🚨 JUST IN! Peter Schiff Warns of Imminent Global Economic Collapse | Brace Yourself!

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결론: 인플레이션은 정부·중앙은행이 통화량을 늘려 만드는 '세금'이며, 현재 가장 큰 위협이고 중산층·은퇴자에게 가장 큰 피해를 준다. 재정·정치 구조: 정치인은 재선이 최우선이라 지출 삭감이나 증세를 하지 않고, 적자를 화폐 발행으로 메운다. 법정화폐 체제에서는 금 같은 실물 제약 없이 돈을 찍을 수 있다. 인플레이션의 정의: 원래 뜻은 통화량 팽창이며, 물가 상승은 그 결과다. 디플레이션(통화 수축) 시기처럼 물가가 내려가는 것이 자본주의의 정상 흐름이라고 주장한다. 미국 CPI 기준 1800~1900년 물가가 절반으로 떨어졌다는 예시를 든다. 양적완화: 국채를 사들이며 돈을 찍는 행위로, 실질적으로 인플레이션 정책이라고 비판한다. 2008년 주택 버블 이후 10년 넘게 적자지출과 양적완화가 이어졌다. 현황 진단: 중앙은행들은 물가가 2%에 못 미친다며 인플레를 유도했고, 그 결과 주요국에서 두 자릿수 또는 높은 한 자릿수 인플레가 나타났다. 정부가 책임 인정이나 긴축을 하지 않아 인플레 세금은 계속 커질 것으로 전망한다. 자산별 영향: 고정소득자, 연금 수급자, 현금·보험 가치 보유자가 가장 큰 피해를 본다. 반면 자산(부동산, 소득형 자산, 주식)을 레버리지로 보유한 부유층은 부채가 희석되고 자산이 유지되어 혜택을 본다. 금본위제 회고: 금본위제에서는 정부가 세금을 걷어야 지출할 수 있어 정치권에 규율이 있었다고 평가한다. 리스크: 정책 방향이 바뀌지 않으면 인플레 세금이 매년 증가해 일반인 자산이 잠식된다는 경고가 핵심이다. 출연자 전망: 금 등 실물 자산과 소득형 자산 선호를 암시하나, 이 자막 구간에서 특정 종목이나 자산의 1~3개월 가격 방향에 대한 명시적 예측은 없다.

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01. inflation is probably a bigger threat now [ what you regard as the as the basics of fun of financial literacy on the Practical front all right well there's a lot there but I think the the most pertinent thing that people need to understand before they make any Investments really particularly now is inflation and the impact that inflation is going to have on the decisions that they make on their savings and their investment because inflation is probably a bigger threat now than it's ever been and therefore it's a even bigger Factor in determining everything that we do and ultimately what the rewards are going to be or the returns from your Investments and and the reason I think that inflation is a bigger problem now then it's it's been in the past is because of the fiscal predicament that most of the major governments have you know put themselves in and the fact that all politicians unfortunately and this is a a fatal flaw in democracy is that politicians first and foremost care about themselves and their own political career and their own re-election that's what they do for a living they are career politicians and so you know like anybody else you know they're they're they're you know concerned about perpetuating their career but and it's even worse when it comes to trying to take away something like if you want to cut a program spending that's even worse because once a voter has something nobody wants to take it away in fact even some of the politicians let's say Republicans United States that might have opposed certain government welfare type programs you know when they started once they're in place even those people won't vote to take them away that's how how a danger it is so the situation is you've had all these politicians who have promised so much stuff that the taxpayers can't deliver and of course when politicians want to give voters something they don't want them to pay for it so they want to spend money but they don't want to raise taxes because governments don't have any money they only have the money they take they have to take money from the people in order to give money back to the people and and so if the government's taking your money that you don't like so with paper money which unfortunately we have now fiat currency where the governments don't need gold real money they could just create paper money out of thin air right they could just manufacture it digitally and there it is that enables governments to spend without collecting taxes they run these large deficits and they're able to print the difference and hand out that money so they can give people money without also taking the money away and now they don't mind taking money away from rich people because you know there's not as many of those right so they don't lose as many votes although certain rich people can donate a lot to their campaigns which often you know prevents the taxes from getting too high but inflation I asked for the definition inflation is really just another tax because governments create inflation and inflation is also probably one of the most misunderstood words in the English language and deliberately so I think governments around the world kind of led the campaign to redefine inflation so if you go back to the origin of the word and if you if you have a dictionary even from the 1980s a Webster's dictionary you'll get the real definition of inflation so inflation is an expansion of the money supply that's all it is deflation is a contraction of the money supply so if you even think about the word inflate inflate is to expand like a balloon if you if you fill a balloon with air it expands so with inflation what's being expanded is the money supply and who expands the money supply governments you know or they they do it generally now through a central bank but it's the central banks of these governments that are expanding the money supply now when you expand the money supply you have more money well if you have more money but you don't have more stuff to buy well the price of everything goes up that's just basic economic supply and demand the more money there is the less each individual monetary unit is worth and now prices go up now what governments have done is they've said price is going up that's inflation no it's not that is the consequence of inflation because prices don't expand prices go up and down as a result of inflation now what happens is sometimes prices don't go up but you still have inflation and that's because without that inflation prices would have gone down and if prices don't go down because government creates inflation that still represents a loss to the people because they lost the benefit of lower prices because in capitalism the tendency of capitalism is to reduce prices that's why it's so good because you keep coming up with better ways of producing more efficient ways economies of scale if you look at the CPI for example in the United States in in 1800 and then you look at the same CPI in 1900 and they have the data prices were cut in half you had a hundred year period where you had deflation or you know the money or prices falling for 100 years uh and that was a good thing you know all the politicians now tell us that we need prices to go up that we must have inflation you know the way they Define it of two percent a year why why do prices have to go up every year why can't they go down every year isn't that better if stuff gets cheaper you know if the cost of living goes down of course it is but these politicians are trying to sell this lie to the public that Rising prices are somehow necessary for Prosperity you started this whole discussion by saying the biggest threat to the financial Integrity of people individuals over the long run is inflation and so why does that pose the Cardinal danger to long-term Financial Security and prosperity for people yeah well first of all it's not it's not working well that that is the problem it it worked much better when we had honest money when we were on a gold standard uh if governments wanted to spend money they needed gold and where did they get it they had to collect taxes because they couldn't create the gold it needed to be mined and and so it was an honest system and it it was discipline on politicians now the politicians don't want to be disciplined any more than you know teenagers want a chaperone at the prom right so you know they want to they want to do a lot of stuff that The Chaperone won't allow and so gold uh was keeping politicians in check but to your point about individual prices you can't confuse prices individually will go up and down based on the supply and demand but if the price of one thing goes up it's going to necessitate the price of something else to go down uh and so the general level of prices won't change uh it's only when you have the expansion of the money supply that the price of everything goes off because the value of money is going down and so now you need more money to to buy stuff but the problem now is because these governments have run such enormous deficits uh and it you know inflated you know the how housing bubble that popped in 2008 the US and then a decade or more of massive deficit spending quantitative easing programs and by the way quantitative easing is inflation they basically that you know taken inflation and put a nice sounding name to it because quantitative easing is printing money and buying government bonds that that's inflation but if the politicians said our policy is inflation you know the public doesn't like that so they said no we're doing quantitative easing and somehow that sounds you know more palatable than inflation but they've created so much and and for years and years these Central Bankers were telling us that inflation is too low we don't have enough inflation because it's not two percent and again we don't need prices to go up you know and the reason they say that price prices have to go up is they claim that we won't buy stuff that if we think prices are going to go down we'll just hold off on buying indefinitely waiting for a cheaper price and the economy is going to collapse and that's a bunch of BS because you buy things when you need them and when you can afford them I mean if if that was true nobody would own a cell phone nobody would own a laptop computer nobody would have a television that because all those things get cheaper every year yet we keep buying them so it's nonsense that we won't buy if price is going down in fact price is going down create demand if you can't afford something the way to to buy it is for the price to go down and then you can afford it and then you buy it but they've created so much inflation when they said it was too low that now it's exploded right you've got double-digit inflation or high single digit inflation pretty much in all the invest economies in the world and no government anywhere in the world is willing to actually do what it takes to reduce inflation because a they have to accept responsibility for creating it and then B they have to significantly reduce government spending and or raise taxes on on middle class uh voters and neither of those choices are politically expedient and so politicians now are under more pressure than ever to continue to finance their spending through inflation so the inflation tax is going to get bigger and bigger and bigger uh every year and the reason that that's such a problem is it's really the worst possible tax because it impacts the people the most who can afford it the least it's the middle class the Working Poor uh and the retirees who are living off of fixed income uh they end up paying the inflation tax the most uh they have some savings they have a pension they have an annuity a cash value and insurance policies all this stuff gets uh destroyed wealthier people who tend to own assets and who have more good debt right bad debt is Consumer Debt you go out and you borrow money and you spend it you buy a consumer good you buy a TV with your credit card and that's bad debt or you take a vacation and you pay for it on a credit card but if you buy an asset particularly an income producing asset a piece of property uh if you a business a comp stock if you borrow money and you buy an asset and that asset is appreciating and generating income inflation is your friend inflation helps you out because it wipes out the value of your debt and you still have the asset so wealthy people very wealthy people if they invest the right way will benefit from inflation whereas Ordinary People are going to get hurt