저자: 미상 · 외국인
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한 줄 결론: 실버밸리은행(SVB) 붕괴를 근거로 은행 시스템을 불신하며 현금을 줄이고 금·은 등 실물자산을 보유하라고 주장하는 영상. 주요 주장: 짐 크레이머 등 방송 전문가들이 SVB 매수를 권유했다고 비판하며, 금융 전문가 말을 맹신하지 말고 스스로 공부하라고 강조. 사건 경과: SVB에서 하루(48시간) 만에 약 530억 달러의 예금 인출(뱅크런)이 발생했고, 미국 16위 규모 은행이 붕괴했다고 설명. 예금 보호 문제: FDIC 보험은 25만 달러까지만 보장되며, 보도에 따르면 SVB 예금 중 보험 적용 비율은 3~7% 수준이라고 주장. 내부자 매도 의혹: SVB CEO와 CFO가 붕괴 직전 주식을 매도했다는 보도를 근거로 정보 불균형과 조사 필요성을 제기. 피해 사례: 스타트업 직원 급여 미지급, Etsy 판매자의 주택담보대출 상환 곤란, 웰스파고 입금 누락 등 일반인 피해 사례를 강조. 출연자 조언: 은행 예금을 여러 은행에 분산하고 최소한만 예치하며, 부채 상환·금·은 보유·유동성 확보를 권장. 법정화폐 대신 금으로 자산을 세라고 주장. 이는 개인 의견이라고 명시. 리스크·전망: 추가 은행 붕괴(전이) 가능성을 경고했으며, 금리 인상이 금융시스템 충격을 키울 수 있다고 봄. 다만 구체적 가격 목표나 기간은 제시하지 않음. 관련 자산 언급: 금(상승 선호 암시, 명시적 가격 전망 없음), 비트코인(크립토 언급은 있으나 방향성 발언 없음).
다듬은 글
it's Saturday March 11th 2023. I had a little time this morning to kind of review this banking crisis I printed out some articles wrote down a bunch of notes I want to share this with all of you and I want to start by saying this this was in the New York Post yesterday cnbc's Jim Cramer urged viewers to buy Silicon Valley Bank people like Jim Cramer people on these Financial channels uh people who listen to the analysts the economists uh people on the television so many of these people have been so misled and here's another prime example Jim Cramer leading people to their financial death again urging people to buy Silicon Valley Bank this on the New York Post and we talk about this daily that you you got to stop believing what the television is telling you stop believing what these people and three thousand dollar suits are telling you so many people just think everybody else is smarter than they are you need to be financially educating yourself right now not listening to everything your financial planner says not listening to everything the television says not listening to everything Jim Cramer says if you listen to these people you are going to be broke and destitute so take my advice today on this Saturday afternoon these people have been wrong they're going to be proven wrong again and they are going to lead a lot of people to the poor house CNBC Silicon Valley investors and Founders Express shock over svb's collapse describes struggles to get money out we've been told by the Jim cramers by the people on CNBC by the people on Fox Business and all these Financial channels that the banks are safe the banks have been telling us they're safe uh The Regulators tell us they're safe the stress tests tell us they're safe but how did a bank literally collapse in 48 hours and we saw a bank run of 53 billion dollars in 48 hours people are going to learn a very tragic lesson here as they continue to trust the banking system I've been saying for years you can go back a few years ago to the repo Market these Banks were not as safe as you were being told now I wonder today where all the trolls are who said that the financial system The Institute the financial institutions the banks they're all fine uh nothing to worry about you're exaggerating your your dumb you don't know what you're talking about you're just you're selling fear there's nothing to prepare for everything's going to be just fine we're never going to see a bank collapse we're never going to see Bank runs and here we are the 16th biggest bank in the United States of America has collapsed and lots of people cannot get their money out of this bank and I think this is a a perfect time now where we we have to start thinking about counting our wealth in ounces and not dollars I think that's very important now we we had so many people uh putting all their cash in this bank and many people had multi-millions of dollars in accounts in this bank and they may never ever see it again because FDIC insures up to 250 000 and from what I read uh three to seven percent of the money in that bank was FDIC insured so there's going to be big trouble I wonder where the trolls are today ladies and gentlemen where are they are they they're not telling me to buy cryptos today they're not saying anything about the uh banking system now and and how strong and healthy the banking system is in the financial institutions not saying anything about the 70 billion dollars wiped out in 24 hours in in crypto no no they're gone uh nobody's saying anything too bad about gold right now either are they Daily Mail Silicon Valley Banks Manhattan Branch calls cops on investors trying to pull their cash out as Boston Tech CEO with 10 million dollars in Bank describes worst 18 hours of my life lender is seized by regulators and largest U.S bank failure since Great Recession so isn't it amazing uh we have crime everywhere but the police are are at the bank um holding investors back from trying to get their money unbelievable uh again I think it's time to start measuring our wealth in ounces not dollars uh police were called after about a dozen financiers including former lift executive Dory Levy showed up outside the building on Park Avenue as investors scramble to get their money out Ashley Turner CEO of farmbox she said that she had at least 10 million dollars deposited in svb she said it's the worst 18 hours of her life now wouldn't she have been a little bit better off maybe if maybe she had a few million dollars in gold and it was sitting somewhere very safe outside of the system not in a safe deposit box not in a bank maybe she wasn't sitting on so much cash it was more maybe she was maybe she has gold somewhere but it doesn't sound like she she was that Diversified having 10 million dollars sitting in One Bank what about maybe having five million dollars in gold in your own private Vault maybe a trusted volt company I don't trust anybody but myself but she would have been much better off uh maybe having a couple million dollars in her own private vaults maybe acting more like her own Central Bank I mean this is really really troubling stuff uh here's another one from the Daily Mail see CEO of Silicon Valley Bank sold 3.57 million dollars of stock in the trouble Bank just two weeks before its dramatic collapse in automated trade planned on January 26th and CFO ditched 575 000 the same day Greg Becker sold 12 451 shares at the average price of 287 42 287.42 for each share on February 27th uh the price plunged Friday to 39.49 CFO Daniel uh Daniel back sold 2 000 shares at 287.59 per share the same day um is there going to be an investigation did they know something uh uh what what's going on here I mean was this just a coincidence seems to me and allegedly they might have known something uh but everybody else didn't get the inside scoop nobody else got the memo everybody else unless um they got their money out prior 53 Billion Dollar Bank Run there's a lot of people that didn't get their money out in time and uh they're very very worried right now and you know as I am as I I was watching some videos yesterday you know a lot of people making videos commenting uh uh on on the situation and this Bank collapse and there was actually people um talking about this and laughing laughing at what just occurred and I don't see or find anything funny about this one bit there are people now who are going to lose a lot of money people who are completely innocent uh people who trusted this Bank uh people who thought everything was okay and they're going to lose millions of dollars some of these people um maybe what if you had ten thousand dollars in this bank and you needed that money uh for your business um for your mortgage for whatever and you couldn't get it ten thousand dollars or ten million dollars I mean people are really going to get hurt here and these people who make videos and think this is funny and they're entertained by it and this is a joke shame on you you're very very ignorant uh Peter teals Founders fund withdrew millions of dollars from Silicon Valley Bank again how did they know and other people didn't know will there will there be an investigation is this just a coincidence I have no idea another article coming from the AP Silicon Valley Bank collapse leave startups scrambling to pay workers is this funny what if you what if uh you were expecting uh your check on Friday or that deposit into your account on Friday and it never showed up is that funny I I don't think that's funny at all this is really sad especially people that have kids that got to pay their bills uh people who are living paycheck to paycheck needed that money on Friday it never showed up so a bunch of companies couldn't make payroll and a bunch of people didn't get paid Roku Roblox had hundreds of millions of dollars in svb hundreds of millions of dollars payroll's not getting paid workers going without paychecks not funny it's not a joke ladies and gentlemen Daily Mail mompreneurs on Etsy say they can't pay the mortgage or feed their kids after their payments fail to arrive because firm used shutter Silicon Valley Bank to process sales this is going to affect Ordinary People ordinary families average Americans uh somebody yesterday commented down below said I was overreacting about this event overreacting that people are going to lose millions of dollars that we saw a 53 Billion Dollar Bank Run we saw the 16th biggest bank in the U.S collapsed yesterday uh and now possible contagion uh that is going to take place this is going to have uh I believe a shock wave across the financial system here in the next coming weeks and this is just another huge indicator that the system is broken the economy has collapsed and that these interest rates now that continue to go up are going to uh just shock in awe uh more of the financial system it says here moms who Bank on earnings from the Online Marketplace are panicked about how they will feed their families and pay the mortgage so to this person who thinks I should calm down how can I when people now are going to have a hard time paying their mortgage there was a woman in this article who said hey she has a mortgage payment in three days and she's got no money so my heart goes out to these people and and I'm upset while some people were able to get their money out and many won't be able to get their money out and many will not even be able to get a paycheck now because of what just happened uh with this collapse it's really really sad and it's sad because most people in this country live paycheck to paycheck so many people this is literally a spider web uh of problems now and so many people that don't even think today that this is going to affect them they're going to find out uh next week that they're going to be affected by this and I think that it's going to affect a lot of people in this country it's going to affect affect the entire banking system uh it's going to affect the the entire Financial makeup of this system that we're in and this is why I make these videos so that you're not completely tied in 100 into the system into these financial institutions it's all interconnected ladies and gentlemen all these banks are connected and they're all gonna feel some pain because of this and it's really scary to think how fast your money can disappear how fast your money can be gone the Hedge record Bank Run drained a quarter or 40 or 42 billion dollars of svb's deposits in hours leaving it with a negative 1 billion dollars in cash again people laugh at this think it's a joke that uh you know nobody's getting hurt here that this is just fun and games wire transfers yesterday were stranded so let's just say maybe you bought a house and you sent a wire transfer for the deposit to an escrow company never showed up never came back to the bank never made it to the Escrow Company where is it how do you get it back um I would be freaking out right now freaking out and people living paycheck to paycheck cannot get their money right now and there's people out there making videos laughing and joking about this really sick NBC News Wells Fargo says technical issues causing customers to report missing deposits and we talked about this yesterday and I'll end on this one more issues with Wells Fargo um anybody at banking at Wells Fargo I I think you better think twice they've had so many issues uh at Wells Fargo but here we go again another technical glitch and your money disappears and hopefully they're working on this hopefully it'll all be resolved on Monday but how many people will go hey I had 15 000 in my account now I have 12.
uh or it's still at zero uh we are putting too much trust in giving too much power to these Banks and I think the best thing you can do right now is detach and get as much out of the system that you can honestly I think a million dollars under your mattress is much safer than a million dollars at Wells Fargo or any bank at this point now I know and I understand that you know some people are forced to have money in the bank businesses and certain things I get it uh I would be in multiple Banks and I would keep the bare minimum in there enough to pay the bills and again if you running a business and you have to have uh more money uh than to pay the bills I I would be in two three or four Banks depending on how much money you have there but this is really uh becoming very very concerning uh because this came out of nowhere people were absolutely shocked uh what if another one goes next week and what if another one goes after that what are you going to do uh I think people would get very very nervous very very quickly and I think there's a lot of people nervous right now I'm getting calls from friends that say they're local banks that they're seeing a lot more activity at their Banks longer lines people pulling money out uh people are now getting a lot more cautious and believing that hey anything is possible and I think Friday is a huge reminder of how quick things can go down and why we shouldn't have our eggs in one basket maybe it's a little bit smarter to not have everything in cash maybe to have some gold some silver uh locked away somewhere safe that you can get to these people who had multi millions of dollars in these accounts trusting the system and the TR and the system the system literally robbed them and just imagine the stress you would be under this weekend if you had multi millions of dollars in an account and you you cannot access it I I mean unbelievable it really is and it and we talk so many times if you want to sleep better at night get your debts paid off be your own Central Bank don't have it all in the bank have some gold have some silver be liquid you're going to sleep much better at night and many of you this weekend should take this weekend and really think about how safe how safe is your money in the system how safe is your money in the bank and I pray to God that we do not see any more of this but we know we're going to see a lot more of it I live in the real world just like many of you and people commenting down below uh I was shocked to see multiple people in the comments uh saying that they didn't get a paycheck yesterday so even people watching this show this channel have been affected by this so take the weekend and maybe it's a good time to go to the ATM and maybe pull a little bit of cash out and uh I think it's better to have more out of the bank than in the bank and that's my opinion in my opinion only uh but I'm I have no trust for the banks no respect for the banks uh be very very leery of the banks ladies and gentlemen they are not as safe and sound as we have been told so I'm gonna leave it there today I don't want around but uh comment down below what what do you um what do you see in the next uh coming weeks uh what kind of repercussions do you think we're going to see in the next couple weeks because uh of the spanking collapse and uh has it affected you I would really love to know if you uh have a second comment Down Below have you been affected by this do you know anybody affected by this and what do you think the repercussions are going to be in the financial system uh because of this God bless every one of you have a great weekend please share this video give it a like and make sure you subscribe
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