저자: 미상 · 외국인
요약 보기
이 영상은 피터 린치의 투자 입문서를 소개하며 투자의 필요성과 주식 투자자의 유형을 설명한다. 핵심 주장: 금융 교육이 부족해 사람들이 돈을 불리지 못하므로, 투자를 일찍 시작해야 부를 쌓을 수 있다. 투자 방법 5가지 소개: 은행 예금, 수집품, 부동산, 채권, 주식. 은행 예금은 이자 2~3%인데 인도 인플레이션은 약 6%라 실질적으로 손해라고 설명한다. 수집품은 보관·관리 비용과 도난 위험이 크다고 설명한다. 부동산은 대출 활용과 자본이득 측면에서 좋은 투자로 설명한다. 채권은 정부·기업에 돈을 빌려주고 이자를 받는 방식으로 설명한다. 주식은 가장 높은 수익률을 줄 수 있다고 설명한다. 주식 투자자 5유형: 시세차익만 노리는 투기꾼, 지인 추천 투자자, 브로커 추천에 따르는 투자자, TV·뉴스만 보고 투자하는 투자자, 기업을 직접 분석하는 펀더멘털 투자자. 마지막 유형이 꾸준한 수익을 내는 투자자라고 강조한다. 종목 선정: 일상에서 사용하는 제품의 판매량, 뉴스상 해외 매출 증가 기업 등을 통해 후보를 고른 뒤 경영진과 성장성을 분석하라고 권한다. 장기 보유가 부를 만드는 핵심이라고 말한다. 특정 종목·자산에 대한 가격 방향 예측 발언은 없다.
다듬은 글
By getting Facebook, you'll learn some amazing things because it will help us become rich at a young age and build a successful investing career. We all know that to build any tall building, we first need to create a strong foundation, otherwise the building wo n't be able to stand for long. Similarly, if you want to excel in anything, you must first know and understand the basics related to it.
Similarly, to make a significant profit by investing in the stock market and to salvage your investments, you must first know the basics of investing. This book, 121, by Peter Lynch, helps us learn these things. This book is one of the world's most accessible and valuable books on investing, from which you will learn a lot.
So, be sure to watch this video until the end. Friends, we are taught a wide range of subjects in school, from complex mathematics and science to history and geography. But one subject, because it is most important for our lives, we are never taught anything about it. The subject is finance and money.
Most people study so that they can get a good job in the future, earn a good amount of money, and settle down in life. However, when we work and start earning money, we don't know how to use that money; how we can grow our fortunes and become rich and financially prosperous; and how we can contribute to our profession's economic growth by investing.
In 1945, nuclear weapons were dropped on two major Japanese cities, Hiroshima and Nagasaki, which severely affected Japan's economic situation. Due to this, poverty and hunger prevailed in Japan for the next several years. However, if we look at Japan today, it is one of the most developed countries in the world, and its economy is the third- largest in the world.
Friends, this is because after World War II, Japan spent a lot of money on the education of its citizens and taught them the very important lessons of savings, investing, and finance. Gradually, the people here Along with saving their money, they started investing in banks or the stock market. The money invested provided money to companies, big and small, so they could easily grow their businesses.
With the start of these businesses, thousands of people got jobs. Ignoring the problems was stopped, and those who invested their money in the press became rich. Friends, it's not just Japan, but in most countries you'll find that most people invest their money. In countries like the US and UK, about 60% of people invest in the stock market, but for India, this figure is only three percent.
In India, people keep their money safe but do n't invest it. Most Indians save it in a bank account, or some even activate it. But when it comes to investing, most people don't know what investing is, where and why we should invest our money. Even if some people want to invest, they can't do so due to lack of knowledge.
In this book written by Peter Lynch, we first learn about investing. It explains what investing is and why starting investing as soon as possible is crucial for our financial life and financial freedom. Friends, have you ever researched how an ordinary person who doesn't have any special talent or skill becomes rich?
Most such ordinary people become rich because their money works for them, not because they work for money. They invest their money in business or the stock market, which helps them earn more money and continue to become rich. When we invest in shares, the purchasing power of that money decreases over time.
Saving money also prevents your money from creating value for you. Therefore, friends, investing is very important for everyone's financial life. By investing money, we can become rich, create financial security for ourselves, and after a certain time, we can become financially free. Peter Lynch explains that there are five types of investing, the first of which is bank investment.
Friends, this first type of investment is India. Most people do this on their own. Most Indians have a bank account where we set aside our money in savings accounts. Banks lend this money to others at higher interest rates, earning us two to three percent interest. However, this isn't a good investment because the inflation rate in India is only around six percent.
Therefore, even if you earn three percent interest on a savings account, your money is still growing at a rate of less than three percent per year. For example, if you keep ₹100 in a savings account in 2021, earning a three percent return, your money will become ₹3 in 2022. However, due to inflation, the same item that you could have bought for ₹100 in 2021 will now be available for ₹106 in 2025.
Therefore, keeping money in a savings account is a loss. There are other forms of investment. Collectibles are investments where we invest our own money in unique paintings, antiques, or old items. The value of these items increases with age, and when they reach the market in the future, you get much more than your investment.
However, this type of basement has a major problem: security and management. The chances of such items being stolen, burned, or damaged are low. Therefore, you have to spend a lot of money separately for their security and management, and because of this, this is also not considered a good investment.
The third type of investment is real estate. Friends, real estate is a very good investment because it not only gives you good returns but also gives you the satisfaction of owning a property. You can easily get a loan from a bank to invest in real estate. If you invest a little on your property and build some infrastructure, you can also earn money from friends.
Apart from the upfront value, the price of property keeps increasing with time, which Because of this, you also get the benefits of capital appreciation. Friends, the fourth investment is investing in bones. Bones are a kind of contract paper, by investing in which you get interest on your own. When the government or private company borrows money from us, it uses bone tissue.
By investing in bones, you can earn good interest on your loan, or you can also get tax benefits here. The fifth best investment option is investing in the stock market. When we invest in bones, we legally become the owner of a company, even if our ownership in that company is only 0.000 or 1%. The stock market gives us the highest returns compared to all other investments.
A good business can clock 100 times growth in no time, and because of this, investing in them can earn us considerable profits. Due to lack of stock market knowledge, most people do not invest in them and do not take advantage of their potential. So friends, in this video I will tell you how you can become a good investor in the stock market and how you can become rich by earning high and consistent profits.
Friends, Peter Lynch says that there are five types of investors in the stock market. The first are those who invest in stocks but don't know which company they're investing in or why they're investing. What that company does, and what its fundamentals are. They invest only in the hope that the stock's price will rise so they can make a profit.
Such investors are also called speculators. The second are investors who invest in stocks after hearing from a friend or relative. They think that if their friend is investing in a stock, he or she must have done some research. They do n't do any research on the stock themselves and because of this, they don't even make a profit.
The third are those investors who invest based on tips from prospects. They are very particular about stocks and are not interested in this topic. They recommend those who earn higher commissions. Some brokers call 10,000 people, asking 5,000 of them to start a business and the remaining five to select the same stock.
Whether that stock goes up or down, they get 5,000 customers. Fourth, investors are those who hear about a good stock on TV or in the news and then invest in it without doing any research. Although sometimes some of these stocks prove to be good, there are many stocks that perform very well. Fifth, and the best investors are those who earn consistent returns from the stock market.
They are those who research a company themselves, understand its business model, analyze its growth, its profit, loss, revenue, and everything else thoroughly, and perform fundamental analysis. Only after all this, do they decide whether they should buy that stock or not. These are the investors who We actually earn money from the market and keep making consistent profits.
Yes, we don't waste time for the long term and always work on expanding our knowledge. If you want to earn money in the stock market and become rich with it, you need to be in the fifth category of investors. Friends, to select good stocks, you don't need a degree or become an expert; rather, you can find good stocks simply by using basic mathematics and price analysis.
You use the products of hundreds of friends and companies throughout the day, and you can easily see which company's products are selling the most. You can also use the news to find which company's exposure and international trade are increasing the fastest. This way, you can shortlist companies. After this, you need to look at the company's fundamentals, read about its management, and analyze the company's growth.
How to choose a good company for investment can be easily learned with the help of short-term TV shows. Along with choosing a good stock, You have to increase the questions so that you can fold good stocks for maximum time. The secret of becoming rich in the share market lies in choosing a good stock and investing in it for long term.
So that's all for today in this video friends, I hope you have learned a lot from this video. If you want to buy this book of Peter Lynch, then you will get the point link of this book in the description. If you found this video valuable, then like it and share it as much as possible with your friends. We will meet you in the next video. Till then, goodbye.
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