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I don't know why people want New Year's resolutions there's nothing special about January uh we come from a age of tradition that once upon a time was basically heavily agricultural oriented even when my grandfather was a young man half of American labor was in deployed in agriculture and that agriculture orientation fit in neatly with the annual cycle which then fit in neatly with the calendar year and our traditions of thinking about New Year but most people that make um New Year's resolutions don't live up to them and you know that whether it's about weight the personal way weight loss other issues of Health other issues of dedication or Devotion to a particular purpose New Year's resolutions are made and most regularly abandoned so my recommendation on New Year's resolution is to make a February resolution and a March resolution and uh April May June July and you know the rest and mark your calendar and come back and take that and say to yourself what is it that I'm really about with my investments but really are my goals what is it really that I need and have I done something in the last month that's inconsistent with that and if I have put it back on track to be consistent with that I'm not talking about cell stockx because it's not doing what you want to buy stock why I'm talking about the Simplicity of aiming what you have to be in the kinds of things that will most likely since there are no certainties get you to where you need to be in the long term the fact is the New Year's resolution that I'm proposing says that monthly you go back and check and make sure that you're setting your Investments up and keeping them in a path that's stable toward getting to where you need to go now let me give you some examples of that from uh my lifetime which largely probably parallels a lot of your lifetimes suddenly people say you gotta own crypto no you don't it's okay to own crypto but you don't got to do it what about gold it's okay but General got to do it what about spax in uh 2021 you don't got to do it uh if you do these kinds of things that become faddish don't do much of them do them little don't do them big when you're doing big you run the risk of snatching defeat from the jaws of victory keep things aimed down the middle and think on a monthly basis from your New Year's resolution with your calendar marked did I do something this month that's very extreme compared to my prior long-term goals and if I did undo it go back to basics stick to the basics aim for what you need in the long term and your long-term future will be happy worrying about short-term gyrations worrying about the latest fad getting into some new thing big hitting big runs risk of going home all these things are ones that are likely to make your long-term future unhappy not happy and I hope you have a happy future and I hope listening to this video has been useful to you in thinking about the new year ahead thank you ]
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