저자: SnehDesai · 외국인
요약 보기
결론: 소액을 일찍부터 장기간 복리 투자하면 큰 부를 이룰 수 있으며, 특정 종목 예측보다는 조기 시작과 긴 보유가 핵심이라는 주장. 투자 원리: 원금, 수익률, 기간 세 요소가 중요하며 복리 효과가 핵심이라고 설명. 워런 버핏은 11세에 투자를 시작했고 현재 91세 기준 순자산 70만 크로어 이상이라고 언급. 수익률 근거: 제임스 사이먼스 연 66%(30년), 피터 틸 연 97%(22년), 버핏 연 22%를 소개하며 수익률보다 원금과 기간의 중요성을 강조. 추천 자산(과거 수익 근거): 금은 최근 20~30년간 연 12% 이상 수익으로 제시. 니프티50 인덱스 펀드는 장기 평균 연 14%. ICICI Prudential Equity and Debt 펀드는 1999년 이후 연 15%로 소개. 시뮬레이션: 20세부터 매월 1,000루피를 연 15%로 투자하면 50세에 약 71lakh, 30세부터 월 3,000루피 투자 시 50세에 약 46lakh. 20세부터 91세까지 보유하면 약 323크로어 가능하다는 계산 제시(연 15% 가정). 리스크/조건: 단기 시장 하락 가능성을 인정하며 최소 2~3년 이상 장기 보유 필요. 충동 지출, 해외여행·고가 차 구매, 건강 비상 등에 대비해 의료보험 가입을 권고. 행동 지침: 지출 통제, 소득의 일부를 먼저 투자, 소득 증가 시 투자 비율 확대. 큰 수익을 얻으려면 수익률 개선도 필요하다고 언급. 마케팅: 4시간 라이브 워크숍 'You Can Be A Millionaire'를 299루피에 홍보하며 환불 보장을 언급. 영상 말미에 구독·공유 요청. 출연자 개인 주장: 본인도 17세에 시작해 순자산 100크로어를 만들었다고 주장.
다듬은 글
If you want to be a super rich person, there are only two formulas you need to follow. First, earn money. Second, invest that money. I want to teach you how to create financial freedom through investment. Hi friends, I am Sneha Dasal, Life Coach and Business Coach. Watch this video till the end to know how you can make 323 crores out of 1000 rupees.
Let me introduce you to Jim Simons. He took 66% return of his annual investment for 30 years. Peter Thill took 97% return of his annual investment for 22 years. We may not have the same intelligence and smartness as those who generated such a huge return. But surprisingly, the great Warren Buffet, who is the world's largest investor, generated only 22% return of his annual investment.
These two are less than the previous two. But he has created more money. Why? There are three parameters to consider when talking about investment. First, P, Principal Amount. How much money you are investing. Second, Rate of Interest. How much interest you are getting in return. 10%, 12%, 15% And, Time.
How long you keep your money invested. And how much you are investing every month or every year. These three parameters are very important. Today, people ask me the biggest question. Sir, I don't have much money. How can I invest? Now, let me help you to understand this. When Warren Buffet started investing for his life, you may be surprised to know that he was very young.
He had read many books on investment till the age of 11. And you may be surprised to know that he started investing at the age of 11. Now, do you think he had lakhs of rupees to invest? No. Warren Buffet knew that the power of compounding, i.e. when you invest your money for a long time, the money that will be multiplied, even if it is a small amount, but it becomes big as it is multiplied, he knew this power of compounding.
So, he didn't have much money to invest at that time. But he had a lot of time. So, he started investing at the age of 11. Now, I want to tell you that the money you are investing in restaurants, or in movies, or in buying clothes, mobile phones, or in parties, you need to control all of them. Control all the money that is going towards entertainment in your life.
And if you can invest Rs. 1000 per month, then I am going to teach you how to convert it into crores. Now, you need to save yourself from wrong expenses. Now, you may say that you can save yourself from wrong expenses, but the question is, where should you invest? Sir, tell us where we will get a good return?
Should we invest in the stock market? Should we invest in cryptocurrency? Should we invest in real estate? Now, friends, my video today is not on the topic of investing in the stock market or real estate. But I want to show you some investment options that you don't need to think about. Let me give you a simple example.
You will be surprised to know that if you look at the history of the last few years, 20 years, 30 years, then those who have invested in gold, their annual return is more than 12%. Now, do I need to teach you why you should invest in gold? Because it is proven. Everybody knows about it. If you live in India, then you know its importance.
After that, the second example. You don't understand the stock market. You may not know which stock to buy. But you must have heard about Nifty 50. That is, the first 50 stocks of the stock market, such companies that come in the top 50, which is the best, it has an index fund. And you will be surprised to know that since the index fund has come in the past few years, it has given an average return of 14% every year.
Now this is for the long term. If you expect that I will invest money for 6 months and get 60% in 6 months, that does not work like that. Because during a period, the market can go down or up. But when it is seen in the long term, when it is seen for more than 2-3 years, then it is giving more than 14% every year.
Now tell me, what is the point of us running our brains in this? This is proven, right? Okay, the best example of this, you all have heard about mutual funds, right? So there are many funds, I would like to name one of them, ICICI Prudential, which is a very old name. This fund started in 1999. And this is Prudential Equity and Debt Fund, which is kind of a balanced fund.
Its return from 1999 till now is 15% every year. Now friends, you can choose any one of these. But I just want to give an example that if these proven returns are so much, let's say that we are getting a 15% return. And once we start investing, then we will get many times better options, knowledge and intelligence will also come.
But to start, let's assume that we started investing Rs. 1000 every month from the age of 20. Okay? Where did we save that Rs. 1000 from? Oh yes, we saved it from parties, restaurants and clothes. You remember, right? Okay. Now, every month you started investing Rs. 1000. And let us suppose that you are getting a 15% return per year, as we discussed earlier.
So, when you are 50 years old, that is, when you hold your investment for 30 years, you will be surprised to know that you are getting a return of almost Rs. 71 lakh. You are getting the total value. Now, this is big. Now, you think, what did you do for this? You just took a small part of what you were earning, and put it in savings, and put it in such a place where you are getting a good return.
Correct? Now, see the interesting thing. The younger you understand this thing, the better it is. Because if your friend, who does not understand this thing, thinks that when he will be able to make a big investment, then only he will start investing. And let us suppose that your friend, will start investing at the age of 30 instead of at the age of 20.
Then what will happen? You had invested Rs. 1000 every month, if he is investing Rs. 3000 too, starting at the age of 30, he is also getting a 15% return. Surprisingly, until he is 50 years old, the surprising thing is that he will have got a round figure of only Rs. 46 lakh. And when you compare both of them, then the return you have started at a young age, with only Rs.
1000, in comparison to that, the return your friend started at the age of 30, even though he is investing more, but his total return is comparatively very low. So what I want to teach you from this, first, that start investing as early as possible. That's number one. I had started investing at the age of 17.
Number two, and that is, the longer you hold your investments, the better. But friends, the question is, why don't people hold their investments for a long time? The reason being short-term focus. First, everyone wants to become rich overnight. This is not going to happen, friends. Second, emotional buying.
When we get an opportunity, like we can go to Europe with our friends, or we like a nice car, and we feel like buying it by down-payment. And that is where we spend our savings or holdings. Or, if there is a health emergency at home, I highly request that your family should have medical insurance to cover it up.
Because you cannot predict any emergencies. But the interesting thing is, when I am explaining to you that you have to hold for a long time, I am going to tell you an interesting thing. The great Warren Buffett is now at the age of 91. And his total net worth is more than 7 lakh crores. Now we are surprised to hear how he created such a huge net worth.
But the number one point was, he started investing at the age of 11. Number two, he held many investments for a long time till 91. And number three, when you start investing, the benefit is that the 15% return you started getting, when we talk about his intelligence and smartness, he has improved it with time.
But, let me give you an example. If he started at the age of 11 and he has reached 91, and he has held some investments, if you started at the age of 20, just investing Rs. 1000, which I gave you as an example, and I am counting that 15% return. But if you are at the age of Warren Buffett, and you hold your investments, then you know what will happen.
You'll be surprised to know that if you're investing 1000 rupees every month from the age of 20 and you hold it till 91, then the return value would be 323 crores at the age of 91. Wow! That's big! Friends, now think about it. If you've started at the age of 20, and you hold it till here, keep two parameters in mind.
207 0:10:27,080 --> 0:10:02,000 Can you guess what this number is? First, how long you've been holding it. And second, the biggest factor is that don't you think you can increase your investments with time? You started with 1000 rupees, but you can increase it to 3000, 5000, 10,000, 50,000 every month.
Now think about how big a difference it can make if this number increases. And second, if you can improve this 15% by your investment experience, if you can increase it to 17%, 18%, or 20%, then what a big change it will make. My dear friends, to be very very honest with you, if you change these two parameters and keep this much time, you will see that you can make 500 or 1000 crores.
And this is possible for all of us. I'm saying this from my experience because I've also created a net worth of 100 crores for my life. I started at 17, and now I'm 34 years old. It is the time that creates the multiplication. But in the first 2-4-5 years, you won't see anything. And from the back, exponential growth starts.
It is like, when you multiply 2 by 2, it becomes 4. And when you multiply 4 by 2, it becomes 8, 16, 32, 64, and then the multiplication increases. Something very similar to that. But to do this, tell me something interesting, friends. Tell me, what research do you need to get this? No worries, you're not doing any research on the stock market, I've told you about the funds that had a proven track record.
What skills do you need in that? To be honest, nothing. You just need patience. And most importantly, you don't need to work hard in this. Money was making money. You didn't have to do anything in that. You just need to invest a small part of your earnings, and you need to have the same mindset. And do you know what that mindset is?
That I'm not earning 10,000, I'm earning 9,000. And I need to manage my entire month with 9,000. I just need to invest 1,000. Likewise, when you're earning 1 lakh, your mindset should be that I'm earning 90,000. I need to manage my life with 90,000, and I need to invest 10,000. And that's gonna change everything for you.
So, it's a simple rule, remember, start young, start now. The younger you start, the better results you'll produce. Now, friends, if you've really come here to create financial freedom in your life, and if you've really enjoyed this video, then I can make a small request. Can you hit the share button, so that your friends know about this system and follow it?
Whether they break their belief system or not, I can't do it. This video will help them, bring patience in them, make them understand the importance of investment, stop them from spending wrongly. And I'd definitely like you to hit the follow and subscribe button. Because, friends, if you stay connected with us, we'll get a chance to create a positive change in your life.
Now, friends, if you've enjoyed today's video, I'd like to tell you about my upcoming amazing workshop. You Can Be A Millionaire. This is a 4-hour live workshop, where I break down the negative belief systems people have about earning money. I teach them how to develop high-income skills, why money is not in your life, what are the reasons for it, I'll tell you.
And more importantly, how to generate passive income. You'll learn all these things in this 4-hour live workshop. Just think, if you can learn all this in a 15-minute video, how much information will you get in a 4-hour live workshop? And, friends, this workshop's value is 10,000. But I'd like to share that workshop with you.
Just 299. Yeah! And let me tell you, I'm not saying this to do marketing. Because if you search for Sneh Desai on Google, you'll get 5 out of 5 stars after 3,000 reviews. Because we've produced results in the people who come to our workshops. And I want to give you this workshop with a money-back guarantee.
Meaning, you invest in the workshop. In case you're not happy with the end of the program, you'll get your entire fee refunded. Because genuinely, our goal is to create a positive change in your life and take you towards financial freedom. Friends, when is the next workshop? When can you attend online at home?
To get the full information and register, you can go to youcan.snehdesai.com and register there and attend our live workshop. So thank you so very much for giving me this wonderful opportunity. If you haven't hit the follow or subscribe button yet, then do it. Stay connected. All the best. Thank you so much.
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