저자: Kevin · 외국인
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신차 리스/구매 대비 중고차 구매가 현금흐름상 유리하다는 주장. 2013 BMW 328i 중고 약 1,500만원대(14,999달러) 기준 월 납부 300달러 이하, 신차 리스 628달러, 구매 800달러로 차이를 설명하고, 절약분을 주식·부동산 투자에 쓰라고 권유. 차량 감가상각을 손실로 강조하며 테슬라 오토파일럿은 예외로 언급.
다듬은 글
today you're going to learn a passive income pact when it comes to new cars versus leased cars first old cars let's get into that before we do remember we have these st. Kevin coupon code for 17% of cars or you get the private live stream mentoring with meet Kevin all right so let's get in this car let's start talking about the difference between least new and old so back when I was fifteen years old and I got my learner's permit first started driving I was playing a lot of World of Warcraft and it made it a little challenging to find you know friends that didn't play well or a girlfriend in fact I kind of went around with a druid badge on my backpack which may have not been the smartest idea but on the same note and sort of the opposite note I thought well if I had a nice fancy new car well then maybe maybe I would have a girlfriend so I somehow convinced my dad to lease a BMW 328i for me right before I turned 16 years old so I would have it when it was time to drive the car and guess what changed for my social life nothing in fact maybe I got home to play wild like 0.2 seconds earlier than if I had a normal car but wait a minute I'm not trying to be the one that's saying hey don't get a BMW 328i you know don't have a nice car that's not what I'm saying at all in fact it's nice to have a nice car I like convertibles I like European cars you know what I kind of like all sorts of cars especially nicer cars man who doesn't so at the time I thought okay well that was kind of a bummer didn't really change anything for me but what was I really missing out on I was really missing out on the passive income hack that cars can present to you and I really only found out this hack when I was 25 years old and found my father-in-law by this very car now this is my father-in-law's car so I'm not gonna go wreck it on the highway or anything this is also the neighborhood I used to pass out fliers and pumpkins in so I figured me as well sit here and you know wave to neighbors hopefully they recognize me and they're like oh they're filled with all they're probably talking about real estate now we talk about cars but they don't and so here we are talking about cars and my father-in-law taught me the biggest lesson ever that is an insane passive income hack for when it comes to buying cars versus leasing cars verse new and old cars and here it is the father-in-law but this 2005 six forty five CI BMW 130,000 miles convertible probably $90,000 car new fully loaded for nine thousand dollars like oh my gosh and then the last two years he said maybe two grand and maintenance on it I'm thinking myself oh my gosh this is the hack let's talk about the specifics of it how you can take advantage of it so what does this mean for you well let's do some numbers if you wanted to do the same thing I did and have a BMW 328i when you're 16 years old well they usually cost about forty one thousand dollars so let's assume you leased it if you leased it for you know forty-one thousand dollars you'd probably be looking at a payment of about six hundred twenty eight dollars per month assuming you put zero money down let's just keep the numbers very very simple six hundred twenty eight dollars per month or you could buy it now you're gonna have principal pay down on top of your interest rate so you're probably gonna be closer to eight hundred dollars per month if you bought the car or you could buy a used 2013 BMW 328i virtually the same thing with some different technology or whatever the use price is like fourteen thousand nine hundred ninety nine dollars at Carmack's with maybe fifty sixty thousand miles these cars usually are rated for 250 to 300 thousand miles maybe even more and guess what your payments would be under three hundred dollars per month so what do you have here you have the ability to get a BMW a European car a sick looking car you get the same luxury feeling be the same sort of status impact if anybody wants to know what year it is or or how much you paid for it they're probably gonna be like oh my gosh you got a screaming you have 9 grand look this thing it's freaking awesome $9,000 and you got a convertible I mean there's room for a car seat in there it's amazing and this with these rims and all the upgrades I mean the person who bought it lost all the money it's kind of like when you buy an over improved house which we talked about in the real estate investing course all the time you buy a house that's like custom model home like one of these new construction neighborhoods or whatever somebody fully remodels it with like Brazilian hardwood expensive tiling this that or the other the next buyer comes in get all that crap for a discount the same is true with cars and boats that is the passive income hack $300 for the used car six hundred twenty eight dollars for the lease version or $800 for the bought car the difference we could even throw in maybe a hundred or two hundred dollars from maintenance or whatever because you're not gonna have one of those protection plans unless you bought one then it'll cost you that money whatever big deal so let's say the used cars gonna cost you out of $450 a month there's still a difference of about a hundred seventy eight dollars to three hundred seventy eight dollars between the user and the least or the bought new car and that is another form of passive income that is not only going to help you keep your expenses low which what happens when your expenses are low you can invest more money into stocks into real estate you can follow my steps of investing two hundred ten dollars per week and and become that millionaire by taking advantage of the tips I give in my other passive income lectures and you're not wasting money when you buy a new car you're throwing money out of the window thanks to depreciation when you release a car don't kid yourself the depreciation is already factored in to the payment you're making so you're suffering the same loss now I know a lot of people are like oh well come on Kevin I mean I want a new car every three years for what look at this thing it looks great what do I need another one for every three years because you want to change it up I mean fine if that's really important to you I'm not saying don't do it but what is a more important to you is what you should be asking yourself a new car or owning and controlling more real estate owning and controlling more stocks building your wealth and stop them with the look of the latest edition this order what's this what's this look at ass this is the other thing you know you start doing upgrades right let's get some new mufflers let's wrap the thing let's just deco it out put new rims on it spend thousands and thousands of dollars for crap you don't need or have somebody who has already done it and take it over I mean that's my favorite so I mean folks should be pretty obvious buy a used car I wish if I had known this before I bought any car the exception of the Tesla because no other car has auto pilot would never ever buy a new card now on the topic of cars let's touch on the Tesla a little bit here's the thing with the Tesla the Tesla the only way I was going to get the best auto pilot technology at the end of 2017 which to me was like a life insurance policy some people look at me like oh you're just justifying why you wanted to buy a Tesla fine I don't really care what you think my point of view was I got two kids I want that auto pilot on every time I'm driving so if I get like an emergency call or or whatever I got a reply to one of your emergency DMS I feel a little bit better not saying that's the right thing to do don't do that you should not do that but the car is absolutely incredible on the freeways it is so impressive the autopilot system but you know if you don't value that or you have the time to wait for the used Tesla's with the advanced autopilot to come out that is exactly what I would do right now Tesla Model 3 is looking pretty good if you're looking for something used I'd grab like if you could get a car like this 9,000 bucks for a sick BMW do it and laugh at everybody else spend money out their butts while you're buying stocks and real estate thanks everybody follow me on Instagram now I wanted to add a note here that I don't think I made as clear as I wanted to in the video what I wanted to say is look at this look fact that that $9,000 convertible BMW has like every single dollar has so much impact power I call it like the empower dollar per dollar is very large whereas now if you spent twice as much as that $9,000 on that BMW he's been $18,000 on a new Toyota Yaris 2019 20 yards 2020 in Toyota Yaris how much impact power per dollar are you getting in totality but now you're also spending twice as much as that used car so there's this interesting phenomenon that you could actually have a much more of a WoW car much more of a luxury car much more of a show-off car even if you want to wrap it or do some crazy rims to it or whatever with a used car then if you got a new one cuz it's got zero miles on it's like I got a new car caris nobody looks at a car and goes huh I bet you that BMW is 150 thousand miles on it oh who cares how many miles are on it yeah that looks cool or does it and there's a massive boom pow value you can get reduced
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