ฅํ•œ ์‹œ๊ฐ„๊ณผ ๊ฒฐ๊ณผ๊ฐ€ ๋ชจ๋‘ ๋‚ ์•„๊ฐ€๋Š” ๊ฒƒ์ฒ˜๋Ÿผ ๋А๊ปด์ง‘๋‹ˆ๋‹ค. ํ—ˆํƒˆํ•˜๊ณ , ๋‹ค์‹œ ์ฒ˜์Œ๋ถ€ํ„ฐ ์‹œ์ž‘ํ•ด์•ผ ํ•˜๋Š” ๋А๋‚Œ์ด ๋“ญ๋‹ˆ๋‹ค. ๋‚ด ์†Œ์ค‘ํ•œ ์‹œ๊ฐ„์ด ๋‚ ์•„๊ฐ€๊ณ  ์“ธ๋ชจ์—†์–ด์ง„ ๊ฒƒ ๊ฐ™์€ ๋А๋‚Œ์ด ๋“œ๋Š” ๊ฑฐ์ฃ .

11. ๋Œ€๋ถ€๋ถ„ ์ผ์ฐ ์‹œ์ž‘ํ•˜์…จ๋‹ค๋ฉด 2022๋…„๋ถ€ํ„ฐ์ผ ๊ฒ๋‹ˆ๋‹ค. ๊ทธ 3๋…„์ด๋ผ๋Š” ์‹œ๊ฐ„ ๋™์•ˆ ์›…์ฆ™์„ ์ง„ํ–‰ํ•˜๊ณ , ๊ฐ•์„ธ์žฅ์—์„œ๋„ ์›…์ฆ™์„ ์ด์–ด๊ฐ€๋ฉด ํ‰๋‹จ๊ฐ€๋Š” ๋Œ€๋žต ์ด๋ ‡๊ฒŒ ๊ตฌ์„ฑ๋ฉ๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋ฉด ์—ด์‹ฌํžˆ ๋ฒ„ํ‹ฐ๊ณ  ์ธ๋‚ดํ•œ ์‹œ๊ฐ„์ด ๋ฌผ๊ฑฐํ’ˆ์ด ๋˜๋Š” ์‹œ๊ธฐ๊ฐ€ ์ฐพ์•„์˜ฌ ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค. ๋งˆ์น˜ ์ง€๊ธˆ์ฒ˜๋Ÿผ ๋ง์ด์ฃ . ๊ทธ๋Ÿฌ๋‚˜ ์ด ๊ตฌ๊ฐ„์„ ํ•œ๋ฒˆ ๋ฒ„ํ…จ๋‚ธ๋‹ค๋ฉด, ์–ธ์  ๊ฐ€๋Š” ๋‚ด ๊ณ„์ขŒ ํ‰๋‹จ๊นŒ์ง€ ์•ˆ ์˜ค๋Š” ์‹œ๊ธฐ๊ฐ€ ์ฐพ์•„์˜ฌ ๊ฒ๋‹ˆ๋‹ค. ํ˜„์žฌ ๋ฐ˜๋„์ฒด ์ง€์ˆ˜ SOX๋Š” -40% ํญ๋ฝํ•ด ์žˆ๊ณ , SOXL์€ ๊ณ ์  ๋Œ€๋น„ -90% ํญ๋ฝํ•ด ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฐ๋ฐ๋„ ์ œ USD๋Š” ์—ฌ์ „ํžˆ 144% ์ˆ˜์ต๋ฅ ์ž…๋‹ˆ๋‹ค. ๋ฐ˜๋„์ฒด๊ฐ€ ๊ทธ๋ ‡๊ฒŒ ํญ๋ฝํ•ด ์žˆ๋Š”๋ฐ๋„ ์ €๋Š” ์—ฌ์ „ํžˆ ๋†’์€ ์ˆ˜์ต์„ ๊ฑฐ๋‘๊ณ  ์žˆ๊ณ , ๊ณ„์ขŒ๋Š” ์—ฌ์ „ํžˆ ์ˆ˜์ต์„ ์œ ์ง€ํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.

12. ๊ทธ๋Ÿฐ๋ฐ ์ด๊ฒƒ์„ ๋ฒ„ํ‹ฐ์ง€ ๋ชปํ•˜๊ณ , ๋‹ค์Œ์— ์˜ค๋ฅด๋ฉด "์•„, ์ด๋ฒˆ์—” ๋ฌด์กฐ๊ฑด ๋งค๋„ํ•ด์•ผ์ง€" ํ•˜๋ฉด์„œ ์‹œ์žฅ์„ ๋– ๋‚˜ ๋ฒ„๋ฆฌ์‹ ๋‹ค๋ฉด, ๋ถ„๋ช… ์ฃผ์‹ ์‹œ์žฅ์€ ๊ทธ ์ดํ›„์— ๋” ์˜ค๋ฅด๊ฒŒ ๋  ๊ฒ๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋ฉด ๋” ๋†’์€ ๊ฐ€๊ฒฉ์— ๋‹ค์‹œ ๋“ค์–ด๊ฐ€๊ฒŒ ๋˜๊ฒ ์ฃ . ์ง€๋‚˜๊ณ  ๋‚˜์„œ ๊ฑธ์–ด ๋ณด๋ฉด ๊ณ ์ ์€ ์•Œ ์ˆ˜ ์žˆ์ง€๋งŒ, ๋ง‰์ƒ ๊ณ ์ ์—์„œ ๋งค๋„ํ•˜๋Š” ๊ฒƒ์€ ์ ˆ๋Œ€ ์‰ฝ์ง€ ์•Š์Šต๋‹ˆ๋‹ค. ์–ธ์ œ๊ฐ€ ๊ณ ์ ์ธ์ง€ ์•Œ ์ˆ˜ ์—†๊ณ , ๋งค๋„ ํ›„์— ๋” ์˜ค๋ฅด๋ฉด ์–ธ์ œ ํ•˜๋ฝํ• ์ง€๋„ ์•Œ ์ˆ˜ ์—†๊ธฐ ๋•Œ๋ฌธ์—, ๊ฒฐ๊ตญ ๋‹ค์‹œ ๋งค์ˆ˜ํ•˜๊ฒŒ ๋˜๋Š” ๊ฒƒ์ด ๊ฐœ์ธ ํˆฌ์ž์ž์ž…๋‹ˆ๋‹ค. ๊ทธ๋Ÿผ์—๋„ ํ•ด ๋ณด๊ฒ ๋‹ค๋ฉด ๋ง๋ฆฌ์ง€๋Š” ์•Š๊ฒ ์Šต๋‹ˆ๋‹ค. ๋ฐฑ ๋ฒˆ ๋ง๋กœ ๋“ฃ๋Š” ๊ฒƒ๋ณด๋‹ค ์ง์ ‘ ํ•œ๋ฒˆ ๊ฒฝํ—˜ํ•ด ๋ณด๋Š” ๊ฒƒ์ด ํ›จ์”ฌ ์ข‹์€ ์ˆ˜์—…์ด๊ธฐ ๋•Œ๋ฌธ์ด์ฃ .

13. ๊ทธ๋Ÿฌ๋‚˜ ์ œ ์ด์•ผ๊ธฐ์— ๊ณต๊ฐ์ด ๋˜์…จ๋‹ค๋ฉด, ๊ณ ์ ์—์„œ ๋ฆฌ๋ฐธ๋Ÿฐ์‹ฑ ์ •๋„๋Š” ๊ฐ€๋Šฅํ•ฉ๋‹ˆ๋‹ค. ์ € ์—ญ์‹œ 12์›” ๋ง ์•ฝ 1์ฒœ๋งŒ ์›, 1์›” ์ดˆ ์•ฝ 1์ฒœ๋งŒ ์›์˜ ํ˜„๊ธˆ ๋น„์ค‘์„ ๋Š˜๋ ธ์Šต๋‹ˆ๋‹ค. ์—ฌ๋Ÿฌ๋ถ„๊ป˜๋„ ๊ณ ์ ์—์„œ ๊ณต์œ ๋“œ๋ ธ๊ณ , ๋ฉค๋ฒ„์‹ญ ํ…”๋ ˆ๊ทธ๋žจ์—์„œ๋Š” ์‹ค์‹œ๊ฐ„์œผ๋กœ ๊ทธ ๊ธˆ์•ก๊ณผ ํƒ€์ด๋ฐ์„ ๋ชจ๋‘ ๋ง์”€๋“œ๋ ธ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‹ˆ ์ œ ์˜์ƒ์„ ๋งค์ผ๋งค์ผ ์ฑ™๊ฒจ ๋ณด์…”์•ผ ํ•ฉ๋‹ˆ๋‹ค. ํ•˜๋ฃจ 10๋ถ„์งœ๋ฆฌ์ž…๋‹ˆ๋‹ค. ํ•˜๋ฃจ 10๋ถ„์งœ๋ฆฌ ์˜์ƒ ํ•˜๋‚˜๋„ ๋ชป ๋ณด๋ฉด์„œ ๋ถ€์ž๊ฐ€ ๋˜๊ณ  ์‹ถ๋‹ค๋Š” ๊ฒƒ์€, ๋ฌด๊ธฐ ์—†์ด ์ „์Ÿ์—์„œ ์ด๊ธฐ๊ฒ ๋‹ค๋Š” ๊ฒƒ๊ณผ ๊ฐ™์Šต๋‹ˆ๋‹ค. ์ ์ ˆํ•œ ํ˜„๊ธˆ ๋น„์ค‘์„ ๊ณ ์ ์— ๋งŒ๋“ค์–ด ๋‘์‹œ๊ณ , ๋‚˜๋จธ์ง€๋Š” ๊ทธ๋Œ€๋กœ ๋“ค๊ณ  ๊ฐ€์‹œ๋Š” ๊ฒ๋‹ˆ๋‹ค. ์—ฌ๊ธฐ์„œ 10% ์กฐ์ •์„ ๋ฐ›์œผ๋ฉด ์–ด๋–ป๊ณ , 20% ์กฐ์ •์„ ๋ฐ›์œผ๋ฉด ์–ด๋–ป๊ณ , 30% ํ•˜๋ฝํ•˜๋ฉด ๋˜ ์–ด๋–ป๊ฒ ์Šต๋‹ˆ๊นŒ? ์ €์™€ ์—ฌ๋Ÿฌ๋ถ„์ด ํˆฌ์žํ•œ ์ข…๋ชฉ์€ ์„ธ๊ณ„์—์„œ ๊ฐ€์žฅ ์šฐ๋Ÿ‰ํ•œ ์ข…๋ชฉ์ž…๋‹ˆ๋‹ค. ๋ณ€ํ•˜๋Š” ๊ฒƒ์€ ์—†์Šต๋‹ˆ๋‹ค. ์ฃผ์‹ ์‹œ์žฅ์€ ์˜ค๋ฅด๊ธฐ๋„ ํ•˜๊ณ  ๋‚ด๋ฆฌ๊ธฐ๋„ ํ•˜๋ฉด์„œ ์šฐ์ƒํ–ฅํ•  ๋ฟ์ด์ง€๋งŒ, ๊ทธ ๊ณผ์ •์—์„œ ๋Œ€๋‹ค์ˆ˜๋Š” ํ„ธ๋ ค ๋‚˜๊ฐ€๊ณ  ๊ทน์†Œ์ˆ˜๋งŒ ์šฐ์ƒํ–ฅ์„ ๊ทธ๋Œ€๋กœ ๋ˆ„๋ฆฝ๋‹ˆ๋‹ค. ๋‹น์—ฐํžˆ ํญ๋ฝ ์ง์ „์— ์‹œ์žฅ์—์„œ ๋น ์ ธ๋‚˜์˜ฌ ์ˆ˜ ์žˆ๋‹ค๋ฉด ์–ผ๋งˆ๋‚˜ ๊ทผ์‚ฌํ•˜๊ฒ ์Šต๋‹ˆ๊นŒ? ํ•˜์ง€๋งŒ ์•„๋ฌด๋„ ํญ๋ฝ ์‹œ์ ์„ ๋งค๋ฒˆ ์˜ˆ์ธกํ•˜์ง€ ๋ชปํ•ฉ๋‹ˆ๋‹ค. ๊ฒŒ๋‹ค๊ฐ€ ์‹œ์žฅ์—์„œ ๋น ์ ธ๋‚˜์™€ ํญ๋ฝ์„ ํ”ผํ•œ๋‹ค ํ•ด๋„, ๋‹ค์Œ ๋ฐ˜๋“ฑ์žฅ ์ „์— ๋‹ค์‹œ ์‹œ์žฅ์— ์ž˜ ๋“ค์–ด๊ฐ„๋‹ค๋Š” ๋ณด์žฅ์€ ์–ด๋””์—๋„ ์—†๋‹ค๊ณ  ํ”ผํ„ฐ ๋ฆฐ์น˜๋Š” ์กฐ์–ธํ•ฉ๋‹ˆ๋‹ค.

14. ํ”ผํ„ฐ ๋ฆฐ์น˜์˜ ๋งˆ์ ค๋ž€ ํŽ€๋“œ๋Š” 13๋…„ ๋™์•ˆ ๋‹จ ํ•œ ํ•ด๋„ ์†ํ•ด ๋ณธ ์ ์ด ์—†๊ณ , ์—ฐํ‰๊ท  ์ˆ˜์ต๋ฅ  29%๋ฅผ ๊ธฐ๋กํ•œ ์ „์„ค๋กœ ๋ถˆ๋ฆฝ๋‹ˆ๋‹ค. ๊ทธ๋Ÿฐ๋ฐ ๋Œ€๋‹ค์ˆ˜ ๊ฐœ์ธ ํˆฌ์ž์ž๋“ค์€, ๋‹จ ํ•œ ํ•ด๋„ ์†ํ•ด ๋ณธ ์ ์ด ์—†๋Š” ์ด ์—ญ๋Œ€๊ธ‰ ์ „์„ค ํŽ€๋“œ์—์„œ๋„ ์ ˆ๋ฐ˜ ๋„˜๊ฒŒ ์†ํ•ด๋ฅผ ๋ดค๋‹ค๋Š” ์ถฉ๊ฒฉ์ ์ธ ๋ฐ์ดํ„ฐ๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค. ์ฆ‰ ๊ฐ€์žฅ ์ค‘์š”ํ•œ ๊ฒƒ์€ ํˆฌ์ž์ž๋“ค์˜ ํ–‰๋™์ž…๋‹ˆ๋‹ค. ๋‚ด๊ฐ€ ์–ด๋–ค ํ–‰๋™์„ ํ•˜๋А๋ƒ์— ๋”ฐ๋ผ ๋‚ด ์ธ์ƒ์ด ๊ฒฐ์ •๋œ๋‹ค๋Š” ๊ฑฐ์ฃ . ์ง€๊ธˆ ์ด ํ•˜๋ฝ์žฅ์—์„œ ์–ด๋–ป๊ฒŒ ํ–‰๋™ํ•ด์•ผ ํ•˜๋Š”์ง€, ํ”ผํ„ฐ ๋ฆฐ์น˜์˜ ์กฐ์–ธ์„ ๋“ค์–ด๋ณด์‹œ์ฃ .

15. It's not the brain. There's always on the way to work the amount of bad news you can hear is infinite. So the question is, can you take that? I mean, do you really have faith that 10 years, 20 years, 30 years from now, common stocks are going to be higher? If you believe in that, you should have some money in equity funds. I mean, it's a question of what you can bear, the pain. The stock market is a very good place to be, but I can toss a coin now and be lower, years from now higher. I don't know. More people lost money waiting for corrections and anticipating corrections than in the actual corrections. Well, you've got to look in the mirror every day and say, what am I going to do if it goes down 10%? What do you do if it goes down 20%? Am I going to sell? Am I going to get out? That's your answer. You should be reducing it today. Well, hey, there's no perfect record. I think in the 13 years, the market went down 10% times, more or less, a perfect record. More so, what about the point? Do you need this money in a year? Do you need this money in two years? Longer, place.

16. ์—ฌ๋Ÿฌ๋ถ„, ์ „ ๋งค๋…„ ๋ง์”€๋“œ๋ฆฌ๊ณ  ์žˆ์ง€๋งŒ QQQ ๊ธฐ์ค€์œผ๋กœ -85.5% ํญ๋ฝ์„ ๊ฐ์˜คํ•œ ์ƒํƒœ๋กœ ํˆฌ์žํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ์ œ ๊ธˆ์œต ์ž์‚ฐ์ด 10์–ต์ด๋ผ๋ฉด 8์–ต 5์ฒœ๋งŒ ์›์ด ์ฆ๋ฐœํ•˜๋Š” ๊ฒƒ์„ ๊ฐ์˜คํ•˜๊ณ  ์žˆ๋‹ค๋Š” ๋œป์ž…๋‹ˆ๋‹ค. ๊ทธ๋Ÿผ์—๋„ ๋ณด์œ ํ•  ๊ฒƒ์ด๊ณ , ๊ทธ๋Ÿผ์—๋„ ์›…ํ•  ๊ฒ๋‹ˆ๋‹ค. ๊ทธ๊ฑธ ๊ฐ์˜คํ•ด ๋†จ๊ธฐ ๋•Œ๋ฌธ์ด์ฃ . ๋‚จ๋“ค๋ณด๋‹ค ์‹ธ๊ฒŒ, ๋‚จ๋“ค๋ณด๋‹ค ๋งŽ์ด ๋งค์ˆ˜ํ•ฉ๋‹ˆ๋‹ค. ๊ทธ๋ฆฌ๊ณ  ๋‚จ๋“ค๋ณด๋‹ค ๋” ์˜ค๋ž˜ ๋ณด์œ ํ•ฉ๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋ฉด ๋‚จ๋“ค์ด ๊ณ ํ†ต์— ํ—ˆ๋•์ด๊ณ  ์†์‹ค์„ ๋ณด๊ณ  ์žˆ์„ ๋•Œ, ๊ทน์†Œ์ˆ˜๋Š” ์—ฌ๊ธฐ์„œ๋„ ์ˆ˜์ต์„ ์œ ์ง€ํ•˜๊ฒŒ ๋ฉ๋‹ˆ๋‹ค. ์ž ์‹œ ์ž์‚ฐ์ด ์ค„์–ด๋“ค ์ˆ˜๋Š” ์žˆ์ง€๋งŒ, ์ด๋Š” ์ž๋ณธ๊ฐ€๋ผ๋ฉด ๋ฌด์กฐ๊ฑด ๊ฒฌ๋ŽŒ๋‚ด์•ผ ํ•˜๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค. ์ €๋Š” ๊ณ„์† ๋ง์”€๋“œ๋ฆฌ๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ์ œ ์†Œ์ค‘ํ•œ ๋ˆ์„ ์ด๋ฒˆ์—๋„ ๋งŽ์ด ๋„ฃ์„ ๊ฒƒ์ด๋ผ๊ณ . ๋‹ค๋งŒ ์–ด๋А ํƒ€์ด๋ฐ์— ์–ผ๋งˆ๋ฅผ ๋งค์ˆ˜ํ•˜๋А๋ƒ, ์ด๊ฒƒ์ด ์—ฌ๋Ÿฌ๋ถ„ ์ž์‚ฐ๊ณผ ์ œ ์ž์‚ฐ์„ ๊ฒฐ์ •์ง“๋Š” ๊ฐ€์žฅ ์ค‘์š”ํ•œ ์š”์†Œ์ด๊ธฐ ๋•Œ๋ฌธ์—, ์ง„์‹ฌ์œผ๋กœ ์‹ ์ค‘ํ•˜๊ฒŒ ์„ ํƒํ•˜์…”์•ผ ํ•ฉ๋‹ˆ๋‹ค. ๊ทธ ์„ ํƒ์ด ์—ฌ๋Ÿฌ๋ถ„์˜ ์ธ์ƒ์„ ๊ฒฐ์ •์ง“์Šต๋‹ˆ๋‹ค.

17. ์ €์ฒ˜๋Ÿผ ์ฃผ์‹ ์‹œ์žฅ์ด ํญ๋ฝํ•ด๋„ ๊ณ„์ขŒ๋ฅผ ํ”Œ๋Ÿฌ์Šค๋กœ ์œ ์ง€ํ•˜๊ณ  ์‹ถ์œผ์‹  ๋ถ„๋“ค์€, ํ•˜๋ฃจ ์•„๋ฉ”๋ฆฌ์นด๋…ธ ํ•œ ์ž” ๊ฐ€๊ฒฉ๋งŒ ์•„๋ผ์…”์„œ ์ €์˜ ์ง€์‹๊ณผ ์ €์˜ ๋…ธ๋™ ์‹œ๊ฐ„์„ ํ™œ์šฉํ•ด ๋ณด์„ธ์š”. ๊ทธ ์ด์ƒ์˜ ์ž์‚ฐ์„ ํ˜•์„ฑํ•˜๊ฒŒ ๋˜๋Š”๋ฐ, ํ•˜๋ฃจ ์ปคํ”ผ ํ•œ ์ž”๋งŒ ์•„๋ผ๋ฉด ๋˜๋Š” ๊ฒ๋‹ˆ๋‹ค. ์—ฌ๋Ÿฌ๋ถ„ ์ธ์ƒ์ด ๊ฒฐ์ •๋  ์ˆ˜ ์žˆ๋Š” ์ค‘์š”ํ•œ ์‹œ๊ธฐ์ž…๋‹ˆ๋‹ค. ํ•œ ๋ฒˆ ์‚ฌ๋Š” ์ธ์ƒ์ด๋‹ˆ ํ›„ํšŒ ์—†๋Š” ์„ ํƒ์„ ํ•˜์‹œ๊ธฐ ๋ฐ”๋ž๋‹ˆ๋‹ค. ๋‘ ๋ฒˆ ๋‹ค์‹œ ๋Œ์•„์˜ค์ง€ ์•Š์Šต๋‹ˆ๋‹ค. ์ €๋Š” 20์–ต ๊ธˆ์œต ์ž์‚ฐ์„ ํ–ฅํ•ด ๊ฐ‘๋‹ˆ๋‹ค. ์ด๋ฒˆ ๊ธฐํšŒ๋ฅผ ํ†ตํ•ด ๋ง์ด์ฃ .

์›๋ฌธ ๋ณด๊ธฐ ยท ๊ธ€ ๋‚ด๋ ค ์ฃผ์„ธ์š” ์‹ ์ฒญ

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