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SoFi, Robinhood, Palantir, and Nvidia investors, we need to talk. We need an urgent update on some of the stock market movements regarding these stocks, as well as what I'm seeing in general, because there's a lot of volatility in the market . And honestly, I see a lot of people making mistakes, especially with AI stocks, but even with the underlying assets that I discuss very often on this channel.
Let's start with SoFi. SoFi is currently trading at less than $18 per share. Shares have fallen 1.5% over the past month. Let's call it stagnation. She doesn't really show anything. And many investors are disappointed. They are losing faith in these stocks. But here's the truth about these stocks. Revenue reached a record $1.1 billion, up 43%.
Adjusted EBITDA increased by 62% to $340 million. And the company posted its tenth consecutive profitable quarter. What else do we really want from this business? I can't even imagine what else the business itself could do . So, what's going on ? Why are stocks stagnant? Well, these stocks are out of favor right now, and that literally means nothing.
This literally means that people's emotions, their feelings, don't really match up with what the business is doing. And this is something short-term that won't last long. If the company delivers higher revenue, higher profits, then this current mismatch between investors and the business will not last long, and the shares will once again be above $20 and $25 a share.
It's just a matter of time, and investing takes time. So when I look at SoFi, I personally think it's an undervalued stock that will be worth $ 25 to $30 a share, probably sometime in 2027. I'm not going to give a specific number because I'm not a financial advisor and I can't predict the future . However, I really think these stocks are undervalued.
And the main issue that I also see from investors that is pushing stocks down is the technology platform business. Revenue fell 27% year-over-year, partly due to a large client leaving the platform. Large clients are a significant risk for companies. OK. When they lose their best customer or lose a big customer, it looks really bad, and SoFi is reorganizing those operations under the name SoFi Technology Solutions.
But this segment still needs improvement, and I understand that this is part of the reason why the stock is under $20. However, their biggest advantage and outlook for the rest of 2026 is still moderately optimistic . The consumer financial services business is performing extremely well, and profitability is growing.
The next major catalyst is the second-quarter earnings report on July 29, less than a week from today. And this will be a very important event for SoFi. If SoFi reports really good earnings or simply provides a strong outlook, this stock could be worth over $20 a share again. And this could happen in a very short period of time, as Wall Street would revise its financial models, and investors could get a lot of enthusiasm.
As you know, in the current market with all this momentum, fear, and greed, investor emotions can reverse and this stock can skyrocket. If the next major catalyst on July 29th goes well, I'll give you another update on earnings and what I expect in the next video. SoFi's biggest competitive advantage is to become your financial home.
The reason I'm bullish on SoFi is n't because it's one of the best banks or the best investment app. And in that they are trying to become the only place where clients manage their entire financial life. And they are extremely good at marketing. So they are attracting customers at a very fast pace. Imagine a college graduate opening an account with SoFi to refinance a student loan.
Okay, maybe that's how relationships start. And a year later, they open a checking account and start using a SoFi savings account. And then later they get a credit card. They start investing or buy a home with a SoFi mortgage. And ultimately manage their retirement account through the same platform.
Most financial companies make money from one type of relationship. SoFi wants to have six or seven types of relationships with the same customer. And this is where the economy becomes incredibly powerful. Every new product makes the customer more valuable. If SoFi adds 1 million new customers—that's great.
But if those customers later use checking, savings, investment accounts and credit cards, as well as loans and insurance, and later add something else, such as retirement accounts, that would mean the customer becomes much more valuable. They literally make huge money by building relationships and increasing LTV, or customer lifetime value.
And guess what? LTV is not a number you know in advance. There are a lot of companies that advertise on Meta or Google— maybe stocks you also hold—Google and Meta, they are advertising businesses. And you think advertisers know their ROI from day one? No, they do LTV modeling; they're trying to figure out, "What is the customer's value to me over their lifetime?" Okay.
So, SoFi is working on this model, and it's a very strong model because they're incredibly good at engaging customers and helping them, essentially, master more products and build better relationships. Now the next action I want to talk about is Robin Hood. And we did extremely well on Robin Hood in my community.
We traded Robin Hood in my community. We used technical analysis, fundamental analysis, and I sold options on Robin Hood. And something crazy—Robin Hood has been showing a lot of volatility over the last month. The stock actually rose to almost $120 per share. And now it's worth almost $100 per share.
And I took my time adjusting the options I used on Robin Hood, which actually worked in my favor. So some of you here on YouTube are watching a lot of videos, doing a lot of actions. You are making a mistake. By being part of a community with a mentor who is not aggressive, who is more income focused like me, I have avoided a lot of the volatility of, you know, a stock like Robin Hood.
As long as it moves up and down, my covered call position works very well for me without feeling all the volatility. But overall, if we go back to the level of the specific stock, you know what I think about this stock, well, the business is actually still doing very well. Robin Hood's revenue in the first quarter increased by 15% to 1.07 billion.
Adjusted EBITDA increased by 14% to 534 million, and the number of Gold subscribers reached a record 4.3 million members, up 36%. The platform's assets increased by 39% to $37 billion, the number of funded clients reached 27.4 million, and net deposits amounted to $17.7 billion. So, all the statistics, all the facts that I like to look at when it comes to Robin Hood, it's all moving in a very positive direction.
Gold subscriptions are growing and very strong, and I actually like that because gold subscriptions essentially predict net deposits in the future. The more gold members there are, the more psychologically attached these clients will be and the more money they will add over their lifetime and career to the Robin Hood platform.
Business is also becoming increasingly diversified. Income from options increased by 8%, income from shares increased by 46 %, income from gold subscriptions increased by 32%. An event contract is essentially something like their gambling or sports betting business . You can make, you know, lots of different bets.
You can make financial predictions on Robinhood. They also have sporting events on their platform, and I think a lot of people are getting involved with that. There are many sports betting sites there. We saw Drake lose a million dollars in the UFC and then another million in football . Um, but it's not just Drake.
It's just that many people place bets because it's more attractive. It's more fun. It's more exciting than being a long-term investor. But that's completely normal. Robinhood makes a lot of money from this business, and I am very optimistic about this part of their business. Now, regarding the outlook for 2026, I believe the stock is currently trading at $16 a share, which is very, very, very cheap.
On a one-year basis, I really think Robinhood could be worth $140 again in, you know, mid- summer 2027. That's roughly my expectation. I am very bullish on stocks, and I think they are bullish but volatile. So if you're using options to hedge and protect against volatility, if you're using options to potentially generate income from that volatility— great, that's smart.
And if not, I would really like to teach you, because right now I see a lot of you doing AI searches and watching a bunch of videos, but that's actually the wrong way to go. Because if you're scattered, trying to find advice here and there, and doing it on your own, or joining programs, or people potentially using AI to create their videos.
So, be careful, and I would use options to hedge some of the risk here, because the market is very volatile, and Robinhood is a prime example of that. Robinhood as a business is now evolving from a trading app into a broader financial platform, much like SoFi. So, they have the same plan of action. That's because CEOs, management, consultants who come to advise businesses all know the same thing: creating a platform to increase LTV is the most important thing you can do for any business.
This doesn't even apply only to fintech companies. Not even just SoFi and Robinhood. This is the entire market. They all copy each other. And that's because such a plan of action makes a lot of sense. So, but for Robinhood, things are a little different. They are trying to increase margin lending, subscriptions, access to cryptocurrencies, and private markets.
and they are also expanding internationally, which is very important, because there is a huge demand for investments in American companies in global markets. So I think they will achieve great success in this. By the way, Robinhood also reports earnings on the 29th . So, the 29th will be a very important day not only for SoFi, but also for Robinhood.
Okay, the next stock I want to look at is Palantir. This stock was very oversold when I filmed a video about it right here. I managed to catch the bottom. And listen, . You know, call it luck or preparation. Call it buying Palantir shares at the IPO and tracking them for years, but when I released the video, I said, "Hey, this stock is undervalued." We see that it has indeed been overvalued, and is now worth $132 per share.
I don't want to say that Palantir is valued fairly. I think there is some growth potential, but I'm not overly optimistic about Palantir. I am only moderately optimistic about it. And when I look at the business, it's doing very well , but the valuation is, you know, P/ E 150. Again, I'm saying that's not the most important part , but it's not cheap, although it's not expensive.
The market capitalization is 318 billion. I think this company is worth $400 billion. In my opinion, there is some upside potential, and by 2027 the stock could be worth over $150, maybe $170 . Palantir's growth has accelerated significantly . Revenue for the first quarter grew by 85% year-on-year, indicating very rapid business growth.
And revenue in the US grew by 104%, which is also simply incredible. Management raised its full-year 2026 revenue forecast to about $7.65 billion, representing about 71% growth. So, their growth is slowing down a bit, but it's still extremely high, and their main advantage is probably ontology. So, the ontology maps every employee, every machine, every vendor, database workflow, and every security permission into one single digital model.
So instead of AI simply answering questions, it understands how the organization actually functions . This is probably the most difficult part of Palantir's business to understand. And if this video gets 1,000 likes, I'll do a more in-depth breakdown of this part of Palantir's business in my next update , okay?
If you want me to dive deeper into this promotion. So, my main thesis is that the software scales very well. It's relatively inexpensive to acquire new customers, and Palantir's margin expansion and free cash flow are growing very quickly, so I believe the stock price will be between $150 and $170 in 2027.
Okay, the next action is Nvidia. Nvidia shares are currently trading at $25 a share. This stock is moving sideways, which is actually a dream for the strategy I use in options—the “wheel” strategy. I will send you a video later about the “wheel” strategy if you are not familiar with it yet. But I sell puts, I sell covered stakes , and I personally receive premium income in my community.
We, we don't mind at all. It's great for us that Nvidia is moving sideways. We are quite satisfied with this. And later, I think Nvidia will go up, and we are ready for that too . Nvidia as a business is the best AI stock I personally see on the market. Many other AI stocks, in which I have invested very small amounts, have been extremely volatile recently.
And the reason why my portfolio is $4 million. It is now $3.9 million. And I can personally withdraw from 50 to 80 thousand dollars. This is the amount of money I withdraw from my portfolio. And it remains stable for many, many, many months. This is the money I receive. It is stable because I don't choose risky, crazy stocks.
Of course? Even the stocks that are sometimes the bright AI stocks that I'm interested in—they're very, very small positions, very, very small. Okay, you saw in my recent video that I personally have over $1 million in Google and Amazon. Well, Nvidia—that's also a big position for me. I love mega-cap stocks that have strong, consistent returns and the companies aren't wildly volatile because I don't want to invest in risky businesses, and some YouTuber you follow is pushing all these hyped stocks and using AI to make great videos.
I admit these are great videos. They use AI and talk about these, you know, hype and AI promotions. Well, we'll see how it ends, guys. We'll see how it works. A person who tries to chase all these rabbits can actually fall into a trap. So I'm very, very careful. When I look at Nvidia, for me it's a green check mark from an AI investment perspective.
Nvidia's last quarter was extraordinary. Literally extraordinary revenue growth. This business continues to expand its ecosystem. And when I look at their CUDA business, that's the part that I'm so optimistic about, because more students are learning CUDA, more universities are teaching CUDA, more startups are building on CUDA, and more companies are hiring CUDA engineers.
So I won't pretend to know everything about Nvidia. I did a lot of research. There are still parts of the business that I think I should understand better. But my research points to a clear picture: their ecosystem is doing very well. The market capitalization is now $5 trillion . That's right. I think it will eventually be a $10 trillion company.
Not in one year. This probably won't happen. All of Nvidia's quick and easy growth is behind us, and we are unlikely to see such massive growth in the future. This is already the largest scaled company in the world. But the forward P/E ratio of 31 is very close to the S&P 500, which doesn't make sense to me, given how much Nvidia is actually growing.
So I think we could see a market capitalization of around 6 trillion in a year. So I'm really excited about this, because the company doesn't have to be growing rapidly and the stock doesn't have to skyrocket for me to be successful with my "wheel" strategy. If you want a complete free course on the " wheel" strategy, it's on this channel.
So I'll leave it here for you . This is the most important video you can watch because you can apply the "wheel" strategy to Nvidia or to other stocks that I also mentioned in this video.
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