저자: TomLee · 외국인
요약 보기
결론: 은행 과점과 밀레니얼 세대 소비 확대를 근거로 암호화폐(비트코인 등) 장기 성장을 주장하는 발표. 은행 신뢰와 과점 구조: 미국 5대 은행이 금융자산을 장악하고, 상위 3개 은행이 대부분을 통제하며 은행업이 과점화되었다고 주장. 1970년 이후 GDP 대비 은행 이익 비중이 상승했다고 제시. 세대 교체와 소비: 밀레니얼 세대의 인구 비중이 2015년 전후 성인 다수가 되었고 10년 내 최대 소득 세대가 된다고 주장. 밀레니얼 신용카드 지출 증가가 전체 증가를 견인한다고 설명. 은행 불신: 응답자의 92%가 은행을 신뢰하지 않는다고 한 설문과, 5년 내 은행이 사라질 것이라는 33% 응답을 인용. 암호화폐 가치: 비트코인을 금에 비유하며 전체 가치저장 시장(약 280조 달러) 대비 암호화폐 비중이 0.1%도 안 된다고 주장. 인터넷 사용자 수와 기업 성장: 기업 설립 시점의 인터넷 사용자 수가 수익률을 상당 부분 설명한다는 분석과 Amazon, Facebook 사례를 제시. 암호화폐 사용자 증가 시 가치도 크게 상승할 수 있다고 주장. 리스크: 배당이 없고 내재가치가 없다는 비판에 대한 반박 중심이며, 구체적 하락 리스크 언급은 제한적. 출연자 전망: 암호화폐 장기 상승 기대. 특정 가격 목표나 단기 방향 언급은 확인되지 않음.
다듬은 글
okay so this is a PD search survey never enough people just trust in their government and banks are too powerful five banks in us control of all financial assets it's not just us many countries the top three minutes typically typically control almost three-quarters of all that sense banking is oligopoly this chart shows you the making in between share of GD since 1970 it's been moving up into the right the last years despite the technology making history essentially making more money not less even without deregulation their share profits that's happening was convinced you've been in a secular decline think about the last really professional interest rates in defining the base so in today's is equal to the generation 29 generation Dapitan 74 the boomers keep the 99 anybody who's an historian the company knows that those are both training points the economy the Great Depression started once they reached our agency we had stagflation and agreements reached after the Silent Generation and of course we ended generations drive I don't think what I thought were a bunch of lazy people the primary but in startling 2015 is the year that the millennial population is actually mostly adult so today my illness are where the boomers were and that's 82 so we have to think of them as probably an effective condom afford and their impact is huge this chart shows you the distribution of income by generation within ten years the Millennials will be the largest and here's the evidence this is gonna change their credit card data this is your meter changing credit card spending you notice there's only one line that's a dark blue and that's above zero that's the Millennial credit card numbers that change everybody else a cheese is actually seeing the quantity only reason credit card spending is growing okay sorry I just wanna fly through this so I can cover everything 92% lands don't trust banks this is from first date of sending one for Somalia to rather go to the dentist they listen to what the baby says and 33 percent believe that banks will actually not exist in five years someone else payments but according to first date of surveyed Millennials which was seven million dollars of absense in a few years so let's just say all this money 700 billion dollars which means that that much money think just what we're talking about okay finally is what I cover a few more things very quickly just getting some credibility he wets I don't know if you're familiar with see if they I think wanna see you guys Connor that's a it's actually quasi regulatory organization this is a decrypted she was particularly and you know the question that we get from our clients all the time but doesn't pay dividend there's no intrinsic value I won't cover here but the last twenty years a lot of rules have changed you know we never had negative interest rates before I think I need your Senate companies they go public don't make money but I think that you weights people rarely occur until one is a store value okay and today the story value market is 280 trillion dollars so most people think bitcoin ways is gold and that's a good analogy the cochlea nitrito market art is actually a larger store value market bounce about the warnings of article 17 so again crypto is not even a tenth of a percent of that market and the last way I think you need to look at crypto is that work so we dress this at the panel today but I think why that matters this track just shows you the number of Internet users that insisted by year and I list the year each of these companies was created so Amazon would have been the best investment ever in fact it's because it was created when there were only 7 million Internet users and Facebook was created when they were 580 million as you can see the revenues 4.2 million Internet users today believe it or not in congested Metcalfe's law on that user base 75% of the return of Beng was explained by the year that company was formed and how many users in their head at that time so you don't have to do a lot of work you can just by who is the best company you might wonder how do you know who is the best it incorporated almost as well as Fang and the ticket would have been and instead on offending to call that which I don't know I was kidding that's right a magnet but $1,000 in those names turned out to be 1,200 1.2 million dollars buddy and about 15 years later so every generation seems a chance to make thousands and thousands of X returned and I think the 50 million active wells today if we look at PayPal that's a 5x we get to use a MasterCard that's billions well if you have a 100 X increase in wallets they're going 100 times 100 X increased crypto value which is next up we have Kevin ward of Io HK he's going to be talking about community
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