저자: JamieDimon · 외국인
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Jamie Dimon은 IPO 시장은 기업 유형에 따라 열려 있으며 현재 시장과 경제는 건전하다고 평가했다. IPO 시장은 아코디언처럼 변동하며 2021~2022년 약 400건 이상, 올해는 50~60건 수준이라고 언급했다. 금리 변화에 따라 기업의 상장 판단이 달라지며 현금흐름과 수익의 가치가 이전보다 더 중요해졌다고 설명했다. AI는 실재하는 기술이며 트레이딩, 리서치, 헤지, 고객 서비스 등 금융 전반에 적용될 것이라고 주장했다. 일부 직무는 대체되겠지만 기술은 역사적으로 새로운 기회를 만들었다고 봤다. AI의 악용(사이버전 등) 위험을 언급했고, 법적 안전장치가 결국 마련될 것이라고 봤다. JP모건은 인력 재배치로 실직 영향을 줄이려 한다고 밝혔다. 거시경제에 대해서는 정확한 예측을 하지 않는다고 선을 그었다. 재정 지출과 양적완화로 미국 경제가 견조했고 소비자 재무 상태도 양호하다고 평가했다. 주요 우려로 역대 평시 최대 수준의 재정 지출에 따른 변동성과 장기 인플레이션 압력, 그리고 우크라이나 등 지정학적 위기를 꼽았다. 금리가 7~8%까지 오르는 시나리오에도 JP모건은 대비가 되어 있다고 했으며, 리스크 관리는 미래를 맞히는 것이 아니라 다양한 결과를 준비하는 것이라고 강조했다. 최악의 경우는 저성장과 고금리가 겹치는 스태그플레이션이라고 언급했다. 출연자 전망: 특정 자산 가격에 대한 방향성 예측은 없음.
다듬은 글
I think it's open for now for different types of companies but you know you see IP markets are like an accordion I think there were like 400 plus deals in 21 and 40 and 22 and I think something like 50 or 60 this year obviously interest rates change a lot what how people value it whether they go public the value of cash flows or earnings in cash counts a little bit more than it counted before but for now it's open markets are healthy you know the econom is still okay so uh it's open maybe not for everybody but it's open prepare for a journey into the heart of the global land skape and get ready to be amazed on this episode JP Morgan CEO Jamie Diamond recently went on an interview with Bloomberg diving into a conversation about the ever evolving landscape of technology and the world of Finance as the head honcho of JP Morgan Chase one of the world's largest and most influential Banks Diamond's insights carry significant weight in the financial industry in this discussion the spotlight Shines on two pivotal aspects technology and artificial intelligence Diamond also addresses a potential game changer which is the impact of soaring interest rates specifically the prospect of rates hitting a whopping 8% as we dive into this dialogue you'll discover the critical role of AI the potential risks it poses the economic forecast and how it all ties into the broader Global landscape when it comes to recent tech company IPOs like instacart and clavo Jamie Diamond believes the market is currently open for various types of companies he Compares IPO markets to an accordion with fluctuations in the number of deals over the years changes in interest rates and factors like cash flows and earnings influence company decisions to go public however at the moment the markets are healthy and the economy is stable making it a suitable time for some companies to go public in London there's a desire for more prominent tech companies similar to those in Silicon Valley Jamie Diamond suggests that the tech landscape has shifted with the US still at the Forefront of tech and Silicon Valley and other American cities he mentions the growing Tech startup scenes in Berlin Paris China CH and India while Europe may not yet rival the United States in Tech the presence of tech startups in London is a positive development JP Morgan's Tech presence has expanded especially after clients moved away from Silicon Valley Bank the acquisition of First Republic has positioned JP Morgan as a new incumbent bank for startups and Venture capitalists Jamie Diamond emphasizes their commitment to helping these clients with teams working tirelessly to onboard accounts the bank aims to deliver a wide range of products and services Tak to the needs of startups they acknowledge that Silicon Valley Bank excelled at client service and JP Morgan is working to replicate that approach they are adding resources and expertise to better serve the Innovation economy recognizing the importance of keeping clients satisfied in the long run yeah I think the most important thing is that it's AI is real we already have thousands of people doing it top scientists around the world Manuel velosa from who ran Carnegie melon machine learning uh and it's a living breathing thing so people want to answer what's going to do it's a living breathing thing it's going to change they're going to be all different types of models and different types of tools and Technology but the way to think about for us is every single process so errors trading hedging research every app every database you're going to be applying AI now the second topic that Jamie Diamond discusses is the role of AI in finance he emphasizes that AI is not just a concept it's already a reality with top scientists like Manuela aloso from Carnegie melan actively involved AI is versatile and will impact various aspects of Finance such as trading research and customer service it can act as a co-pilot or even replace human roles in some cases like Equity hedging and idea generation while AI will replace certain jobs Diamond believes that technology has historically created New Opportunities and he envisions a future where people work fewer hours thanks to technological advancements Diamond also acknowledges the potential negative aspects of AI he highlights the risk of AI being misused by malicious individuals for cyber warfare and other nefarious purposes despite these challenges he believes that legal safeguards will eventually be established JP Morgan aims to mitigate job displacement by offering redeployment opportunities to affected employees as demonstrated by their efforts with First Republic Diamond expresses confidence in the ability to find alternative positions for displaced workers given the scale of hiring conducted by the bank but before we continue with the video we really want to thank you for watching this far well I'm not worried about JP Morgan JP Mor you know we we are prepared we can handle 7% we can handle 2% again 8% yeah we can handle that too I mean that's I mean that's that risk management is not the same thing as guessing the future furthermore Jamie Diamond explains that he isn't inclined to provide a precise forecast for the broader economy he believes that the US economy has been robust for some time due to substantial fiscal injections and quantitative easing currently consumers still appear to be in good Financial shape with disposable income exceeding pre-co levels asset prices like home values have shown resilience over the years while some argue for economic deterioration Diamond sees it as a normalization process corporate credit remains strong in this environment but he acknowledges the data's Distortion due to co related disruptions rather than making specific predictions Diamond prefers to consider a range of potential outcomes from Clear Skies to storm clouds with the possibility of unforeseen hurricanes moreover two significant concerns occupy his attention first the massive fiscal spending the largest in peacetime has the potential to create Market volatility additionally long-term fiscal Trends May contribute to inflation with factors like Rising oil and commodity prices and the shift towards a Greener economy the second major concern is geopolitical focusing on Ukraine's ongoing humanitarian crisis which has broader implications for Global relationships trade alliances and international Dynamics the impact on the economy varies and Diamond advises being prepared for the possibility of higher interest rates and slower growth regarding the Ripple effects of interest rates Diamond notes that JP Morgan is well prepared to handle different interest rate scenarios including rates as high as 7% or even 8% risk management involves considering a range of potential outcomes rather than attempting to predict the future every business faces unique exposures such as input and output prices which interest rates may impact differently Diamond concludes by stating that the economic impact of these factors remains uncertain with potential outcomes ranging from a soft Landing to a severe recession the worst case scenario would be stagflation characterized by low growth and high interest rates which could lead to significant challenges for many people so all in all Jamie Diamond covered some critical topics during his Bloomberg interview the evolving Tech landscape the integration of AI in finance and the potential impact of 8% interest rates were key areas of focus Diamond discussed how IPO markets have been active with tech companies expanding Beyond Silicon Valley globally he emphasized the importance of JP Morgan's role in serving the tech industry and Venture capitalists Diamond highlighted the significance of AI and banking operations from Trading to customer service while acknowledging the need for careful management to prevent misuse lastly he underscored the importance of adaptability in the finance industry to navigate the everchanging landscape of technology and AI so as we Ponder these crucial topics the question remains how can the financial industry best adapt and thrive in this Dynamic environment let us know to protect yourself against inflation and skyrocketing interest rates I highly recommend watching this fantastic video
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