저자: 미상 · 외국인
요약 보기
한 줄 결론: 장기 주식투자 전략(역사적 데이터 기반 기대치 설정, 저PER·고배당 기업 분할매수, 배당 재투자, 계획 수립과 준수)을 소개하는 도서 리뷰 영상이며, 특정 자산의 가격 방향 예측은 없음. [영상 주제] 유튜브·구글에서 장기 주식투자와 매달 자산 매입·배당 투자 전략을 검색하는 사람들이 많다는 문제 제기로 시작하며, 브라질 투자자에게 현실적인지 묻는 형식. [소개 도서] 'Investing in Stocks for the Long Term'(James Iliad 저, 제임스 릴리아드 계열 해설)을 중심으로 6가지 원칙을 정리. 이 책이 200년 역사 데이터를 다루며 미국 외 일본·유럽·신흥시장에도 전략이 유효하다고 설명. [원칙 1] 기대수익률을 역사적 데이터에 맞출 것. 최근 30~50개월 수익률 30%, 2019~2020년 일부 포트폴리오 60~80% 상승을 일반화하면 안 됨. 역사적 주식 평균 연수익률은 약 6.5~7%로 제시. [원칙 2] 장기 데이터의 안정성. 대공황, 대침체, 세계대전, 걸프전, 미국 기술주 버블, 2020년 3월 폭락 등을 거쳐도 장기 투자는 성장했다고 주장. 단기 변동성보다 장기 안정성이 크다는 논지. [원칙 3] 해외 분산투자. 자산의 약 3분의 1을 국제시장에 배분할 것을 권장. 2020년 기준 해외투자·달러 투자 접근성과 수수료 인하를 언급. [원칙 4·5] 저PER·고수익 할인 기업을 장기 보유하며 배당을 재투자(스노볼 효과, 복리)할 것. 기업의 사업성과 수익성, 업종을 분석. [원칙 6] 계획을 세우고 지킬 것. 정치·경제 이벤트에 흔들리지 말고 매일 수익률을 보지 말 것. 자신의 벤치마크를 기준으로 삼고 전문 투자자와 비교하지 말 것. [추가 추천] 입문서로 'Make Fortunes in Stocks'(Décio Bazin 계열), 피터 린치의 'One Up on Wall Street'류 도서, 'How to Invest' 계열 도서를 언급. 벤저민 그레이엄 'The Intelligent Investor' 재독 계획도 언급. [출연자 전망] 특정 종목·지수에 대한 가격 전망 발언은 없음. 해당 자산들에 대한 방향 예측 없음.
다듬은 글
If you pick up your computer or your cell phone and search on Google or YouTube for how to make more money in the future, how to make a good investment, you'll find many people talking and writing about long-term stock market investing. In other words, you'll take money every month, buy assets, and in the future, this wealth will be so large that you'll have such a large passive income that you'll be able to quit your current job that you don't like.
Is this strategy of consistently investing in the long term, buying every month and investing in dividends, feasible? Is it realistic for us Brazilians? I, who love to read, searched the literature and started reading this book here, "Investing in Stocks for the Long Term." If you watch it with me until the end of this video, which I'll show you, you'll find about 6 hours of changes that are in this book that the author, James Iliad, gives us a very cool way to improve our results in the future.
And by the end of the video, there will be another great tip related to another book that will also be very interesting and is making a big difference for me, improving my approach to the stock market. ... to face the movements and the certainty that you will also like it. I'll leave some other... at the end of the video I'll give you the summary of these 6 hours in actions.
Readers, if this is your first time here on the channel "Os Frenéticos" (Business The Frenetics), on this channel we talk about readings for personal development and financial development. Did you like the subject and the book that we are going to comment on today? Click here below to like our video and YouTube to show this video to more people.
Subscribe to the channel and click on the notification bell. You already know, by clicking here below on these buttons you will receive the videos every week when I publish a new video and you will help the channel grow. So I am very grateful and let's go to the six tips that I will give you today because I am sure it will change the way you look at your investments and number one: keep your expectations in line with historical data.
It's no use taking the last 30 months, 50 months, or any period of time you trace and seeing gains of thirty percent. Last year it was very common to have portfolios with 80 or 60 percent appreciation. While this book, with historical data, shows a 200-year period spanning two centuries, an average annual return on stocks of six and a half to seven percent, for example, it shows at the beginning of the book what the thinkers, the first investors, were thinking when they wrote the two books, " Intelligent Investment" and "Security Analysis." In these historical aspects, there are many interesting facts, such as great researchers of the time, from 1929, during the First World War and the Second World War, renowned people who made their investments and went through the Great Depression.
The book has such comprehensive historical content that it shows, over such a broad period of 200 years, logically referring to the United States market, but also including actions between the Japanese market, the European market, and emerging markets. It shows a very strong correlation between the strategies discussed and whether they will work in any capital market you are in, whether in Japan, Europe, or emerging markets.
Historical data is important for you to consider regarding your position. You started investing in the stock market here in Brazil in the last two years, you caught the bull market, you didn't know much about investing... You had the money in savings, or maybe you didn't even have any money saved. You joined a brokerage firm because I had a brokerage firm called Thriller, which opened with zero commission.
You started investing and already came out with 30, 40, 50 percent annual return. That's a lot. The book is clearly rubbish. Knowing historical facts will help you make more coherent and safer decisions. It also shows and demonstrates that in the long term, investing in stocks, even if we have problems like we had this year, as happened so many years ago, will end.
The truckers will have to deal with Wesley, and even then, the assets continue to grow, and your net worth... She comments that the stability of long-term investments is much more stable than short-term investments. She shows this with various situations like the Great Depression, we went through the Great Recession, we had periods of war (World War I, World War II, Gulf War), we also had the bubble of US technology companies, in short, in a short period of time, if you put the money in today, soon you'll hit the crisis we had now in March 2020.
Yes, you have a large fluctuation in the small... "I'm open to it, but if you have a good long-term strategy, it's more stable. That is, when you look at historical data, you see long-term data for the date. You feel much more at ease because the line you set is going towards your goals. The investment temptation mentioned in the book is to put a third of your assets in the international market.
We have several fantastic companies on various continents and in various markets and capitals where you can protect your assets and diversify your investments with very good profitability opportunities. And nowadays, in 2020, when I'm recording this video, we have a much greater sensitivity. It's much easier to invest abroad, to put your money in dollars, to put your money in Europe and other markets.
The fees and brokerages are much lower. Investing in stocks in the long term, in guideline number 4 in 1 number 5, mentions that you should invest in discounted companies with low P/E ratios and high returns because it's always a long-term strategy. It applies in the following way: you will study the companies, you will buy what is discounted at that moment, you will make constant investments, you will apply their income, that is, their dividends, in the long term - the Snowball Effect." With compound interest, you'll have the greatest wealth, and you'll achieve such a large passive income that you can quit your job.
So, this fourth and fifth piece of advice is about low dividends and dividend replication, and thinking about the companies, the business, the profitability of the business, and the market in which it operates. This is very cool, you promise, you've seen it, and there are several chapters that talk about this last piece of advice, and perhaps one of the most important: have a plan, and follow that plan.
From the moment you seek knowledge, whether through a YouTube channel, a blog, an article, or by subscribing to a website, or if you're doing what I do—I do all of that and also seek out literature and my own knowledge—to allocate assets in the best possible way. When you seek this knowledge and follow it, you can develop your own profile, you can analyze these companies, you can get advice and information from professionals, and you can make a plan.
And when you have this plan, you have the discipline to follow it. Don't let political movements, economic crises, or other factors keep you looking at the returns every day. Many people—I've been through this—go there, I go to a specific asset, I open it, but this asset here is discounted. You bought an asset that...
It wasn't planned, follow the guidelines. Follow your studies, have a defined plan, and that way you will improve your results. Put yourself in the shoes of someone in this book. The author comments on how to have better investments than you can have. Don't base your decisions on comparing yourself to, for example, professional investors.
When you pick up the book and read it, like Peter Blythe, there are certain chapters where he talks about what an amateur investor can have and how to invest optionally, but he doesn't mean that an amateur investor will have to be more professional. So be your own benchmark and follow your plan, and your long-term results will be much better.
I hope you enjoyed these tips on investment guidelines contained in this book, "Long-Term Investigations of the Journal." Follow me if you didn't know this book. If you still don't know this book, I'll leave a link below where you can get to know it, see a sample on Kindle, or buy the physical book on Amazon, a site you already know.
And if you buy it here for the channel, you won't pay any more, and you won't pay less either, but at least you'll help the channel. This book I have here I bought from someone's channel that I... I'm following someone who recommended this book to me, and I really liked it. And for those of you who stayed until the end of this video, I'm going to give you another tip.
It's not about the book itself, but about reading. If you haven't read the book yet, if you're just getting acquainted with the book, it's a good book, but if you're not in the field, if you're not involved in the investment world with its terminology, if you're not used to the law yet, if you can't read 56 pages daily, this book is a bit more challenging.
I'm not saying you won't be able to read it, but if you want to read a book with similar content that will help you, for example, this was the fifth investment book I saw on stocks. So, if you want to start with me in a simpler way, there are three recommendations I can give you. Comment here on the channel, comment below the video if you want me to talk about these three books.
You've probably already seen several recommendations for these books, and I 'll talk about these books because I've read these three books. The three books you can start with are "Make Fortunes in Stocks" by Descebase, which was the first investment book. It's about financial motivation or financial control, like some of the others, which I also think are very good.
Décio Bazin is very helpful in understanding how a voice stock market works, and the other two books, also very well- known and highly recommended on various channels, were also recommended to me. I read these two on Kindle, and you can check out a sample through the links below and see if you like them: Peter Lynch's "How to Dress" and Wood's "How to Invest." These two books are very valuable; either one you read will greatly enhance your knowledge.
I advise you to start with the two simpler ones. If you already invest in stocks, if you've been in the market for two years (I don't know if it's enough), you have to read this book. This book is fantastic! And the next book I'm going to reread, which I've already read but now with a little more knowledge and financial maturity, is "The Intelligent Investor," which will also be very good.
That's all for now. I ask for your kind support and appreciation. Did you like this YouTube video? I'd like to share it with more people who enjoy reading and are starting to invest, like us, in our frantic search for any form of knowledge to earn more money, save more money, and... Invest better! If you liked our content, subscribe to the channel and turn on notifications.
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A big hug! I hope you'll join our community here at @negociocinéticos. Until next time!
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