Jamie Dimon Just Gave a Serious Warning😱 To All Americans about INFLATION and RECESSION 2023

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결론: 영상은 JP모건 CEO의 인플레이션·경기침체 경고를 인용하지만, 실질적으로는 부동산·사모대출 투자 교육 및 사업 기회 홍보에 가깝고 대상 자산에 대한 구체적 가격 예측은 없다. 인플레이션·경기침체 언급: 진행자는 JP모건 CEO의 발언(인플레이션이 소비자 부를 잠식해 경기침체를 유발할 수 있다)을 인용하고, 미국 경제는 현재 세계에서 가장 강하며 소비도 전년보다 늘었다고 말한다. 다만 단기적으로 금리가 4%에서 5%로 오를 수 있고, 약 1.5조 달러 규모의 초과저축이 내년 중반쯤 소진될 수 있어 경기침체 우려가 있다고 언급한다. 투자 철학: 시간(Time)·재능(Talent)·자본(Treasure) 세 가지를 결합하는 '레버리지' 투자를 강조하며, 돈을 불리는 것(증식)을 중시한다고 말한다. 부동산 투자: 감정가 대비 약 70~85% 수준에 매입해 수리 후 매도(fix & sell)하거나 보유(fix & hold)하여 현금흐름(cash flow)을 만드는 전략을 제시한다. 시장 침체기가 매수 기회라고 주장한다. 사모·담보대출: 은행이 예금을 레버리지로 활용하듯 개인도 담보대출(사모대출·하드머니 대출)을 제공해 이자 수익을 얻을 수 있다고 설명하며, 10만 달러 대출 예시로 6.52% 금리를 든다. 401k 활용: 401k 자금을 활용하거나 타인과 파트너십을 맺는 방법을 언급하지만 구체적 절차는 생략된다. 리스크·조건: 고금리 환경(15~18% 수준 언급)과 경기침체 가능성을 인정하면서도, 준비된 투자자에게는 기회라고 한다. 지오정치 리스크도 언급하나 구체 내용은 없다. 네트워킹: 밋업(Meetup) 등에서 '부동산 투자자' 모임을 찾아 함께 투자하라고 권유한다. 에너지·기타: 마지막에 청정에너지(솔라) 시장을 좋은 투자처로 짧게 언급한다. 면책: 영상 스스로 정보 제공·오락 목적이며 전문가 실사(due diligence)를 권한다고 밝힌다.

다듬은 글

※ 자동 자막 원문(다듬기 전)

01. okay this section here we're gonna motivate teach and get the perspective like we do on the podcast but I just want to make this brief on there JP Morgan CEO Jamin Diamond inflation is eroding consumer wealth that may cause recession on here I'm gonna give you some tips or some suggestions I'll give you some sources you can go to because your mindset think as an investor think how can this help for you as they always say what's in it for me mine said well send it for me and my family or my circle that I have right now okay so this is what we're gonna do I'm gonna pay portions of this video and then you're going to give some perspective I'm going to give some some advice or some sources you can go to based on experience of people I know or my personal experience and then I want to get your perspective so let's listen in we're listening here let's just start by saying the United States economy is the strongest economy in the world today so we should celebrate that a little bit and that's why capital is coming here businesses coming here is still growing if you look in the short run the consumer is spending 10 more than last year and 40 wouldn't break over okay okay ladies and gentlemen you say before he's making a point but this is your mindset when you're investing or when you got a family and don't look overall as far as inflation or recession is based on your mindset on what you can do today what you're going to focus on is we say the three T's the three T's that we do as an investors is uh how I Leverage leverage together as a group that's how I always say I like making money but I love growing money multiplication so the three T's are time Talent treasure think of it as a triangle triangle time Talent treasure if you don't have the treasure work on Talent work with someone with the time and talent to work on this investment together if you don't have the the talent work on the other two or one of the two talent and treasure work on the talent go find the properties get out there advertise get out there and network and find a motivated property or motivated commercial or motivated business owners looking to sell their business that's the example so the three T's are the example okay here we go different things so all you speakers up here they're some are doing better some are doing worse that's a tremendous sum of money and they have a trillion and a half dollars still in their checking accounts more than pre-covered you hear that ladies and gentlemen so it's still money out there it's just the market is waiting they're they're taking their money out and they're waiting for certain deals that are available because we keep hearing the word inflation inflation recession but as I said before think as a sophisticated investor or think diversification spread your eggs or put your money all in one basket which I'm focusing on the real estate that's how I've been successful in the real estate but think two two ways think as a real estate investor and think as a bank a bank here is where it comes to the second word which is called collateral lending also known as private lending also known as hard money lending a banker use your money as leverage and it's two words remember these two words pi as we say the mortgage broker when I was a mortgage broker p-i-t-i the P stands for principle the I stands for interest the T stands for taxes the I stands for insurance but as a bank you always see that think of the reticular activating system r a s your mindset pain pleasure playing the pleasure your fear it your mind said just like a computer think of this weight the bank uses your money it's leverage and when they make a interest which interest is the profit margin so I'm gonna pause here I'm gonna show you for example I'm going to teach you how you can use your 401k you can partner with people with 401k you can probably partner with people with credit to leverage to follow the three T's time Talent treasure where I'm gonna show you in your areas where you can find and actually anywhere in the world because you always make money on the buy you make money on the buy anyhow I want to break this down short I want to give you some sources so you can do your own fact check checking and get out there and Network and we bond together always feel free to leave me questions or any any suggestions or what results you're getting in your area or your part of the world let's let's Network let's bond together let's let's get away from this thinking think of that negative or that lack of thinking that's think abundance so I'm gonna give you get you to the next video the next section I'm going to show you sources that you can go to anywhere on any net and do your due diligence write down the numbers and think like the bank because collateral lending basic collateral lending is Leverage is is collateral for the loan that you give okay so one moment okay go to your Google you can type in the word today's interest rate as it did before type in today's interest rate scroll down it's going to give you today's rates remember p and I principle and interest so if you have a hundred thousand dollar loan they're charging 6.52 percent that's your that's that's the bank or whoever are you investing that's your profit margin okay but they stretch it out in terms I don't want to confuse you on that to stretch that in terms which is called amortization amortization which is stressed out on 30-year 15-year 10-year or five years so you can make that loan that agreement of that loan um affordable for you on that term okay for the investor which is the bank or the person that the bank represents as we as we say before a private lender a hard money lender I just want to get this in your head and let you know how to use the money as leverage and listen to what the chairman is saying how people are taking the cash out or getting away from um sources that look more riskier where they're holding on to their funds so they come across something that makes sense that's less of a risk which is where just an example what I'm showing you where you can use your money part portions of your money money and be advised it's just information It's Entertainment also give a professional do your due diligence I'm showing you fact check you can go online you can go to sources like what I'm about to show you now you can go to meetup.com I had meetups I had meet up during the years in my local area here in the Dallas Fort Worth area you can join type in Real Estate Investors you can join that real estate investing real estate investing also if you're anywhere in the world you can start your own group meet up together and network together think of the three T's once again time Talent treasure three people are in the group one person has the money the other person has the talent to go out to find a Time talent and treasure the other person may have time to do both time Talent treasure okay one person can tell them hey I'm gonna take a break in 15 to 30 minutes I did I used to deal with investing Nicholas on there but I won't have the time I know that you're doing this part-time or whatever you're available doing you know let next eight hours during the evenings whatever here's the steps you could do go to this certain area and look for these properties here and as we said before in the group Mr Mr Jones says he has fuzz available anytime we want to partner together as a group to buy these investment properties and fix fix up and and rent picks up and get cash flow or whatever fix up the sale but we have an agreement but here's an example here here's some meetings you join those meetings join those meetings network of people that experience but here's an example of fact checks anyhow I just want to explain that we're going to listen in just a little bit more into what what he's saying and then we'll go from there I want to get you a guy's perspective it is down that's the good news and the companies are in good shape too by the way and they're bouncy consumer balance is in great shape the other news which is not good is that rates are now you know four percent on their way to five uh inflation is eroding everything I just said and that a trillion and a half dollars will run out sometime mid-year next year and so when you're looking out forward those things may very well derail the economy and cause this mild or hard recession that people worried about and but far more important than that by the way is all the geopolitical stuff okay once again think what you have available use resources that you have available now your mindset that you have available now do not warn one buffet investors this there they love information like this they love times this because it'll show up by that time they're going to do what they're going to clean up and buy these properties that are low low point where they're going to build up in value in time but just real estate it's also businesses where they're going to make money off the buys we say before if that property is worth a million dollars and you can get it for 700 000 so just say 700 000 you got 300 potential profit available I'm just giving you an example if it's worth 30 000 if it's worth 400 000 the rule of thumb you try to give 70 cents 70 cents below on the dollar I'm just giving you a rule of thumb 270 to 85 percent okay that's an example if you want to buy fix and sell buy fix and hold those are examples of the 70 cents on the dollars 70 85 cents on the dollars but you make money on the buyers from a point too if the house or if these are higher interest rates we said before they just say if they're 15 to 18 percent even if they're 15 or 18 the key is another thing I want you guys to focus on when you have the three T's time talent and treasure you want to build cash flow you guys agree as a group to get cash flow someone uh hires a property manager where now we're going to get what you call Cash Flow so if you can get the property because it's an investing it's just how you get the the how it's called creative financing and creative creative investor you got to be creative here that's that's what I'm saying but as long as you hold that title and you use your money as collateral for the loan think of this too and I'm about to end this uh this is this is Passion this is very simple ladies and gentlemen it's very simple it's about to happen and the wave is about to happen it's right I'm excited about this you make money on the Buy and the house a house appreciate and doubles in 10 years it triples in 30 years so in time it's going to adjust you cannot get no more land that's another key I want to focus on and in this you got to focus on assets and liabilities it's allowability for someone because they're not educated or they didn't have the source with them because they're saying that their interest rate is going up across the rent is going up and costs they're not taking care of their credit where they can take care of the critical leverage their credit and get with people such as me and groups as we said before and take advantage of the three T's time Talent treasure you can have good credit where you can go in to the three properties in two to three years now two or three months I apologize two or three months and walk away with good a good five to six figures that you made so you'll be prepared for the next year to put money down on a property that you can afford the monthly payment that's just an example so I want to get you guys perspective as he said before JP Morgan's Morgan CEO Jamie Diamond says inflation is enrolled in consumer wealth it may cause recession don't worry about that as long as you do your part in your circle be creative this is this is this is a great timing this is timing Warren buffing them they love this I love this type of Market I can buy properties for Motivated um sellers of people about to go through foreclosures you know and then in time it just adjusts all right and that's with groups where we buy those properties and hold those properties even if it's a negative as we buy if it if the value is less than the the mortgage that's owed we always work working on what's called Cash Flow so once again hope you guys like this video leave your perspective if you guys are doing this what's your thoughts on JP Morgan's talking about inflation and recession and what are you doing what's your side hustle or are you an investor and are you taking advantage or are you getting prepared or what's about to happen happen or what's happening now in the solar energy the clean energy great Market great Market great Market to make a great living or a great living and great investment so thanks for watching and have a great day