저자: MarcFaber · 외국인
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결론: 중앙은행의 자산 인플레이션 중심 정책과 금리 인상으로 가계 실질 생활수준이 악화되어 사실상 경기침체 상태이며, 사회적 불만과 관료주의 문제가 커질 수 있다. 실질 임금과 생활수준: 임금 상승률이 물가상승률을 따라가지 못해 측정 기준에 따라서는 모두가 침체 상태라고 주장. 저소득층은 식료품·육류 가격 상승의 영향을 크게 받는다고 강조. 세대 간 격차: 현재 청년들은 실질 소득 기준으로 부모가 35세였을 때보다 적게 벌고 자산도 적다고 주장. 중앙은행이 자산 인플레이션에 집중해 자본 배분이 왜곡되고, 과도한 레버리지 없이는 주택 구입이 어려운 세대가 생겼다고 지적. 금리와 가계: 변동금리 대출자는 중앙은행 기준금리 인상에 따라 이자 부담이 매달 늘어나며, 금리 상승이 가계를 압박한다고 설명. 중앙은행·정책 평가: 연준 이사진이 실제 서민 상황을 잘 이해하지 못하며 정치 게임에 치중한다고 비판. 인플레이션을 '보이지 않는 세금'으로 규정. 관료주의와 사회 분위기: 코로나 백신 의무화 등 선출된 정부 관료들의 권력 남용을 비판하고, 사람들이 정부를 두려워해 의견 표명을 꺼리게 됐다고 주장. 사회적 소요 가능성도 언급. 금융 규제: 은행 규제와 컴플라이언스 서류 작업이 과도하고 쓸모없다고 비판. 은행 직원들은 고액 연봉과 안정성 때문에 이를 문제 삼지 않는다고 설명. 투자 자산 언급: 대상 자산에 대한 1~3개월 가격 방향 예측은 없음. 금리 상승과 가계 압박에 대한 일반적 우려만 언급.
다듬은 글
so in other words if you measure truly an economy according to the standards of living we are all in recession because the wages have gone up less than the rate of inflation in today's video Mark Faber an investment advisor fund manager media commentator and author discusses the role of central banks in the current global economic crisis and how their focus on asset inflation has led to misallocation of capital and a generation of people who cannot afford to buy properties without excessive Leverage he also warns of an inflation crisis as interest rates rise in the negative impact of invisible taxes like inflation on people's cost of living this is a social issue because the rich people say I consider myself reasonably with a reasonably fortunate whether the cost of rise or of beef or pork goes up 20 or not is not a factor in my overall expenditures but for a family in the low income brackets yeah I can tell you they all suffer and I've maintained this for years that the standards of living of the lower classes have gone down compared to the parents and that young people today inflation-adjusted earned less than when their parents were 35 years old and they have less money than their parents had when they were 35 years old well we have statistics is not my invention produced by the Federal Reserve in America except the Federal Reserve board members they don't don't look at these statistics they are busy polishing their images and giving speeches and forecasting and playing the political game and the worst so they are not they don't understand recently affected the governor the head of the San Francisco fed said you had this inflation but it doesn't touches me it doesn't touch me because they're not they're not ordinary people do you understand they all drive around in limousines and Aquatic Arts and so voice and so on and protected homes But Ordinary People they suffer and that I'm sure also in Australia if you go to the workers the wages have gone up but not to the same extent that the cost of living has gone up so in other words if you measure truly an economy according to the standards of living we are all in recession because the wages have gone up less than the rate of inflation and then people who have who have borrowed money at variable rates it depends if you borrow money for 50 years at two percent is one thing but if your mortgage is adjusted every month according to the Reserve Bank rate or to the FED funds rate then now interest rates are going up the squeeze is households is squeezing households we are I have no doubt yeah well this is a very important question and it could we could see more social undress but you understand the public has become fearful of the government it's a tyranny of incompetent bureaucrats and we've seen this incompetence in regard to covet right away the governments all over the world they told people you have to get a vaccinated and some who didn't want to get vaccinated they were sent into camps into like a leopard colonies yes and these are democratically elected officials and if you think about this here I grew up in an environment at school they always told me oh we are a democracy and we are free this is all nonsense we are let's breathe and if there was a king because the king would be deposed right away or killed or assassinated but in a democracy the bureaucracy has such a power and they can tell people well if you don't get vaccinated uh you're not gonna get the job yeah so what do you do you have two small children at home and the wife that complains about everything anyway vice versa as well to be politically correct but then uh obviously the guy has to get vaccinated to keep his job yeah and so I've I've noticed this in because there are many clients in America and readers up to up two years ago people were quite practical when you sent them an email and ask them about something you know and also in discussions now people shut up they're scared yeah exactly what I discussed with a friend of mine who is a private Banker in Switzerland I said to him how is it that people in Banks don't fight all these additional requirements that are imposed by these uh recorded and dumb stupid compliance people in the various banking commission and Securities and Exchange Commission all these regulations are completely useless but they bothered the clients with it I I mean my some of my friends private bankers and so what they tell me half the time is filling out forms I can't believe that I died when I started to work for white wealth in 1917 America then I came to Hong Kong in 73 and I've lived in Asia since then both at White 12 and later attracts the Burnham where I work I could open an account with one sheet of paper this size 84.
the client had to sign at the bottom here and the account was open no passport no questions asked nothing later when they wanted to trade for options they have to say another form in Italian here but simple and nowadays you get like a booklet they think yeah papers to open an account we're taking a normal person I I've studied but I'm not a lawyer I wouldn't understand this and to read this would take me amongst do you think I have a time to read for a month and no one does nobody does and so I asked my friend how how is it that the staff of the banks don't oppose all these new regulations is that to me Mark is very simple the bank staff they all are paid the salary as we know Bankers all of them all of them are overpaid some are grossly overpaid and some are less overpaid but the reality compared do say a small business owner whether it's a plumber or Carpenter or whatnot he will never make the money a banker makes but they are employees and they get the high salary relatively speaking with no responsibility because they can have their money somewhere else you know if the bank goes bankrupt they get their pensions they're number one ambition is not to get fired absolutely so they shut up yep and the whole bureaucratic system is built nowadays on people shutting up it's like the smaller bureaucrats at the bottom they think their boss is up there are complete idiots but they will never avoid an opinion because they depend on the bosses up there to promote them and it is true in the bureaucracy the higher you go the more the people become stupid
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