저자: MeetKevin · 외국인
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0달러에서 시작해 9~15년 내 300만 달러 순자산을 만들어 조기 은퇴하는 부동산 투자 전략을 설명. 저평가 매물(코스메틱 단독주택)과 임대료가 낮은 다세대 매물을 찾아 3~5% 계약금 대출로 매년 약 8만 달러 차익(골든 티켓)을 목표로 함. 주식·로또·드롭쉬핑 등은 비판하며 자신의 부동산 강의·상담을 홍보.
다듬은 글
I want to replace my salary with real estate over time hi my name is meet Kevin in today's video I'm going to show you exactly how to become a real estate mogul so that you never have to work another day in your life and you could spend your time spending your money on friends family vacations cars and end up creating a YouTube channel like a Ben mala to show it all off well let's go step by step and break this scenario down so you know exactly how to become a real estate mogul so yesterday I was thinking a little bit what it would be like to be a real estate mogul I kind of think wouldn't we hear that we just think oh yeah definitely retired doesn't have to do anything and then I thought about well it would be kind of like winning the lottery right II win the lottery you think about how much you could spend on cars or houses or vacation homes or vacations or whatever it'd be pretty awesome but then I watched youtube videos that tell me the odds of winning the lottery are lower than the odds of getting struck by lightning and and then I get a little sad so instead I thought to myself okay what is the minimum what's the smallest amount that I could be happy with and be retired kind of like a mini real estate mogul just enough to where I didn't ever have to work another day in my life and so I did a little bit of quick calculating on my iPhone and I'm like oh my gosh if I had three billion dollars and I didn't have to do anything and that money made me seven percent I would make seven and to me that sounded really good okay so three million dollars so let's say today you had I don't know twenty thousand dollars if you had twenty thousand dollars and you took you know conventional wisdom and you invest it into I don't know an index fund or I don't know some fun you put it somewhere to grow and somebody said congratulations you're making seven percent on your money well it would take me 74 years to see that twenty thousand dollars turn into three million dollars and let me tell you I am 27 today I'm not hopeful that I would be able to use that 3 million dollars in 74 years although part of me wants that to be a reality it just seems like a very long amount of time and I'm willing to wait like I this doesn't have to be get-rich-quick I'm totally willing to give some time and effort into making this happen but that's too long so then I got to thinking okay well what if I had twenty thousand dollars now and every single year I put another $20,000 in well then it would only take me thirty five years to get to three million dollars which wasn't exciting either I wanted something that would get me to three million dollars and many real estate mogul retired early by I don't know nine to fifteen years so if I'm 27 today that'd be like retiring at 36 to 42 years old I mean that sounds pretty awesome but is that just a pipe dream or is it possible okay now this is gonna be the hardest part of the video for me what if I told you that at 18 years old I had zero dollars and today I could write you a check for that three million dollars on one hand you might be thinking oh yeah please give me that three million dollars on the other hand you might be thinking oh wow pompous douche that's part of why I was thinking this is the hardest part of the video but the correct and hopeful belief that you have is that's nine years if you can do it at nine years I could do it in nine years well let's say we have that twenty thousand dollars today and somebody came up to us and said hey I can help you turn your twenty thousand dollars with the strong degree of certainty into 80 thousand dollars in the next twelve months initially we might be thinking like oh my gosh that's that's like three hundred percent that's crazy that's four times what we have now no way not possible scam red flags going up and and you you would be right to think that but what if I then said this was like a golden tape and as you take the golden ticket and you turn your $20,000 into $80,000 and every single year thereafter you take another ticket of $80,000 now you're gonna be able to get to three million dollars much faster so let's just do a quick reality check I just said we need three million dollars to retire and I have a bunch of passive income and the way we're gonna do that is by getting $80,000 golden tickets per year and somehow we're not going to pay taxes on that $80,000 golden ticket this sounds insane well what if I now told you within the next 20 seconds exactly how to accomplish everything I told you in that other camera angle well I don't know let's let's just see what you think you should buy a fixer-upper with three and a half percent down replace your landlord and pay more than what real estate flippers are paying and you should repeat that every single year wait what that's insane that's stupid just using pinwheel names so much yeah well what about well you probably have one of those thoughts and this would be the point where you could make a decision you could decide to click out of this video and just invest your twenty thousand dollars and try to make seven percent and hope that when the market Falls you don't sell and eradicate all of the 7% gains you are earning or you could join Robin Hood and invest your money at one point eight percent high-yield savings account matching inflation waiting for the market to hit rock bottom so that you could perfectly time your insurance sent to the market with your twenty thousand dollars and maybe hope to triple your twenty thousand dollars a few years after that turn your twenty thousand dollars into sixty thousand dollars and then wonder wait a minute why can i still not retire even though i perfectly time tomorrow this sucks so now you could just buy an Amazon FBA or drop shipping course and end up making $500 while spending five hundred dollars on ads to make that five hundred dollars so that you two could sell a drop shipping course well after all of that if you're still here you've passed the first test you're ready to become a real estate mogul because you're not going to let nonsense stand in the way of reality so congratulations to you at this point in the video I've probably lost about 50% of my audience which means you're now competing against half as many people as you were before I got to this point and by the end of this video probably only one in five of you will be left and so guess what that means if you make it all the way it means you're in the minority of people that aren't going to get distracted by John Stossel telling you about room-temperature butter and popcorn but that's okay there's less competition left over then now most real estate investors have the same goal what's your ultimate goal here what are you trying to do my welcome that goal here I want to get into multi-unit they just get the order wrong and get discouraged and never get anything so in order to become a mini version of Ben mala we need to figure out how to get our net worth two three million dollars one of the ways we can do that is by doing really good real estate deals and taking Golden Tickets of eighty thousand dollars every single year tax-free cash flow is the endgame think what is it going to take to go from now to three million dollars with no cash flow and then all of a sudden at the end when you get to that goal boom you get your seventeen thousand five hundred dollars per month and then you're probably thinking yourself well why would I do that why wouldn't I just want cash flow now well you can that's fine we're gonna make this very simple because what do most people say they're going to do with their cash flow they say they're going to reinvest it until they get to their investment goal and if that's true then cash flow itself isn't really the goal until you actually hit your net worth goal and then cash flow becomes important alright let's boil this down to a very simple step-by-step list you probably already know and some of you might think that I'm biased for saying this but yes I have a real estate investing course I also have one for agents personal finance property management and rental renovations I put out a lot of educational content there's probably two to three hundred hours of content in all of those courses combined but I'm going to give you a simple list right now and it's an actionable list this isn't one of those YouTube videos or you watch it and it's kind of like cool what can I do with that info now like Kol I know a little bit more useless info let's do this number one replace your landlord right that day number two I want you to replace your landlord by making it a little side hustle of yours to find deals that flippers are buying this is what's going to open up the door to a lot of money to you especially in the form of home equity lines of credit or he locks but you know what you can do is you go to bank and say give me a HELOC and then you only pay interest on money that you borrowed when you borrow it these can be on the MLS they could be on Zillow they can be on redfin in fact here's a quick hack for you you should be aware of every single listing that is on redfin comm and under the Search tab you check the box fixer-uppers only if you're not aware of every single one of those you're already missing the boat now in order to step one replace your landlord or make that a goal and to look for fixers you're going to want to take advantage of what Ben mala tells you which is whatever you feel comfortable you know you can handle I would start by looking at everything that's on the mark of a sale in your price range the type of property you want that's the first step I do it every single day that's what I do I look at all everything that's to say oh yeah you know you got the broker's brokers are working for you for free but what I learned when I was 18 years old was if I just pick up the phone and start talking to agents whose name a number I got off loop net or some sign they don't actually want to work with me unless I'm able to buy and the easiest way to prove that you're a legitimate qualified buyer is to get something totally free known as a pre-approval letter now there are four types of deals that you should be looking for to get your $80,000 or golden tickets those are defined by the core method of wenching real estate but don't worry about that you don't have to write that down all I want you to write down is one cosmetic single family and two rental wedges place your landlord look for fixers pre-approval letter Cosmetic single-family and rental wedges perfect we're on the same page then like literally now look I know there are a lot of ways to slice the Apple and make money in real estate all these fancy things like wholesaling rental arbitrage all this crap Airbnb this 80th it doesn't matter the main things I want you to focus on are number one cosmetic single-family properties and number 2 multi family rental wedges here's exactly how that works number one when you buy in a single-family market you are as an investor part of only 11% of competing home buyers that is 89 percent of the people you're competing against are completely clueless about making money in real estate which gives you a competitive advantage a cosmetic single family means basically any house that needs work and is selling below market value after considering the cost of repairs now let's say you could buy a place for $200,000 that's probably worth somewhere around 325 to $350,000 and maybe that property only needs twenty to thirty thousand dollars to fix it up well that is the definition of a cosmetic wedge and unbend malas show there was somebody who said oh well I'm in Chico California I can't find any deals I spent five minutes looking for deals in Chico California and I don't know if this is a great area but I looked around as much as I could at comps and the neighborhood and safety and again this is just me with five minutes of time looking at this but here's the actual deal that I found it's a two-bedroom one-bath in the front with a guest house a legal 1-bedroom 1-bath I believe guest house in the back that's selling in a distressed condition for $250,000 which you could probably negotiate down 2-bedroom 1-bath without guest houses in this area sell for two hundred fifty to two hundred sixty thousand dollars which means if you can negotiate this down and get a guesthouse there you go you got yourself a cosmetic wedge you got yourself an $80,000 golden ticket that's just an example of five minutes of looking around now that deal might prove not to be a good deal it could prove to be an amazing deal I don't know maybe a bunch of people are gonna write offers on it now because they saw this video who knows but what about multifamily deals well in the multifamily market cosmetic deals don't work so well and that's because you're usually competing against people who understand that paint and carpet are easy things to solve so the best kind of property you can buy in multifamily is one word the rents are low artificially low this is usually because the owner hasn't raised the rents in years that's why I say you want to find yourself a wedge rent in the multifamily space alright if you're still with me we're on number four let's write down step number five now this is an easy one well it's an easy one to say but in practice you actually got to do it you're gonna repeat this every single year you can do this by moving into the property that you're buying whether it's a four unit apartment building or a single-family house and get loans for as low as three to five percent down and as long as you're following step number four you'll be insulated because you're always buying below market value which protects you in the event of market fluctuations which you shouldn't focus on anyway remember this is our 9 to 15 year plan we're not trying to sell these properties in the short term and after you get good at this and you've done this a few times you're not going to have to move anymore so don't think you have to move every single year for the next nine to 15 years I did it and I only moved twice now before I get to number six I should clear the air a little bit why is it that I make youtube videos I'm a real estate broker I'm working on deals every single day and I sell educational courses and programs and hold in-person real estate investing crash courses events when I could just retire and stop well I don't know I feel like I have a problem but that's me for some reason I wake up and I just have to work it's it's weird it sucks and I think that's why I get so disappointed when people say things like oh well like you just Google what Kevin's gonna tell me in his courses no you can't because you get 10 years of real estate knowledge and sales experience working with people and teaching people how to invest in person it's not something you can Google because you can't Google the psychology of real estate from the point of view that I share but that's beside the point step number six is reinvest everything this sounds basic but every time you get a golden ticket I want you to start thinking where's my next deal always on the hunt for deals and never over improving your deals is the key to success and becoming a mini that malla now step 7 and folks this is the endgame step so number seven and game and I'm not talking about Avengers and game either I'm talking about being a mini real estate mode once your net worth hits three million dollars you want to talk to your CPA to exchange all of your real estate assets into something like a Delaware statutory trust or some kind of fund that's going to pay you seven percent on your three million dollars invested over time some years more some years less but in general you want seven percent you could also do this by buying a larger apartment building and having a property manager manage it but notice that you want to start doing the smaller deals you want start hustling first and then later work your way up to these big deals where you don't have to do anything anymore if you don't want to you get to so that way if you want to drive around in a Bentley and show off your commercial deals and continue to work you have that choice well folks there you have it and I'm sure you have a lot of questions what I recommend you do and this is completely free is go down to the link in the description below and join my public discord channel and come chat it up in the general chat you don't have to pay anything to be a part of that but throw your questions at me ask even in the comments down below here on YouTube what about this what about this and I'll do my best to respond to you on this particular vide
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