저자: Marius · 외국인
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Peter Lynch의 '투자 우위(edge)를 버리지 말라'는 조언을 소개하고, 이를 보익스터(Voxter)에 적용해 설명하는 영상이다. 핵심 주장: 일반인은 자신이 속한 업계에서 시장보다 앞선 정보 우위를 가지고 있지만 이를 투자에 활용하지 않는다. 사례 1 - Lynch 예시: Smith Kline(타가멧), Chrysler 미니밴, Ford Taurus 등 업계 종사자가 초기에 알아볼 수 있었던 종목들이 수 배 상승했다는 사례를 들었다. 수치는 '5~6배', '10배', '7배' 등으로 언급됐다. 사례 2 - 보익스터(Voxter): 부동산 감정(appraisal)·권원(title) 시장을 혁신하는 기업으로 소개했다. UWM(최대 도매 대출기관)이 Appraisal Direct 플랫폼을 도입했고, 이 플랫폼이 보익스터 계열 aNow로 구동되며, UWM의 감정 물량 비중이 약 40~50%에서 70%로 늘었다고 주장했다. 보익스터 주식은 본인이 과거 11편 시리즈로 다룬 주요 투자 종목이라고 밝혔다. 사례 3 - 패니메이 보고서: 생애 첫 주택 구매자의 종결비용(closing cost)이 계약금보다 높다는 패니메이 워킹페이퍼를 언급하며, 이것이 보익스터 솔루션과 직접 맞닿아 있어 큰 수익으로 이어질 것이라고 주장했다. 구체적 목표가나 기간은 제시되지 않았다. 리스크/조건: 영상은 특정 종목 매수를 권유하는 취지지만 가격 목표·기간·손절 기준은 명시하지 않았다. 보익스터는 마이크로캡(소형주)으로 유동성·정보 비대칭 리스크가 크다. 출연자 전망: 업계 종사자 대부분이 이 기회를 놓칠 것이며, 일부(약 1%)만 행동할 것이라고 예측했다. 본인은 해당 업계 경험(부동산 감정사·중개인 출신)을 근거로 제시했다. 결론: 자신의 업계 지식을 활용해 아직 초기인 우량 성장 기업을 찾아 투자하라는 것이 영상의 메시지다.
다듬은 글
you need an edge to make money too people have incredible edges and they throw them away in this video i'm going to show you uh peter lynch's probably the best advice on investing how people throw it away and i'm going to show you how it applies to one of our investments if you're new to this channel my name is marius the most important youtuber on youtube which means that you better subscribe click the notification button like the video and comment on the video and the reason why you want to click on the notification button is so that you get notified and watch the video within the first hour which is extremely important for the performance of the video and you might ask but what if my wife is at the hospital giving birth well you tell her to hold on until you finish watching the video what if what if you are giving birth well tell the baby to hold on until you finish the video i also run microcap explosions which is a private membership website dedicated for microcap investments this is where i share and find investment opportunities that are not unknown to the market i also published about 10 books on investing one of which was is available for a free download at microcapexplosions.com also on this channel i talk about my three biggest investments which are oracle globex and vaxter to start the video let me play you what peter lynch had to say about having an edge you need an edge to make money too people have incredible edges and they throw them away i'll give you a quick example of smith klein this is a stocking that had taggement now you didn't have to buy smith klein when tag met was doing critical trials you didn't have to buy smith klein when tag met was talked about in the new england journal of medicine or the british version lancet you could have bought smith cline when tagamet first came out a year after came out let's say your spouse your mother your father you're a nurse you're a druggist you're writing all these prescriptions tagamet was doing an amazing job of curing ulcers and it was a wonderful pill for the company because if you just stopped taking it the ulcer came back see it was it would be a crummy product that he took it for a buck and it went away but it was a great product for the company but you could have bought it two years after the product was on the market and made five or six times your money i mean all the drugs all the nurses all the people millions of people saw this product and they're all buying oil companies you know or drilling rigs you know it happens and then three years later four years later black so even a bigger company's a huge company british company brought zantac which was a better at that time an improved product and you could have seen that take market share do well you could buy blacks on triple your money so you only need a few stocks in your lifetime they're in your industry i think of people if you've worked in the auto industry let's say you're an auto dealer the last 10 years you would've seen chrysler come up with a minivan you've seen if you're a buick dealer a coyote or honda dealer you would have seen the chrysler dealership packed with people you could have made 10 times your money on chrysler a year after the minivan came out ford introduces the taurus sable the most successful line of cars in the last 20 years ford went up seven fold on the tourist table so if you're a car dealer you only need to buy a few stocks every decade when your lifetime's over you don't need a lot of five baggers to make a lot of money starting with ten thousand dollars or five thousand dollars so in your own industry you're gonna see a lot of stocks and that's what bothers me they're good stocks out there looking for you and people just aren't listening and they're just not watching it and uh they have incredible edges people have big edges over me there's lots of ways to make money in your own industry you can be a supplier in the industry you can be a customer this thing this thing happens in the paper industry it happens in the steel industry it doesn't happen every week but if you're you're some field you'll see a term you'll see something in the publishing industry these things come along and it's just mind-blowing people throw it away you see we all have particular expertise we all have particular knowledge in certain industries because we might have jobs here or we might have a friend here or we might use a product here or we might see a new product coming online and you see this gives us an incredible advantage over wall street or any broker any financial advisor yet unfortunately most people throw this advantage away when they have a particular advantage what do they do they ignore it but even if they don't ignore it they might look at something and then they might make a phone call to the broker or financial advisor and ask what do you think so this is like asking somebody who doesn't know anything about the business for advice because that particular business knows something about investing you see in order to be successful you have to know about the business and you have to know about investing so you are the person that knows about the business about the product and you're asking somebody who doesn't know anything about the business for advice how crazy is that the the the financial advisor in order to give you a particular opinion that person should either say i don't know anything about it let me take a look at the business and get back to you but most of the time they just say no no it's not good because from their point of view the numbers might not look good at that point but they don't realize that something is about to happen you on the other hand know about the business and you might be afraid because you don't know enough about investing so the best the best thing for you to do would be to actually learn a little bit about investing and see if what the knowledge you have actually can benefit you and give you an edge over others now let me give you an example of this certain thing that's happening i've talked on this channel above voxter i made an 11 video series above voxtar so voxter is in the real estate space okay it is revolutionizing uh the appraisal and title business recently it signed up a client uwm the biggest wholesale lender on its appraising platform and here's a video from uwm good morning i'm justin white and this is your inside pass we'll get to your market update in just a moment but first let's bring in today's insider dustin singleton is here and we are talking about appraisal direct dustin good morning good morning so what should our clients out there know about appraisal direct yes so appraisal direct is an amazing program an amazing team that we rolled out several months ago that's been again a huge success so no longer does any bank or any retail arm have an advantage over our brokers not having to order an appraisal through a third party or through an amc so again it's been a huge success um seventy percent of their praise was done through uwm actually done through appraisal direct so to put that into perspective that's tens of thousands of appraisals per month we only see that number growing in the future okay dustin how are successful clients leveraging appraisal direct to help grow their business right now yes so one of the most recent updates that we've had to appraiser direct is now our brokers have the transparency of seeing when they order an appraisal if there's 70 appraisers in that area or if they're 70.
so they do have the ability to still order through an amc if their preferences are set correctly but to answer your questions our best brokers are taking it a step further if they notice an area is underserved reaching out to their favorite appraiser or reaching out to their realtor's favorite appraiser making sure they have the appraisal signed up link getting them signed up so in the future making sure that area isn't under service um so brokers if you don't have the link reach out to your ae make sure you have it and let's continue to grow this team grow this program for the years to come dustin great information thank you thank you so uwm is a client that introduced what's called appraisal direct and appraisal direct is powered by a now which is owned by voxter now this is a huge monumental shift in the appraisal industry okay i know about this and i i know what's going on because i used to be a real estate appraiser i used to be a real estate broker i know what's going on i know that the appraisal industry is the bottleneck of the real estate transaction and here you have a company like vaxter that is solving this problem and the biggest wholesale lender signed up for its platform do you think people in real estate are aware of this do you think all the brokers or the appraisals or the appraisers or the people that work for uwm do you think they're taking advantage of this information that here is this little vaxter coming in and solving this huge problem and now uwm is uh processing or running the apprais 70 of its appraisal flow through a now platform and when it started that that the flow was maybe 40 50 now it's up to 70 why is it up to 70 because obviously the solution is working for them obviously it's making uwm more competitive in the market that's why they are using it they are obviously happy with the platform otherwise they wouldn't be increasing it but people in the industry whether go and try it out go ahead and try it out on your own talk to your broke uh broker friends talk to your mortgage friends talk to whoever is in real estate and ask them hey have you heard about voxter maybe they they've heard about voxtr if they if they work in the mortgage industry they probably already heard about they definitely heard about uwm and they might not know about vaxter because uwm uh didn't want the world to know that vaxter is behind their appraisal direct so for competitive reasons they want to keep it quiet because they want to be more competitive than a rocket mortgage former quicken or any other lender they want to be faster on the closing times and then appraisals and all that so they want to keep it a secret but if if you tell your friend hey there's this voxter uh firing that powering the platform of uwm see what they're gonna say see if the light bulb is going to click for them it's like hey something is changing in the real estate industry i can make a lot of money on it no not a chance maybe one percent of them is going to do this and actually it happened to me i was talking to a mortgage broker who was using uwm the moment i told him about vaxter the vaxters behind it he immediately bought the stock so that's the smart guy most of them are going to give you an excuse of why not to buy the stock okay most of them are so busy running around like chickens with their cats heads cut off that first of all they don't have any money second of all they don't like i said before they don't know anything about stocks so they know about the business they have this advantage over wall street and they're not going to use that advantage to make themselves rich or financially independent another thing is pay attention to fannie mae remember this article that i shared in my other video how fannie mae had this working paper talking about how the closing costs are too high for first time home buyers and and low income people remember that they're setting it up they're telling you that the closing costs are higher than down payment for these people think about it how ridiculous how ridiculous it is for you to go and buy a house and for your closing cost to be higher than down payment it's absolutely ridiculous so now fannie mae is working on it okay if you understand what is going on if you understand what's behind that working paper why this paper was published and how this paper is going to likely lead to huge profit for vaxter because vaxter is the solution to this paper do you understand this it is the solution to this paper literally word for word voxter is the solution to this paper do you think people in real estate with the knowledge of the title business with the knowledge of the closing codes do you think they're lining up to buy voxter shares they have this huge advantage this tectonic shift is happening in the real estate industry in the title industry and they are doing absolutely nothing about it instead they're buying crypto or some stupid stocks even if they're buying stocks so this is an example a perfect example of how people in the real estate industry no matter what position they have could be taking advantage of this because at this point wall street has absolutely no idea i mean they're not listening to this channel right that's why you're listening to this channel because you're smart enough to realize that you can take certain information and take it to your advantage in summary i think the peter lynch's advice this particular advice is one of the best advice that we can take let's all open our eyes look around what's happening around ourselves look around what's happening within our own industry is there anything happening is there any company is there any problem that some company is solving that is just at the beginning and the product is great the product is taking off let's take advantage of it open our eyes that's it for this video thanks for watching
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