저자: RayDalio · 외국인
요약 보기
레이 달리오가 어린 시절 골프장 캐디를 하며 주식 투자에 입문한 경위와 성장 과정을 회고하는 영상이다. 결론은 어린 시절의 호기심과 거시경제·정치·시장을 연결해 베팅하는 사고방식이 자신의 성공 기반이라는 것이다. [입문 계기] 1960년대 12세 때 골프장에서 캐디를 하면서 손님들과 주식 이야기를 나눴고, 번 돈으로 처음 주식을 샀다. 첫 매수는 주당 5달러 미만 종목이라는 기준으로 골랐는데, 더 많은 주식을 살 수 있다는 이유였다. 첫 종목은 파산 직전이었지만 인수합병으로 약 1년 안에 3배가 올라 투자가 쉽다고 느끼고 빠져들었다. [성격과 학창 시절] 스스로를 매우 호기심이 많고 소심하지 않으며 예의 바른 사람으로 묘사했다. 고등학교 성적은 나빴고 기억력(암기)에 약점이 있었으며, 목적이 이해되지 않는 암기식 학습에는 흥미를 느끼지 못했다. 겨우 입학 조건부로 대학에 들어갔다고 밝혔다. [사고방식의 뿌리] 정치와 시장이 연결되어 있다고 보고, 세계에서 일어나는 일을 시장에 베팅해 검증할 수 있다는 점에 매료되었다. 시장 베팅은 거시·정치 판단에 대한 객관적 채점표 역할을 한다고 설명했다. 분산투자는 지루하다고 여겨질 수 있지만 핵심 원칙이며, 자녀 교육·은퇴 자금을 준비할 때 이를 잘 이해하지 못하면 큰 위험을 감수하게 된다고 강조했다. [기타 일화] 캐디 시절 닉슨(당시 대선 패배 후) 등 유명 인사를 상대했으며, 월가 인물의 소개로 뉴욕증권거래소 플로어에서 서기로 일한 경험이 커리어에 영향을 줬다. [시장 전망] 영상 내에 대상 자산의 1~3개월 가격 방향에 대한 구체적 예측은 없다.
다듬은 글
how did you get into the business yourself in the 1960s uh i was catting at a golf course and then and the stock market was hot at the time so i was 12 years old and i was talking about stocks with the people that i was catting with and i took my catting money and i decided i would invest i didn't know what i was doing first sock i bought was a company which was the only company i ever heard of that was selling for less than five dollars a share that was my criteria because i figured i could buy more shares and that meant if it went up i would make more money obviously stupid but i got lucky the first company i bought was a company that was about to go broke but somebody acquired it and it tripled and i thought this game is easy so i got hooked how instant was that what was the timeline of you investing to a triple inc i don't remember exactly but i would say was probably maybe a little less than a year a year or something pretty quick to travel i mean that can really hook you that way yeah when an acquisition comes along so and then i got hooked on the game i know your dad was a musician jazz and but how did you get into even being interested in that was it listening to what they were talking about the guys that were golfing when you were caddying or at the time everybody played a little bit around in other words they were taking the stock market was very hot so but so i'd walk around and we'd be chatting you know i'd be asking them questions and they would think it was a little odd that i was asking them questions and they were nice to a young kid and so we would talk about it and i'd say what stock and what you know and so that's how it happened and at that time uh if i'm 12 years old and i'm your friend how was ray daly what was your personality like were you shy were you curious were you confident what was your personality well the first word that you mentioned that comes is curious okay i'm very very curious right i'm not shy but i'm polite you know i don't want to if they're playing golf i want to do what they want me to do but if you get a nice person and i'm curious and we get into an interesting conversation that they're interested in it's great now you carried for some interesting people i know one of them being uh president nixon was you president when you were counting or not yet no not he wasn't yet no he had lost the election you know his first and then he it was post that got it then the duke of windsor and some other people so that's a nice and there was well and then there's there was a wall street crowd you know and that led to my uh being able to clerk on the floor of the new york stock exchange because one of those guys we were talking about the markets and so on yeah and he had a specialist firm in other words a floor brokerage firm on the floor and so um he said hey why don't you in your summer job come down and clerk so between college and my uh summer job my by going to business school i got to clerk on the floor of the knock stock exchange but along the way you know those those guys made a big difference in my life i bet do you remember any dialogue with richard nixon or no was there any specific that stuck till today or not no he was there wasn't he wasn't chatty okay that's it's funny i asked clint hill i don't know if you know clint taylor clinton was the secret service agent when jfk got shot he's the first guy that jumped on the top of the car and he was a secret service for richard nixon he says he wouldn't talk too much he was always kind of to himself and quiet it seems it's the same thing with you as well so now you go to high school who were you in high school saying curious were you playing sports were you a 4.0 gpa kid who were you in high school no i was the opposite of a 4.0 gpa kid like i i didn't like high school i i i did like playing with my pals and and you know having a good time you know there was so much of learn this remember this and i think first of all i think i have a very bad rope memory what i mean rope memory is if something doesn't have a reason for being what it is uh within its context um like let's say phone numbers or names and so on it's challenging for me to remember it but also um i didn't understand the purpose of it i didn't get it hooked in it wasn't curious curiosity-based it wasn't interesting and so um i was um a lousy high school student i barely got in on probation to uh cw post college which is no ivy league college but i'm very very curious at the time for lots of different things people would say everything from politics to you know markets and how things work you know not mechanical things but how the systems i was involved with uh politics quite a lot of politics well i was young enough at the time that i remember eisenhower going to nixon the debate in kennedy and i was inspired by john kennedy and that era and so all along then um it was interesting and so when bobby kennedy was running for the senate it was in new york um i got very actively involved i was just it was in high school and so that part of it was interesting to me so anyway politics markets did you play any games were you a card guy backgammon chess like did you have a post game i played i played backgammon you played backgammon yeah played back ammon i play i like chess i played some chess but no it was mostly my game was the markets because the two things went together wow okay the two things went together what was going on in the world politics and so on and what was going on in the markets and to me it was an ability to bet on what was going on in the markets right in other words or go bet on what's going on in the world because what was going on in the world would affect what was going on in markets so to me that enthralled me because it wasn't just theoretical like if you read a you know newspaper and everybody talks politics and they say you uh what's gonna happen oh yeah bet on it make your your bet in the markets gives you an objective scoring of how well you are at betting on these macro global macro economic political things you'll see a lot of people will say that's a boring formula or it's an outdated you know you'll be in the industry and so this whole diversification is a boring formula et cetera et cetera i'm just trying to say i went from nothing you asked me okay my dad's a jazz musician middle class or low middle class family uh um i had nothing other than parents who cared me and i could go to a good public school and that was the only thing i had and if i took that and i say okay here i am with the things that has happened over the markets and making money and building a business and so on there are there are limited number of principles that i want to pass along to people because i think if they can get those principles that that would be extremely valuable and this is not boring so when i come back and you say that ark in life was not boring that was a very successful and exciting arc in life and this is one of those principles so if you take diversifying well how to diversify well please go understand that principle it's only a couple of pages please go understand that principle because when you have savings and you think how much money do i need for my kids education or my retirement or whatever it is and so on and if you don't know how to do this well you're risking a lot and if you do it well and so on it produces an enormous amount of opportunity
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