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A man who made 6.1 million in profit recommended just one thing to an office worker. But that isn't the method he uses. I wonder what exactly happened? hi. I am an economic hunter who analyzes the hidden aspects of the economy that others cannot see. All investors want to be like Warren Buffett . Choosing a good company, buying it cheaply, and holding onto it for a long time.
The news and YouTube are full of how to invest like Buffett. It's just stories like this. But actually, Lawfit himself left this message to the general public . Don't pick a stock. Why doesn't someone who made 6.1 million in profit recommend their method to others? The most realistic answer to how office workers can become rich is hidden within this contradiction .
Analyzing stocks just because you're following Buffett without knowing this is exactly like practicing jokes at a neighborhood sports field while watching soccer and trying to imitate Messi's . But if you know what Buffett really recommended today, you can see the most certain path for an office worker to realistically become rich.
You gain a clear standard for investing. So, there are exactly three things to talk about today. The first investment policy that Buffett uniquely recommended to office workers. The second thing Buffett proved to Wall Street geniuses by betting $1 million . Lastly, if you listen to the very end—including the real top priority investment that Buffett recommended before that and that no one else tells you about—your life could truly change, so pay close attention.
So, the only investment method Buffett recommended to office workers . I'll get straight to the point. Invest in the SMP 500 Index Fund on a monthly basis and never sell. That's all. But that's not the important thing . The key is why I recommend this . Buffett disclosed the contents of his ledger in Berkshire Hathaway's 2013 shareholder book .
He wrote that the money he leaves to his wife upon his death should be invested by putting 90% into an indirect expense S&P 500 index fund . Put the remaining 10% into short-term government bonds with Vanguard Girl. That's all. Is n't this too boring for a playground run by someone who made 6.1 million in profit?
There is a Buffett here. The goal of a non-expert should not be to pick specific stocks to win, but to own entire businesses that are bound to succeed as a whole . But there is one more important thing to say here. Buffett said this in an interview. If you are willing to spend 6 to 8 hours a week on investment analysis, do it yourself.
If you don't have one, invest in an index fund on a regular basis. This is the key point. Buffett himself reads corporate reports for five or six hours a day. I've been doing that my whole life. Every day for 60 years . That's what made 6.1 million. But is that possible for an office worker? Going to work at 8 AM, leaving at 7 PM, and analyzing stocks while watching YouTube at night— is that 6 to 8 hours of analysis per week?
Absolutely not. The analysis Buffett talks about involves directly reading a company's financial statements, understanding the industry structure, and evaluating the management. Buffett's conclusion is that if you don't reach that level, choosing stocks is no different from just picking them by feel .
In fact, looking at the data released by SP, as of 2015, more than 92% of professional fund managers failed to outperform the SMP 500 return. If an expert is at this level, it is a delusion to think that an office worker who just briefly looks at charts after work can beat them . This is cold but the most realistic advice.
Now, but here's a question that arises. Are index funds really that great? It can outperform funds selected by experts with decades of experience on Wall Street . Buffett had the same question . So I used it myself. In 2007, Buffett publicly provoked someone, betting money on it. We first declared it in the 2005 shareholder statement, and then officially placed a bet in 2007 .
Any Wall Street hedge fund manager should select five funds and try to beat the returns of the S&P 500 index fund for 10 years. I bet 1 million dollars. This was such a bold challenge that, at the time, the hedge fund industry was filled with the world's best minds . Harvard. They are math and physics PhDs from MIT who used to buy and sell stocks while running algorithms worth tens of billions .
They are people who earn billions in commissions alone every year. But after the challenge was sent out, what happened was that no one showed up. It's quiet. There are thousands of fund managers on Wall Street who are confident they can beat the market, but when $1 million was put on the line, everyone shut their mouths.
This silence itself already says something . In the end, one person showed up. He is Ted Sides, a hedge fund manager at Protege Partners. He is a brave person. The five funds of funds he chose actually represented the average performance of over 100 hedge funds. In other words, it is not determined by the skill of any single person, but is the result of hundreds of top talents on Wall Street pouring everything into it over 10 years—making thousands of trades, scrutinizing financials, and holding analyst meetings .
Could there be a fairer experiment than this ? I will reveal the results for the 10 years from January 1, 2008, to December 31, 2017 . Buffett's SNP 500 Index Fund 10-year total return 125.8%, annual average 7.1%, Hedge Fund A 21.7%, Hedge Fund B 3%, Hedge Fund C 87.7%, Hedge Fund D 2.8%, Hedge Fund 27.0%.
Not a single one of the five beat the index fund. This is a really shocking result. It means that the result of the world's best working their hardest for 10 years with state-of-the-art equipment was worse than doing nothing and putting the money into an index fund. But there is a twist here that nobody tells you .
I wonder why this result came out. The key is the fee. Hedge funds only allow top performers to earn 2% of the annual return and take 20% of the profits as performance fees. But the S&P 500 index fund band chosen by Buffett has an annual fee of 0.03%. To give you an idea of the difference, compare a fund that generates a 10% annual return on an investment of 100 million won with a 2% fee and a fund with a 0.03% fee.
After 20 years, a fund with a 2% fee is approximately 466 million won. After 20 years, a fund with a 0.03% fee is worth approximately 670 million won. The rate of return is the same, but the difference in fees alone widens the gap by over 200 million won. This is the scary thing about compound interest.
2% every year might seem like just 2%, but if compounded over 20 years, more than 30% of the final amount disappears. Buffett proved with a $1 million experiment that the fees taken by Wall Street fund managers are the biggest enemy of client returns . As I mentioned in the last Buffett video, the core principle behind Buffett making 6.1 million is compound interest.
I proved by betting $1 million that the biggest enemy eating away at compound interest is surgery. Now, the story about the stakes is interesting too. Both sides bet $320,000 each, totaling $640,000. But I invested this stake in Berkshire Hathaway stock while the betting was in progress, and after 10 years, it became $2 million.
This entire amount was donated to the Nebraska charity, Gulg Ink. But here is the point where novice investors get most confused. Hunter, if you put 300,000 won into an index fund every month, it really makes money. And the KOSPI is 6,000 right now, isn't it? If I start now, won't I get stuck at the peak?
That's a good question. I'll show you in numbers. The historical average annual return of the SMP 500 is about 10%, including dividends. It's the average for nearly 100 years since 1926. Based on this, if you invest 300,000 won every month, your principal of 36 million won becomes approximately 61.45 million won after 10 years.
If you invest for 20 years, the principal of 72 million won becomes approximately 228 million won. If you invest for 30 years, the principal of 108 million won becomes approximately 678 million won. I only put in 300,000 won every month for 30 years, totaling 108 million won, but the final amount is approaching 680 million won .
It's 570 million won made by compound interest . Ah, but isn't 10% a year a bit too optimistic? that's right. Let's take a conservative estimate of the age. It's the real rate of return, taking inflation into account. 300,000 won per month, for 20 years. Total floor area of approximately 156 million won.
300,000 won per month. Over 30 years, it is about 366 million won. Even conservatively estimated, it is more than three times the principal. But the question is, what if we are at the peak now? This is the question I get asked the most, and the answer is clear. September 2008. Imagine there was someone who started upright investing right before Lehman Brothers collapsed.
It 's the worst timing ever. SMP 500 dropped by 57% after that. But if this person had invested consistently every month, it would have turned into a profit in 2018. why? Because you buy more stocks with the same amount of money when it drops . This is the core of the establishment method . Even if you start at the high point, it is structured so that more is captured at the low point.
The same goes for the person who started at the DaCombe branch in March 2000. I am generating collective returns 15 years later . Buffett said this about it. The greatest danger for a novice investor is entering the market when they are overly excited, only to suffer losses on paper and feel frustrated.
And I summarized that antidote in just one line . Never sell when there is consistent buying over a long period, bad news, and the stock price has fallen significantly from its peak. Ultimately, the key to established investing is not timing. It's time. A finite way to make time work for me is to put in money every month and not sell it.
Once you understand this, the next story becomes really easy. Now, if you hear this far, you might just think, "Ah, I just need to invest in an index fund on a regular basis," and stop there . But the real key starts now. There is something Buffett recommended before index funds . And almost no one knows this.
This is core content that is usually taught for hundreds of thousands of won in investment classes, but today at Economic Hunter, we are going to teach it all for free. Buffett said this at Berkshire Hathaway's 2009 general shareholders' meeting. The best way to protect your assets from inflation is to become the best yourself .
If you are the best teacher, the best surgeon, or the best lawyer, you will take a share of the national economy regardless of the value of the currency. What this means is that increasing your own value is a more powerful investment than putting money into an index fund. I'll prove why with numbers.
I told you that if you put in 300,000 won every month for 30 years, it would be 680 million won. But if you increase the settlement amount just a little, the results change completely. 500,000 won a month for 30 years is 1.13 billion won. 1 million won per month for 30 years is 2.26 billion won. I only put in an extra 200,000 won every month, going from 300,000 won to 500,000 won, but the final amount differs by 450 million won.
If raised to 1 million won, the difference is 1.58 billion won. It's the same 10% annual return, just the amount has been changed. The twist here is that it is almost impossible to raise the rate of return from 10% to 15% . Even Wall Street geniuses can't do that. I saw it earlier in the $1 million bet.
But to raise your salary and increase your savings from 300,000 won to 500,000 won, you just need to get a certification, change jobs, or take on a side project . It is within the realistically possible range. This is what Buffett meant when he said to invest in yourself. Don't spend two hours every day analyzing stocks trying to raise your return by 1 to 2 percent; use those two hours to raise your annual salary.
That's what real leverage is that changes the compound interest graph . And this is a structure where compound interest works in double the way. As your value increases, your salary goes up, your savings increase, the compounding effect grows, and your value increases again in the meantime—these two wheels turn simultaneously.
The snowball that Buffett spoke of. This is the structure of how a snowball actually rolls. This is the core framework that is usually taught for hundreds of thousands of won in paid investment courses, but Economic Hunter is teaching it all for free like this. Because I think that such a truly important story should actually be spread widely.
So, as an investor, what should you do right now? I'll point out just three key checkpoints . First, determine the settlement amount . 10 to 20% of your salary is an appropriate range. If 300,000 won is a burden right now, even 100,000 won is fine. The important thing is to start. Select the second Entertainment Expense SMP 500 Index Fund .
You just need to choose one with a fee of 0.1% or less . Vanguard, VOO, SPDR, and SPY are typical examples. In Korea, there are also domestically listed ETFs that are easy to access, such as Tiger U.S. SNP . Set up the third automatic transfer and forget about it. The key to Buffett's advice to build systematically but never sell is automation.
If you set it up so that the same amount is withdrawn on the same date every month, the temptation to time the market disappears altogether. Of course, blind falling is a net. Let's also objectively check the three risk factors. It's the first exchange rate risk. If you invest in SMP 500, it's a dollar asset.
If the won strengthens, returns are cut. This is offset the longer the diversification period, but volatility arises in the short term. So, there is also a way to invest in domestic ETFs by utilizing National Pension accounts or IRA accounts, which offer tax deduction benefits . It is the second U.S.
economic concentration risk. The SP 500 consists of 500 U.S. companies. If the U.S. economy falls into a prolonged recession, yields could fall below the historical average. Global indices like MSCI ACWI, which are distributed worldwide, are also a good example. It's the third psychological risk. This is the biggest enemy.
When it dropped 57% in 2008, everyone knows that fixed-term deposits are good, but how many people can actually put money in every month? Consistently depositing money even while watching an account cut in half is completely different from actually executing it. This is exactly why Buffett said not to own stocks unless you are prepared for them to drop 50% .
The strategy of the established method itself is perfect. But it is people who execute it. That's why automatic transfers are important. It eliminates any room for emotions to intervene . So, we 've covered all the risks, but what is the core issue in this game ? In a CNBC interview in early 2026, Buffett said, " One thing perfectly captures the current situation." Since I took over management, there have certainly been three instances where the market dropped by more than 50% .
This is not a situation to get excited about. This is the perspective of someone who has beaten the market for 60 years. Whether the KOSPI is 6,000 or 3,000, or whether Wall Street shakes or not, the essence of the upright formula does not change. The market falls and then rises. It has always been that way.
The important thing is to keep building it up within that cycle . Rather, we need to look at the bigger picture here. The fact that the KOSPI has now surpassed 6,000 means that the very scale of the Korean stock market has changed . Amendment to the Commercial Act. MSCI Developed Countries Inclusion: Era of 200 Trillion Won in Semiconductor Operating Profits .
As I have pointed out several times in previous videos, a structural revaluation of the Korean stock market is underway. What is the most powerful strategy of this era? Buffett has already given the answer. Invest consistently every month, never sell, and use that time to increase your own value. Think about it.
The reason the SP 500 was able to record an annual average of 10% over 100 years is because the U.S. economy continued to grow. And now, the Korean stock market has also entered the initial stage of that structural growth. When the KOSPI first hit 1,000, people said, "Isn't this the peak?" and the same thing was said when it hit 2,000 and 3,000 .
But it's 6,000 right now. In the long run, the market will rise. The important thing is whether or not you are riding in it . And there is something Buffett said in the 2017 Shareholders' Book. When 'spoon dollars' are managed by Wall Streeters who take high commissions, it is usually the managers, not the clients, who make the big money .
That one sentence summarizes it all. What office workers should be doing is not paying fees to Wall Street managers, but investing in low-cost index funds every month and using their spare time to increase their own value . I'll organize it. Today's story is n't saying that Buffett's words are always the right answer.
Actually, there is no right answer to investing. There are people for whom value investing suits, people for whom trading suits, and people for whom real estate suits. Ultimately, finding an investment method that suits you is the best thing to do . But there is a reason why I specifically mentioned Buffett today .
This man achieved a return of 6.1 million percent over 60 years. No one in human history has ever made this much from an investment. But the last message that man left when he retired at 45 was, " Don't pick a sport." Put it in every month. You have to invest in yourself. The last words left by the person who spent his entire life selecting stocks and achieved the highest returns in history were, "Do not pick stocks." I believe all the insights from his 60-year investment career are compressed within this paradox.
What we need to take is not the methodology, but this philosophy. Humbly acknowledging one's limitations and sticking to simple principles for a long time . Please don't forget that was the last investment insight the man who made 6.1 million left us . If you found today's story really helpful, please make sure to give it a thumbs up.
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