저자: Kevin · 외국인
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영국·중국 경기침체 우려와 Fed 긴축 속 시장이 압축 중이라 진단. 본인은 1월 2022년 매도 후 재진입 여부를 밝히고, 테슬라는 기업 펀더멘털 문제가 아니라 시장 전체 압축이라며 저가 매수 중이라고 주장. 과거 매도 종목(Peloton, Rivian, Plug Power 등)의 하락을 언급하며 자기 판단의 정확성을 강조. 영상 말미에 강의 홍보 포함.
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the United Kingdom is collapsing China is in a great depression and might lose an entire decade of growth like Japan did the FED is going to Paul volkeras into our own depression for fear of a wage price spiral and we might lose a decade of stock market returns ah sorry that's just a lot of fun I had to get out and uh honestly I just wanted to be transparent here I think it's time to just have like a real talk discussion about what do I personally think like rather than reporting the news and the crazy stuff that's going on what do I personally think about the market what am I personally feeling about my portfolio or Investments and uh what are some of my goals so let's have some real talk on that now keep in mind I have the flu it's Friday night I'm gonna try not to edit this video so I'm gonna try to just keep it straight and simple and uh we do have an expiring coupon code tonight uh basically tomorrow morning we're gonna wake up we're gonna change uh the courses over we're gonna remove the lifetime access benefits for a course like path to well to maybe some others but if you get in like if you can use the seed coupon and you get in you're good you're locked in lifetime access so a I'm confident you will love them most popular courses by the way a lot of people bundle those too you get a better deal anyway so I want to tell you a few stories and it's all about Building Wealth see I really started focusing on my career in 2009.
this is when I realized that I I wasn't ever going to become a millionaire or successful working at Jamba Juice making smoothies I worked at Hollister before that uh working at uh you know the pack kitchen of Mrs Fields cookies or or working at Red Robin those jobs were not going to make me wealthy I was trading my time for money and it was horrible so I decided to become a real estate agent during probably the most horrid time to get into real estate in 2010 the model Market hadn't even bottomed out yet I mean at the time my manager at Red Robin's like why would you get into real estate that's a horrible business to go to I would literally go to a checkout line at Trader Joe's at Trader Joe's okay like respect for the people at Trader Joe's okay they're giving me real estate advice oh that's a bad thing to get into right now you know like people are going through foreclosure and like the market sucks like that's what they would tell me it's like why would you become an agent right now and the first reaction I had and I didn't say this because there's just no point I'm like oh yeah you're right but my mental reaction was was one of yeah well we'll see what happens in 10 years yeah when things worked out um I also thought you know what the time people need a real estate agent is when times are hard when you could put up a for sale sign and sell a home yourself would you need a real estate agent for I mean there are a lot of things I respect the profession it's very difficult to close deals most for sale by owners cancel it's it's ridiculous like you have to be almost a psychologist to get a deal done but my point is it's easy to sell a home in a banging Market it's hard to keep a deal together in a hard Market that's what I started so if I could do the hard I could do the easy right that's always a mentality that I had and one of the things that you're going to learn in the story is that the harder things were at the time the more I told myself that they were valuable and that they were worth doing because if it's easy might not be worth doing it's easy to watch Netflix it's easy to play video games still like playing video games okay but it's easy to do that hard to be a real estate agent at the bottom market and I thought the best thing I could do to get in was potentially get a hard money loan and buy my home because I looked like I was 19 because I was 19 or 18 when I got licensed I looked like a child why would anybody you know when your typical seller or buyer is like between 40 and 70.
why would anybody trust me and so I'm like well if I buy a house and I buy a fixer-upper well then people will trust me and that's when I realized what true fear was when I bought a house realizing we might not actually have money to make the payment we might have to if we have a hard money loan and we don't close any deals in real estate which that's really motivating we might have to rent out the property and try to break even maybe even feed the kitty where you pay maybe two or three hundred dollars a month at the time I think we could have rented it for like 2100 our payment would have been like two grand but with fix up and and stuff uh you know property tax whatever all that we would have probably even negative a few hundred bucks but fine I mean so we could rent it out we could live there if we make enough money so we're motivated because we want to live there or we could go bankrupt right like those are all the things facing us and I remember when we bought the house getting phone calls from contractors and they're like Kevin I went to go do a bid on the property and I have some bad news and I'm like 19 I'm like uh what you're doing a flooring quote what what's the bad news you have asbestos oh no dude like I never thought at that time that five to six years later it would be running a licensed contracting company that did lead removal asbestos removal with hazmat suits and and whatever the the really expensive uh HEPA filters and and the pipes and the vinyl we did all that you know the tape it up your wrists and your booties we did all that little did I know but at the time I was in a lot of fear I had I was I was very uncertain people were telling me the Foreclosure bank is lying to you bet they didn't disclose that asbestos to you I remember standing inside that property while I was in escrow and I got a deal a call from my lender who said Kevin the deal's dead we can't do it I fought so hard they put the property back on the market and some other guy they were two guys but some other guy comes first and that other guy comes I can still see their face he's got like shorts on and a polo he's probably like 50s he's got like the gray hair and he's doing this like looking in the windows I locked all the doors and I'm like thinking to myself no no it's my deal F off I'm not letting you in sorry I'm so sick anyway everything I did was a fight starting as an agent at the bottom Morgan starting with real estate at the bottom of the market when all the fear was that I was gonna go bankrupt that I had never done this before building a brand took years of Distributing flyers I had to work 11 months before I got my first paycheck Distributing flowers free pumpkins door knocking Halloween events two to three open houses per week the great if you think I grind on YouTube well it's about the same time but I spent that same amount of time grinding as an agent constant every single day I always told myself time to grind is before you have kids then I had kids and I'm like the time to grind is up until they're seven now a seven-year-old and I'm like oh I've spent some more time with them I'm working on it we just had a great trip together had a great trip this summer together uh to Europe uh great cruise together probably got sick there anyway I remember walking through neighborhoods when it was time for me to get my first rental this was a couple years about 2012 13 something like that a real estate market was improving at this time yeah I remember walking with Flyers looking at my feet telling myself I will find a deal I will find a deal it sounds psychotic but I'd watch the movie The Secret and I really believed if I visualized what I wanted I would achieve it so I'm a big fan of visualizing I remember my first year in real estate I made 35 000 even though I bought a car in March with zero deals closed and I told the car dealership I think I'll make 24 000 this year and they're like great but how much have you made so far zero how do you know you're gonna make that money I have no idea are you closing any sales I have no idea it's very honest give me the loan getting that loan was great by the way really improved my credit I mean my credit was fine but it took it to the next level where I could qualify for like bigger loans alone that was really cool like student loans I never ended up taking any student loans anyway but as I just worked as a real estate agent while I was going to college those were hard times first year I made 35 000 I was in college second year I made fifty five thousand dollars I was in college uh and then the third and fourth year I went to UCLA and uh I made 145 000 and then that year I told my father-in-law I want to make 200 000 next year and end up making about 245.
I was very very excited I'm a big fan of visualizing so then I put 300 on the wall like I printed out the 300 logo and I'm like all right let's just grind and make it happen it happened then I put 500 on the wall and I'm like all right let's grind let's make it happen it happened you see where this is going like the power visualization visualization is works if you put in the hard work the best years I ever had were actually in hindsight they were my hardest years at the time which I only realized were my best years in the future I tried to provide so much value that I became a licensed lender started a licensed contracting company to help people do handy work so I could get their listings that was very profitable for the real estate side not so profitable for the construction side but it was like a lost leader it was great I learned a lot about construction what to do what not to do it's really great that's going to help a lot with house hack by the way so I know exactly how to mess up with construction but I also for the past five years in my opinion I've been doing it perfectly I mean I shouldn't say perfect never gonna be perfect but I think we've gotten a lot better and so we're ready to scale with househag which is very exciting which is also very difficult right everything goes back to what's hard in the time is usually worth it in the long run I remember my father-in-law swing trading Apple stock 10 years ago and I'm like dude I'm just gonna buy and hold could have even been before that like oh 809 or so I don't remember every day he tell me how much he was up sometimes I'd hear how much he was down but he was always convinced he'd make it back of course when I bought the stock was down like five percent the next month and I'm like wow my life is over held through it one of the best performing stocks I've ever had but I had to go through pain first the same was true throughout my real estate career in May of 2018 I had seven listings that I got in one week let me tell you about something about those uh seven listings interest rates skyrocketed like mortgage rates went up like two percent and it crushed all buyer demand at the prices where we had homes I lost five of those seven listings it was so bad we couldn't sell anything and previously everything was selling like hotcakes but it really taught me about how interest rates moving is deadly for real estate and look at it now I mean then we went from like three and a half percent or three and a quarter to five now we just went from Two and a Half to seven and a half and people like oh no real estate's not going to come down there's too little inventory yeah okay watch anyway painful times or times to make money I remember March of 2020 you can actually go through my course member live streams in March of 2020 .
you see me buying the dip I remember standing on March 16th in a rental property I was about to close on thinking holy crap we could lose everything we had about 12 at the time maybe it was 10 or something like that and I'm like we could lose everything every time I might stop paying him we might go into foreclosure you know all my money might dry up everything might go to cop hardest times ended up proving to be the best times took a while you know then obviously you have the pain of what happened here in January 2020.
even think about the pain in my childhood I mean I don't really want to go into that though that was tough divorce relativity you know really poor parents and poor life but a wealthy family in Germany which they didn't like send us any money or anything it was just like when we would go visit them I'm like why do they have money and we don't and so I always Associated how much they worked and how they worked hard with home the harder you work the luckier you get I get it remember that five six seven eight every time we visited and we'd scrap together money to get to the back of the plane and I'm like wow I guess that's how you do it you just work anyway so people wonder like why do you work so hard it's probably that my upbring because I had the comparison like I live poor but I compared to Rich selling my stocks in January of 2022.
I was ostracized for that was very hard I lost my Millennial money friends I was hated on as a flip-flop or I lost subscribers I lost relationships that I had a client took me to coffee and said I was overreacting and that I should seriously reconsider selling my real estate that they were worried I lost my mind I got out of the recessionary stocks the stocks that would do terribly in a recession I had already sold shift in 2021 if you came to the live streams I regularly said that the supply shortage was terrible for them I think I got out around six and a half or seven and made lots of videos on this got out of Peloton at 113 and talked about that heads up got out of affirm it uh 65 I think my basis was like 80 on that so I did get tagged and I briefly went back in at 35 and sold at 30 so I did get attacked twice on that one I did get robbed on block five and Robin Hood matterport probably somewhere around 11 but uh Robin Hood probably 14.
definitely got nipped but a lot of those positions fell another 50 to 90 percent I didn't have to tell anyone that I sold but I said to everyone who bought my stocks in Psychology money course he asked the same one with the coupon code expiring that if I ever sell or change my mind I will let you know I was one of the first I believe in one of my in my YouTube Community here in the finance Community to Ring the Alarm bells and so all of a sudden I was branded as you know someone you can trust or as a liar because how could you how could Kevin buy the dip on the 18th and then sell everything on the 21st of January especially with all those tax consequences oh why didn't you tell us all right away like I did within 24 hours it's like had you sold the next day on the 24th at the end of the trading day you would have sold for more than I sold and you should never just copy somebody else's portfolio's right everybody's doing things for their own purposes that's why I don't know how old you are I don't know what your goals are what if you're like I'm 65 and I want to work another 20 years or what if you're like I'm 65 and I want to retire in one year you know those are totally different goals what if you're 15 and you're making 100 Grand a year or you're 20 and you're making 20 grand a year right those are all totally different scenarios that's why you can't give broad-based Financial advice to people but anyway you know I it's been it's it's been a ride you know in in April I lost my best friends they went to an opportunity in Dubai um that opportunity didn't work out I've never had a breakup before you know I've been with Lauren since I was 16.
I've never had a breakup I don't know what that pain is like but I feel like I learned what a breakup is like from from losing my two friends uh they were employees as well which is terrible like don't mix business and friendship but they went to an opportunity in Dubai I really hope that would work out for them because the worst case scenario I always told myself is like somebody leaves you you want to do everything to help them succeed because if they don't succeed with what they're doing then they might have resentment that oh well like maybe if you you know cut your fingernails one day earlier I wouldn't have wanted to leave you know what I mean it's just like I don't know so you don't want resentment but anyway this that was hard you know I talked about me I made a DUI video very hard very hard time a lot of perspective running for governor really hard a lot of people are like oh you're a politician now oh I'm gonna unsubscribe because you said this you have that idea well it's tough but I will say everything in my life that I've done that has been hard has ended up proving to be worth it and this entire video is a response to the market we're in today the entire Market is compressing this is a very hard it is not compressing because of individual company fundamentals I don't believe so like Tesla's individual company fundamentals with the exception of Foreign Exchange impairments that I think they're going to take in Q3 earnings and I think they're going to get hit hard on that to be wrong but I think they're going to get hit on them they've only fundamentally met expectations if not exceeded them but it's painful and I'm buying the dip I own other stocks as well uh again you get all those in the courses on building your wealth we do fundamental analysis live streams every day but look I can do fundamental analysis until I'm blue in the face you know the NASDAQ did a piece on me if you do meet Kevin NASDAQ 23andMe and I'm like this thing's overvalued I wouldn't touch it freaking thing drops like 80 you know I'm like sell rivian this thing's gonna plummet plummeted like 95 percent plug power is like 76 bucks and I'm like nope overvalued sell it thing goes down massively like over 70 or 80 percent Excel Fleet big mistake 19 I'm like sell it what was the other one who's the 3D printer manufacturer boy a lot of hate for that one or highly on highly on was another one I'm like don't buy this bad bad you still go back and see my videos I'm like big problems big dangers what was the 3D printer one the one Kathy would invested in the Iranian CEO dude that guy was so smart every time the stock would momentum up he just issued new shares so smart that guy was brilliant brilliant CEO so I haven't been perfect with my moves and I know that but I know that I can for my portfolio having a chunk in Tesla is a fundamentally correct move and I've been through a lot of pain now I can't compare to um you know pain other people have had loss death uh illnesses I mean I have the flu but come on this is gonna go away right and knock on wood like I don't wish any of that on anyone I'm not trying to compare and say like oh Kim's had a hard life I think I've overall had a good life I think their life experiences though that have shaped me into who I am but I will say every time I have fundamentally looked at something in my opinion and I'm like the pain is temporary it's worked out no guarantees I'll get a lot of hate it's all right good news is well I don't want it seem like I'm giving Financial advice but I'm like you could buy lower than my new cost basis right and he shares you buy now you could be like I have a lower basis than me Kevin what all right I don't do basis uh basis has psychological problems because it actually like when a stock starts going up it prevents you from wanting to buy because then your basis goes up so then you under allocate you know some people bought Tesla with like 30 grand you know five years ago and they never had and it's like really you added any time before like a year and a half ago and when you bought in five like five years ago you would have done well but you're too worried about that cost basis going up in the image bad psychology anyway I have a course on s pretty popular too anyway I gotta go I hope you appreciate this real talk bye
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