저자: 미상 · 한국인
요약 보기
2022년 1월~2025년 9월 기간 QLD·TQQQ에 9천만원을 일시 매수 vs 월 200만원 분할 매수로 시뮬레이션한 결과, 분할 매수가 대폭 우위였다는 주장. 약세장에서 분할 매수가 평균단가를 낮춰 유리하다고 설명. 나스닥 고점 우려 속 분할 매수 전략을 권유하는 내용.
다듬은 글
investing in Levridge ETFs like QLD and TQQ to grow your retirement assets, right ? Especially since isn't this the midday peak? Won't I get stuck if I enter now? Everyone has this kind of anxiety. So, I have prepared a very realistic simulation. How would the results have differed if you had fully invested 90 million won in QLD and TQQ in one lump sum from 2022, when the bear market began, until now, compared to investing 2 million won per month in a regular installment plan?
This video was made for those of you who are feeling anxious because the Nasdaq is at its peak . There are said to be surprising results and lessons for all of us to reflect upon, so let's check it out right now . 1. Explanation of Investment Simulation Logic. First, let me explain the investment method.
We simulated approximately 3 years and 9 months from January 2022 to September 2025, during which the age dropped significantly . I simulated a method of investing a total of 90 million won by settling 2 million won on the 2nd of every month starting from the 1st, January 2022, and a method of purchasing 90 million won all at once in January 2022.
The instruments are QLD, 2x leveraged QQQ, TQQQ, and 3x leveraged QQQ. The dividend also reflected the previous investment limit . In other words, it is a simulation that accurately reflects the situations experienced by actual investors. Was it really advantageous to liquidate during a market downturn ?
Would a full-scale buy-in investment have been advantageous? This QLD 2 million won monthly settlement result from 2022 to September 2025. 2022 was a period of interest rate hikes, and it was the time when the Nasdaq plummeted. The liquidation result for 2 million won over approximately 3 years and 9 months is an investment principal of 90 million won and QLD of 174.41 million won.
You made a profit of about 84.41 million won, which is almost double the principal investment . Looking at December 2022 alone, a loss of principal was inevitable with 24 million won for the principal and 19.26 million won for QLD . Although there was a downturn in 2022, profits were maximized during the Ion bull market from 2023 to September 2025.
3. Comparison of QLD Jeongnipdae One-Shot Full Purchase Results: From 2022 to September 2025. With the same principal, what would the results have been if 90 million won had been purchased in full in January 2022 ? Investment principal 90 million won, QLD appraisal value 141.85 million won. The result of the competition is 174.41 million won, which is a whopping 32 million won less.
In December 2022, the principal was 90 million won, and QLD was 44.69 million won, enduring a 50% cut. In the phase where a bear market begins, the upright formula exerted a much more powerful effect. This is because I consistently bought at low prices whenever the stock price fell. Ultimately, the average purchase price dropped significantly, allowing us to generate much greater profits during the recovery phase.
4. TQQQ 2 million won monthly settlement results from 2022 to September 2025. Next is TQQ, the king of volatility. The result of the 2 million won liquidation is an increase of 90 million won in investment principal and 201.86 million won in TQQ, totaling approximately 111.186 million won . However, looking at December 2022 alone, with a principal of 24 million won and TQQ of 16.78 million won, it nearly resulted in a loss of over 7 million won.
In particular, for products with 3x leverage like TQQ, the volatility is so high that a liquidation strategy to lower the average purchase price during a market downturn can be a game-changer . 5th. Comparison of TQQQ upright one-shot full buy results from 2022 to September 2025. Then, what were the results of the all-buy on TQQ ?
Investment principal of 90 million won. TQQQ valuation 100,230,000 won. There is a difference of nearly 100 million won compared to the result of the standard formula, which is 201.86 million won. Especially when looking at December 2022, which was a bear market, I had to endure a loss of over 70% with a principal of 90 million won and TQQ of 26.05 million won .
Would you be able to withstand a 70% loss ? The lesson to remember is that those who entered all at once at the peak had their mental state shattered during the downturn, and even if they eventually recovered, they did not gain any significant profit . 6. Jeongnim and Lessons. The lesson we need to learn here is very clear.
First, in a bear market, buying during the establishment period outweighs buying. In particular, split buying is much more advantageous because leverage doubles volatility. Second, a strategy played in a single room succeeds only when hitting the bottom accurately. However, everyone, no one can hit the floor .
As a result, most people end up getting stuck at the peak and carrying the losses . Third, leverage is a double-edged sword . Assets grow explosively in a bull market, but losses are doubled in a bear market . However, the most realistic way to reduce this risk is precisely a reorganizational investment style that keeps time as a friend .
7. A question for you . Today, I compared the results of the upright and time-based investment when investing 90 million won in QLD and TQQ from 2022 to September 2025 . QLD fixed-price 170 million won, city investment 140 million won. TQQ liquidation: 110 million won investment for a 200 million won investment.
The result was very clear. In a bear market, the liquidation was an overwhelming victory. In that case, let me ask you a question. If you were in this situation of controversy over whether the market has peaked, would you invest 90 million won all at once ? Or would you prefer to invest in installments of 2 million won per month as a liquidation strategy ?
Please leave your thoughts in the comments. Subscribing, liking, and setting notifications are a big dividend for me. It was the wise Payojeo running together toward the Payo tribe again today. thank you







Comments 0