저자: RayDalio · 외국인
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결론: 과잉 유동성과 저금리로 부푼 미국 자산이 긴축 후 크게 조정될 수 있어 현금·분산투자가 필요하다는 주장. 거시 경고: 2021년 각국 중앙은행의 저금리와 대규모 자금 공급이 미국 자산가격을 부풀리고 경기를 과열시켰으며, 2022말~2023초 심각한 경기침체와 주식시장 조정 또는 폭락 가능성을 경고. 인플레이션·금리: 연준의 인플레이션 억제 금리 인상이 큰 고통을 낳을 것이며, 전쟁·지정학 불확실성으로 글로벌 경제가 더 민감해졌다고 설명. 투자 조언: 현금은 저금리 시기에는 쓰레기지만 금리 상승·주가 조정 가능성이 커져 일정 금액 현금 보유를 권장. 평화롭고 예산 흑자·탄탄한 재무제표를 가진 국가와 신기술 가치에 자금을 두라는 Dalio 발언을 인용하며, 인도는 일부만 부합한다고 평가. 분산투자: 15~20개 이상 종목, 국채·회사채 등 확정금리 상품, 인플레이션 헤지 자산(금·은·변동금리채 5~10%) 보유 권장. 올웨더 포트폴리오: 채권 55%, 주식 30%(ETF 및 대형주), 원자재 15%(금 7.5% 포함) 배분 예시 제시. 광고: 영상 후반부는 ET Money Genius 멤버십 등 뮤추얼펀드 추천 서비스를 홍보하며, 15년 CAGR 16.1% 수익을 언급. 출연자 전망: 주식시장의 2022말~2023초 침체 및 조정 가능성 강조(구체적 목표가·수치 없음).
다듬은 글
Mr red alio is the founder and chief investment officer mentor of the world's largest hedge fund Bridge Water Associates he says that there is a perfect storm breathing in the U.S and the impact of it could hurt not only the U.S economy but the world economy too so what exactly is he talking about hello everyone I'm rakshit Bhai and in this video we'll try to understand what exactly Mr dalio is warning about and where he is investing now to overcome whatever he is warning about foreign what's the warning I guess it's fair to say we all now know that there is a recession the talk of which is everywhere what Mr dalio is talking about is that the U.S feds battle against inflation the U.S vets action to corrupt inflation will cost them dearly in the year 2021 central banks all around the world lowered interest rates and in some cases even gave out free money we are just feeling the pain of such actions to quote Mr dalio he says ridiculously stupid interest rates and a flood of cheap money have inflated U.S asset prices and overstimulated the economy in recent years he cautioned that the come down would be deeply unpleasant to elaborate stupid interest rates mean low interest rates to flood the economy with cash and as soon as a sign of inflation hiking interstates repetitively this may seem like a normal course of action but you must understand that anything the US does will have an impact on the global economy and with war and geopolitical uncertainty on the horizon it becomes even more sensitive well the comeback is here by the end of 22 and the beginning of 23 will face an extreme recession when the economy is in a recession more jobs are lost government and business spendings goes down fewer Investments are made and the economies slows down on all together this causes the stock market to correct or in the worst case crash what's the suggestion first and foremost cash is trash when at times of low interest rates however because interest rates are rising and stock market correction or crash is more likely to happen it is advised to save a certain amount of money but where to save cash and where is he investing Mr Dalia says and I quote peaceful countries with budget surplus and solid balance sheet are good place to put money and highlight the potential value of new technologies India is a peaceful country with moderately solid balance sheet and a budget deficit if you think in that sense I find no country that checks all of Mr dalio's preferences so let's see what he is investing in right now basically Mr dalio is famous for two things when it comes to investing number one owning a diversified portfolio and number two investing in an all-weather portfolio Diversified portfolio Diversified investing is the practice of owning multiple assets properly allocated based on your risk profile the practice is designed to reduce risk lower volatility and increase Returns on investment in order to properly diversify you must own the following number one at least 15 to 20 different stocks number two fixed income securities such as corporate and government bonds treasury bills and so on to know more check out this video and if investing in fixed income instrument is difficult for you don't worry just invest in those that give guaranteed interest on investment and that interest is at least six percent for example certain fixed deposits public product fund National pension scheme they'll do fine number three inflation hedge assets such as gold silver and bonds with floating interest rates these rates will adjust as per their running interstates make sure that at least five to ten percent of your portfolio is invested in inflation hedged assets all weather portfolio and all weather portfolio is nothing but a proper allocation of our investment in a diversified asset classes such that our return on investments will be high or at least positive in both favorable and unfavorable market conditions for instance if you have an all Equity portfolio then during a market correction you will be at a loss right however if you include Gold Silver and bonds in your portfolio you will not suffer a total loss because these assets rise during the market Corrections well in most cases they do Mr red Alias all weather portfolio is as follows 55 percent in fixed income instruments thirty percent in stocks mostly through ETF and other direct Equity investments in large cap companies and the balance 15 percent in Commodities wherein 7.5 percent is in Gold alone and the rest in other Commodities I hope the video was informative if you have any specific doubts regarding investment or personal finance please write your question down below you can also ask me your questions via Twitter LinkedIn Facebook or any social media platform you prefer any one of your question will be hand-picked and answered in my next video now let's see what 80 money genius is all about making money in the stock market isn't easy right that's when I realized that in order to earn better returns instead of running behind top mutual fund why not try ET money genius 80 money genius will understand your risk profile and suggest various mutual funds where you can invest for instance you can invest in a mix of index funds of large mid-sized annual small cap companies why not try International equity and you want debt instruments and gold funds are offered basically you get a very well Diversified portfolio not only that 80 money genius will also make timely adjustments to your portfolio such that your portfolio returns are not affected by changes in the market so what are the expected returns well if you had invested as per ET money genius high growth mutual fund strategy for any souvenirs in the last 15 years you would have earned 16.1 cagr Returns the way it ends here because with no additional work you can earn a wonderful return just by subscribing to 80 money genius membership check the link in the description foreign
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