저자: Lanevids · 외국인
요약 보기
결론: 가족여행 채널 운영자가 워런 버핏·토니 로빈스·로버트 기요사키 책을 읽으며 투자 공부를 시작한다는 내용으로, 특정 종목이나 자산에 대한 가격 방향 예측은 없다. 개인 배경: 과거 Dave Ramsey 부채 상환 프로그램을 따라 2년 전 채무에서 벗어났고, 그 2주년을 맞았다고 밝힘. 독서 내용: 워런 버핏 자서전 'The Snowball'을 최근 읽었고, 버핏이 인덱스펀드에 대해 언급한 부분을 접했다는 내용. 토니 로빈스 책 'Money: Master the Game'을 시작했으며, 여기서 부자 50여 명과의 인터뷰가 실려 있다고 소개. 기요사키 'Rich Dad Poor Dad'의 재무 용어(수입, 지출, 자산, 부채) 설명: 자산은 현금을 주머니에 넣어주는 것, 부채는 갚아야 할 것이라는 개념. 개인 경험: 대학 시절 스낵 자판기 여러 대를 운영해 수익을 냈으나 주기적 보충 작업이 번거로웠다고 회고. 옵션 거래: 관심은 있으나 아직 실력이 부족하다고 판단. 향후 계획: 책을 기반으로 한 재테크 시리즈를 채널에서 연재할 예정이라고 밝힘. 출연자 전망: 특정 시장·종목에 대한 1~3개월 전망 발언 없음.
다듬은 글
Hey guys, I'm Lane Vids. I figured I'd come live here and talk to you a little bit about money and investing. As y'all know, this channel is usually about family travel, but we've done some Dave Ramsey stuff on here too. If you remember, a while back we were big Dave Ramsey fans. We did the Dave Ramsey Total Money Makeover, and we did our debt-free scream live on his radio show, which was super exciting, about two years ago.
This past Friday, October 21st, was Christa's and my two-year anniversary of being debt-free, which is super exciting. We've definitely slowed down, which everyone says you do once you become debt-free. You ease back into how life was before, when you were eating rice and beans all the time. But I want to talk to you about some books I've been reading.
One is called *The Snowball: Warren Buffett and the Business of Life*. I've had this book for probably three years, and I just really started reading it. Yesterday I got to around page 177 and read almost 200 pages. I could not put it down. It's basically Warren's autobiography, how he became the man he is now, how he thought about assets, and things like that. Getting into assets, I want to talk a little more about what I know about money and how to accumulate wealth through investing, so you can have a comfortable life. I also want to talk about why rich people do the things they do to achieve that.
There's a guy named Robert Kiyosaki. I found him back in 1996 or '97, when he first appeared on the Oprah show. My mom said, "Lane, you should watch this," so I did, and I was intrigued. I've always been interested in money and investing, so I got his book, *Rich Dad Poor Dad*, and read it cover to cover very fast. It's a good read. I put this book in the description below if you want to check it out. I'm thinking I might talk about the money books I'm reading on this channel, maybe coming live for ten minutes or so.
Kiyosaki taught me about financial literacy, which is understanding the words financially literate people use. There are four words you mainly need to know: income, expense, asset, and liability.
- **Income** is money coming in, through a job or another source. - **Asset** is another way to get income coming in. It's something you buy or build that puts money in your pocket. A stock that pays a dividend is an asset, and the dividend is what puts money in your pocket as income. - **Expense** is money leaving you. Where does it go? Paying your mortgage, paying your utilities, paying for internet, whatever you have. - **Liability** is what you owe. Your mortgage on your house is a liability. Say you have a $100,000 mortgage and you have to pay it every month, which comes out of your expenses.
A liability can also help you if you look at it the right way. We don't want to go back into debt after paying off so much with the Dave Ramsey makeover, but some people buy a house with a mortgage, rent it out, and the house becomes an asset that pays them every month. You still have to pay the liability through an expense, but it's a different way of looking at money.
I watched an interview on YouTube with Tony Robbins, and he has a book called *Money: Master the Game*. One of my best friends recommended it to me. He said it's the book his dad highly approves of. His dad owns his company and is a very wealthy man. I took that to mean, if a wealthy person tells their kids to read this book, there must be something in it. I got it from the library the other day, but the night I listened to that interview, I ordered it on Amazon right away, because I knew I'd want to highlight and write in it and go deeper than three weeks at the library would allow. I linked it below too, if you want to read along with me.
I've only just started. I made it through the introduction, the foreword, and the first few pages, but it's very good insight. I've watched a few more videos with Tony Robbins. He's a positive motivator, the kind of person who helps you in the game of life. I'm very interested in this book because he interviews something like 50 of the wealthiest people on the planet right now. He helps you gain insight into how they think, and he puts together programs that, even if you're not wealthy, you could still take advantage of.
I'm curious to see how these two books coincide. Buffett is basically a buyer of companies, and Tony Robbins talks about investing and how to master the game of money. This morning I read all the way to the back of Tony's book, where he has interviews with some of those wealthy people, and one was Warren Buffett. I jumped the gun and read that one, and Warren talks about index funds, so I started learning more about index funds. I'm very curious to see where the books take me. I think I'm ready to get into more investing and gain more knowledge about it.
Another thing I looked into a while back was options trading. I understand it, but I don't think I'm at a skill level yet to do it.
*The Snowball* is divided into five sections. I read through the whole first section, up until he got married, covering his childhood and the things he did. I think I might do a video about my entrepreneurial spirit, because reading that was interesting and I thought, "Oh yeah, I kind of did something like that." In his book, Warren bought a pinball machine and went to local barbershops and asked if he could set it up in the shop. That was one way he made money. The pinball machine was the asset, and the income came from the coins people put in to play.
When I was in college, I had snack vending machines that I ran, and they did really well, I must say. My dad gave me some money to buy them. A couple was selling their vending machines because they didn't want to run them anymore. I bought four or five of them and placed them at different locations. I had to refill them and collect the money. It was a great opportunity, a great skill, and a great experience that really got me into my entrepreneurial side.
I looked at what Warren did and then at what I did, and I wondered what he did that was better. Because his was a pinball machine, the only thing that could really go wrong was that it broke and he had to fix it. In my situation, I had to go refill those snack machines every so often. That was the not-fun part. You had to get the inventory, go back to the location, fill the machine, empty out the money, and then do it all again. That almost became a job, unless you had someone else running it for you. What Warren had didn't need to be refilled or restocked. It didn't need that much maintenance unless somebody broke it. I found that very interesting.
In his book, Warren says he's not interested in manual labor. He doesn't like it. He likes to buy something, an asset, own it, and have that thing work for him. I want to learn more about how to do that, and through reading these books, that's what I'm looking to do.
If you want to read along with me, I'm thinking about starting a series on this channel about money and investing. I'll use these books as the tool to let you follow my progress, similar to how we did it with the Total Money Makeover.
That's all for now, guys. If you want to follow this journey, make sure to click that subscribe button. Thumbs up is always appreciated. If you know someone interested in investing or money, please share this video with them. We appreciate it when you share it on Facebook, Twitter, and all that good stuff. We'll see you in the next video. We also do family travel and other fun videos with our family, so if you're interested, check out some of our other videos. Thanks for watching, as always, and thanks for being shity shank.
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