Vijay Kedia ने कहा कि ऐसे आप 5 करोड़ बना सकते हों! Simple Strategy for Making Money 💰।

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부자가 되려면 높은 연봉보다 저축이 중요하다고 주장. 미국은 저축 습관 부재와 40%가 1000달러 비상자금이 없다는 점을 예로 들고, 인도는 사회안전망이 약해 개인이 안전을 책임져야 한다고 언급. 월 4000루피 SIP를 10%씩 늘려 12% 복리로 투자하면 25세 시작 시 45세에 약 5억 루피(5 crore) 가능하다고 제시. 옵션·단타 대신 좋은 기업 펀더멘털 분석 후 투자하거나 뮤추얼펀드·ETF 매수 권장.

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01. Friends, in today's video I will talk to you about an interview of Vijay Kedia. Yes, you all know who Vijay Kedia is. If you don't know then let me tell you. Vijay Kedia is a famous investor. Known for picking good companies at the right price. He has made many multibagger stocks a part of his portfolio and has generated good returns.

02. So, today he had an interview in which he talked about some different financial planning. So in today's video, I will analyze his words and tell you what he has talked about regarding financial planning. So if we talk about his topic first, he says that to become rich you do not need a salary of lakhs but you should have savings of lakhs.

03. That means, no matter how big your salary is, if your savings are not big then remember that you can never become a millionaire or rich. There are many people who have a very good salary but are unable to save. He is unable to save money and hence he always has to resort to hardship. So in such a situation, the advice given by Vijay Kedia sir to avoid these is that you should have knowledge about your financial awareness.

04. You should avoid unnecessary expenditure and go back to saving as much as possible and invest it in the right place. He took the example of western countries, especially America, in which he said that there is a saying in America, Leave for today, tomorrow never comes, which means live for today, you do n't know what will happen tomorrow, this is now said in our India as well and on the basis of this he said that this is the worst news for there and for our country because in America there are about 40% people who do not have even $1000 to deal with this emergency situation and in America, children are not taught about savings at all.

05. Therefore, the habit of saving has gradually disappeared there. Therefore, the people there feel insecure at such a time. So, relating it to that, he has told something about India. If it is very important to keep yourself safe in India. Because the social situation there is quite different from that of America.

06. It is not like that here, there is a better system of social security there, if it is about health or education, there are best facilities there. But if any situation of yours goes wrong in our country, then remember that no government system here can help you in that way at all. Here you will have to take the guarantee of your safety into your own hands.

07. Only then can you and your family remain safe. He has advised to arrange funds up to Rs 5 crore that if you are an Indian then you must make your retirement planning or a fund of up to Rs 5 crore and he has also told a process for that. He gave an example and explained how you can get this amount by investing in mutual funds.

08. So he has told that if you invest an amount of ₹000 annually in a mutual fund and if it grows at a compounded growth of 12%, then in 20 years this amount can become more than Rs 5 crore. If you divide 50 sir then monthly SIP will be something like 4000 if you are in the age group of 20 to 25 and if you take this as 4000 as your salary, 20 25 30 40 50 whatever it is, from here if you start 4000 monthly SIP and start increasing it by 10% step by step, that is, as each year passes you will grow, so if you increase this also, then if you are 25 then you will reach the age of 45, then you will have around ₹5 crore, this is a very good suggestion which if followed then you can move ahead in a better way from all those people who are not following it.

09. Especially he drew attention towards the youth that today sir you should set your priority. Pay attention to your savings. Today in the digital age, we have completely eliminated savings. When buying with cash, wait a bit. Like we are living in the digital era. What happens? If you see something you like and want to buy, go straight away, make the payment and get it.

10. Turns out I do n't need that stuff. So such unnecessary expenditure starts happening in weddings, wearing different clothes in parties has a meaning. Even if I have clothes, if another wedding comes up, what do people do there? They buy new clothes and because of this they are getting trapped in the web of loans through credit cards or something else.

11. And his savings have completely stopped. So Vijay Kedia sir has said that you should stop this type of expenditure. Stay within your limits as much as possible. Reduce your expenses completely and focus more on savings and then focus on long term investment of that money. Your capital will be built from there.

12. It is not that you should start option trading or do some intraday trading or else you will get stuck in the quagmire, rather you should study the fundamentals of a good company and then buy shares there. Otherwise, just start buying mutual funds or ETFs. So if you follow all these processes then you can also create good wealth in the long term.

13. So this suggestion of Vijay Kedia is a very important suggestion. So I hope that you will definitely follow this suggestion and focus on waste creation in future.