저자: 미상 · 한국인
요약 보기
결론: 영상의 핵심 메시지는 좋은 기업을 골라 장기 보유하라는 것이며, 특정 종목이나 자산의 단기 가격 방향에 대한 예측은 포함되어 있지 않다. [주제 1: 잦은 매매의 해악] 영상은 주식 계좌가 손실을 보는 이유로 잦은 매매와 과도한 정보 확인을 든다. 매일 호가를 보고 가격을 확인하는 행동이 자산을 줄인다고 주장한다. [주제 2: 가만히 있기의 중요성] 투자에서는 무언가를 자꾸 바꾸는 것보다 가만히 두는 것이 더 큰 보상을 준다고 말한다. 좋은 기업의 사업 모델은 하루아침에 바뀌지 않으므로 주가 변동이 아니라 기업 자체를 보라고 조언한다. [주제 3: 증권사와 언론의 구조적 이해] 증권사는 수수료, 정부는 세금, 경제 미디어는 시청률을 얻기 위해 투자자가 자주 사고팔기를 바란다는 주장을 한다. [주제 4: 좋은 기업의 기준] 사업 구조가 중학생도 이해할 만큼 명확한지, 과도한 부채가 없는지, 경영진이 주주 자본을 존중하는지, 가격 인상 후에도 소비자가 지갑을 여는 대체 불가능한 경쟁력이 있는지를 점검하라고 제시한다. 이 기준을 통과한 기업을 가치보다 낮은 가격에 사라고 권한다. [주제 5: 경제 전망에 대한 회의] 다음 달 물가, 내년 환율, 국제 정세를 예측하는 전문가들을 신뢰하지 말라고 한다. 날씨처럼 통제할 수 없는 영역에 에너지를 낭비하지 말고 투자한 기업이 여전히 튼튼하고 돈을 잘 버는지만 확인하라고 한다. [주제 6: 하락장과 변동성 수용] 30~50% 하락은 장기 투자의 통행료와 같아서 피할 수 없다고 본다. 하락장을 교묘히 피하려는 욕심은 오만이며, 평가손실은 매도 전까지 확정 손실이 아니라고 말한다. 현금이 있다면 바겐세일로 더 매수하라고 권하고, 최소한 공포에 휩쓸려 바닥에서 파는 일은 피하라고 한다. [주제 7: 질투와 감정 통제] 남이 빨리 부자가 되는 것을 보고 원칙을 깨고 좋은 주식을 팔아 뜨거운 테마주로 옮기는 것을 가장 위험한 실수로 든다. 투자는 타인과 수익률을 겨루는 경주가 아니라 자신의 탐욕과 두려움을 다스리는 훈련이라고 강조한다. [주제 8: 계좌 확인 습관과 삶의 균형] 매일 앱을 여는 습관은 정신 건강을 해치고 합리적 판단을 방해한다. 주가가 오르면 오만해지고 내리면 가족에게 짜증을 내게 되므로, 앱을 숨기고 집 문서를 금고에 넣듯 계좌를 멀리 두라고 권한다. 투자는 더 나은 삶을 위한 수단이지 삶을 희생하는 목적이 아니라고 말한다. [결론 및 출연자 전망] 좋은 기업을 고르고 오래 기다리는 것이 복리의 힘을 얻는 길이며, 잦은 매매는 확률적으로 0에 수렴한다는 주장이다. 특정 자산의 1~3개월 가격 방향에 대한 발언은 없고, 장기적 관점만 제시되어 있다.
다듬은 글
The money earned by Junsik is generally stored in accounts where the password has been forgotten . It is a very strange and bitter truth. The accounts of people who stare at the order book before 9 a.m. every morning, hide in the bathroom during lunchtime to check prices, and worry about the US market opening overnight even on the subway on their way home from work are always bleeding.
We learn that in all matters of the world, we must work hard, often, and fiercely to achieve good results. It was the same when I was studying at school, and it is the same when I am working at the office. The logic of diligence—that results come only through hard work and meticulous daily management—becomes the most fearsome enemy that melts away your assets the moment it enters the stock market .
In fact, the realm of investment is a very nasty place where you must act exactly contrary to human nature to survive. It takes quite a long time to realize that the diligence of constantly trying to fix, change, and improve things becomes the biggest obstacle hindering asset growth . Investing is a peculiar neighborhood where doing nothing often yields much greater rewards than constantly doing something .
People instinctively deny this fact . I cannot stand sitting still. I fall into the delusion that since my hard-earned money is involved, I must control the situation and respond swiftly . The human instinct, which since primitive times required us to run away or fight to survive whenever a threat approached, actually becomes a poison in the face of a market where numbers fluctuate daily .
The fear that we will be left behind if we remain still is deeply rooted. However, in the world of capital, the greatest spoils go to the person who overcomes that fear and remains motionless . On top of that, the infrastructure of modern society fuels this impatience. It is a swept up in anxiety where, if the news talks about raising interest rates, I feel like I have to sell my stocks immediately, and if new technology emerges somewhere, I feel like I will be the only fool if I don't buy related stocks right now .
Ever since smartphones came into our hands, this disease has become an infectious disease that is difficult to cure . It is a convenient world where you can buy and sell stocks in seconds with just a few taps of your finger . Unfortunately, that extreme convenience is eating away at our patience and eventually emptying investors' accounts .
In fact, the massive system that drives the financial market never wants you to sit still. Only when you constantly move by buying and selling stocks can brokerage firms collect commissions, the government collect taxes, and numerous economic media outlets increase their viewership . They urge you to act quickly, saying that the world is changing moment by moment .
However, the moment you fall for their loud shouting, you are no longer an investor but end up reduced to a loyal hump filling their pockets . If you think about it, just because we check information every day doesn't mean that information leads to profit. On the contrary, too much information blinds you .
This is the very place where the news released today becomes trash tomorrow. Nevertheless, people search for something new every day. What is truly valuable never changes every day . It is rare for a great company's business model to change overnight . But stock prices change every second . The moment you surrender your soul to that volatility, you become a slave to the numbers, not the owner of the company.
Let's assume you have found the stock of a truly great company . You have thoroughly researched and considered what the company makes, how it generates revenue, and how much more deeply it will become embedded in people's daily lives 10 years from now. You have also confirmed whether the company possesses an exclusive appeal that leaves consumers angry but ultimately compelled to buy the product when it raises prices by 10%.
And finally, I bought the company's stock . So, what do you need to do now ? There is nothing . I am just sitting still with my butt heavy . It takes a considerable amount of time for a company to make money and grow . The entire process of building a new factory, researching and launching good products, pioneering new markets to generate profits, and reinvesting those profits to turn the wheel of compound interest is not achieved overnight.
Just as it takes months to dig the ground and lay the foundation to build a building, great companies also require a period of patience to prove their value . However, people buy stocks of great companies today and hope they will rise by 20% immediately tomorrow. Even if the stock price drops by just 3%, people get angry as if the world has ended, and throw away such stocks without hesitation, claiming that a major problem has arisen at the company.
It is no different from a farmer who plants seeds in the ground and then, the next morning, gets angry and digs up the soil because no sprouts have emerged . Watching a tree grow every day does not make it grow faster. On the contrary, if you keep touching and transplanting the tree, it will eventually die.
Investment is exactly the same. Imagine that you have become a partner in a very successful gukbap restaurant in the neighborhood . The broth at that place is amazing, the owner is very honest and sincere, and customers line up right outside the door every day during meal times . You recognized the value of that restaurant and invested money as a partner.
If that were the case, would I visit every morning when the restaurant opens to interrogate them about yesterday's sales down to the 100-won unit, and then raise a fuss threatening to withdraw my investment immediately just because the number of customers dropped by one or two at lunchtime due to the rain ?
Or would they suddenly break up their partnership and move their money to the new mala tang shop next door just because it's trendy these days ? A normal person would never do that. It would be enough to simply check the books once a month or once a year, share the hefty profits, and laugh leisurely.
There is no one who calls the real estate agency every day to check how much the price of the apartment I bought has changed between this morning and this evening . Because real estate is difficult to sell, it forces you into a long-term investment, which is why many people make money . But why is it that once people enter the stock market, they become exhausting partners who test that excellent restaurant owner 100 times a day ?
This is because the red and blue numbers constantly blinking on the screen paralyze our reason and instill the illusion that we must act incessantly . Trading great stocks every day is an act of wielding the magic of compound interest yourself. The plan to ride the market waves every day, buying low and selling high, is perfect only in your mind; in reality, it is a futile dream that is absolutely impossible .
The market is smarter than you and much more fickle. Everyone has probably experienced selling only to find the stock price has skyrocketed, leaving them feeling like a dog chasing a chicken only to stare at the roof, or waiting for a price to drop only to find it has become a price that will never be reached.
We were not born with the foresight to buy at the bottom and sell at the top . Great investment returns do not come from buying and selling at perfect timing, but from the terribly boring time of simply holding onto good assets and waiting . Even when you are sleeping, eating, or traveling, the employees of such a great company are traversing the globe and earning money for you.
There is absolutely no reason for you to monitor and evaluate their work every day and buy and sell stocks when the company's competent CEO and smart researchers are working overtime every day, worrying about your retirement . The more frequently you trade, the more probabilistically you become separated.
Even if the success probability is 60%, if you repeat this many times, the overall success probability eventually approaches zero. Furthermore, the costs incurred in that process are a definite loss. What we need to do is not achieve 100 small victories, but just a few huge victories . To do so, patience— sitting firmly on a good stock—is more important than anything else.
Stock investing is not a game where people with high intelligence quotients win . It is a game where the person with a high emotional regulation index wins. Of course, buying stocks and losing money does not mean you should just leave them idle without thinking. The process of selecting a company with a business model so reliable and excellent that it is worth forgetting about from the start must be very intense and painful.
Is the company's profit-making structure clear enough for even a middle school student to understand, and is it not a company with so much debt that it would falter even with a slight rise in interest rates? Is the manager an honest person who values shareholders' money as if it were their own? Does they possess something irreplaceable that compels people to keep opening their wallets, even as times change and trends shift ?
You must ask yourself all these questions and thoroughly examine them . If you discover an excellent company that has passed such strict criteria and buy its stock at a price lower than its value, from that point on, you need sturdy earplugs to completely block out the noise of the market . Please do not listen to what people calling themselves economic experts say on television.
They confidently claim they can predict how much prices will rise next month, what the exchange rate will be like next year, and how the international situation will change, but honestly, neither they, nor you, nor I know . In this world, there are things we can control and things we cannot. We can't decide whether it will rain tomorrow or not, but we can decide whether or not to use an umbrella when it does.
The economy is like the weather. Do n't waste energy on things we can't change. Instead, just check if the company you invested in is still solid and still making good money . Economic crises always strike without warning like a thief, and market crashes stab us in the back when we are off guard. However, even in times of fear that the economy is on the verge of collapse, the fact remains that people still eat, brush their teeth, take medicine when they are sick, turn on the boiler when it is cold, and spend money on their children's education .
Truly great companies not only silently endure such terrible crises but actually expand their market share when weaker competitors fail to hold out and collapse . And when the crisis ends and the sun rises again, they have grown into a much larger corporation than before. All you have to do is get in the same boat as that great company and wait for the storm to pass .
The stock market is a volatile place by nature . It is foolish to hope that there will be no waves in the sea of capitalism . A 30% or 50% drop is like the toll fee on a highway that you must naturally experience as naturally as breathing if you invest in stocks for a lifetime . The idea of cleverly avoiding every bear market without paying that toll and just pocketing sneaky profits is greed and tremendous arrogance.
There is no farmer in the world who would uproot a sturdy apple tree growing well in their yard just because of a raging storm and thunder . The farmer's true role is to wait for the storm to pass and silently watch over the apple tree so that its roots can grow deeper . The same goes for investors.
The day will surely come when the valuation of the pedestal is cut in half, causing you to lose sleep and your appetite . If you cannot endure that painful time, you can never become rich . The market is like a huge tool that transfers money from impatient people to patient people . Unrealized loss is not a confirmed loss.
It is just a game of numbers until you sell the stock . If the stock price has dropped simply because people are feeling down, rather than because the company I invested in has been damaged by its intrinsic competitiveness or profit model, I just have to close my eyes tightly and hold on . If you even have cash, you should take advantage of the bargain sale to buy more, but if that is too painful, you must at least not commit the foolish act of getting infected by mass fear and throwing away your valuable assets at rock bottom .
In investing, the hardest enemy to beat in the world is not the ignorance caused by a lack of intelligence, but the impatience that cannot tolerate boredom . People completely lose their composure the moment they hear from a neighbor that a coworker doubled their money in a week by buying trendy theme stocks or coins with unfamiliar names.
My substantial and excellent stocks are crawling along like a turtle, but when I see their dazzling returns, I feel like a fool and am falling behind in life, so I am starting to feel bloated. Jealousy and narrow-mindedness are the most terrifying emotions that destroy the human soul. Actually, there is nothing more painful than watching someone else get rich faster than you .
However, the moment you compromise your principles because of that suffering, ruin begins. In the end, unable to overcome those emotions, he sells off good stocks he had held for a long time and goes straight to stocks that are burning the hottest today, like a hot-blooded firecracker . It is a tragedy where the outcome is all too obvious.
You may experience a stroke of short-term luck once or twice, but the end of riding on the greed of assets without fundamentals is always the devastating destruction of your account and indelible regret. You must not lose your unwavering pace just because others appear to be getting rich quickly. Investing is not a race where you compete by comparing returns with others.
It is akin to the discipline of a solitary soul controlling itself by persistently fighting against its own greed and fear. If you have found stocks in a company that you truly want to be with for a lifetime, you should treat your stock account just as you would hide your house deed deep in a bank safe or at the very bottom of a closet and never take it out until you move.
The act of turning on a stock app every morning to check how much your assets have increased by tens of thousands of won today and decreased by hundreds of thousands of won tomorrow not only slowly erodes your mental health but also does not help you make rational and wise decisions in the long run.
When stock prices rise, I become arrogant, feeling like a Wall Street genius, and waste money on useless things; when stock prices fall, I feel like the most unhappy person in the world and get annoyed at my family. If you ride this emotional roller coaster every day while working, your brain will eventually be unable to withstand the immense stress and will drive you to make fatal decisions at the worst possible time .
You are supposed to invest for a better life, not dedicate your life to the investment, but the priorities are reversed, and your life ends up being neglected . We are investing to become happier . But what is the point if you suffer every day while looking at the order book ? You might make money, but you end up losing your life .
So forget your password right now. If it is impossible to forget your password, at least delete the flashing stock app from your smartphone's home screen and hide it deep in a hard-to-find folder . Good companies make money on their own, grow in size on their own, and reflect their value in their stock prices on their own, without you having to anxiously watch over them every day .
The best thing you can do as an investor is to carefully and thoroughly select a near-perfect stock that does not require daily trading in the first place, and then quietly step back and give the company ample time to do its best . Time is always on the side of great business and the enemy of impatient gamblers .
Only those who resist the thrilling temptation of frequent trading and sit with their bottoms firmly planted like a rock will eventually monopolize the sweetest and most massive fruits of compound interest that the market offers . They say compound interest is the eighth impossible thing in the world .
However, it takes time to experience that gap . The biggest mistake we make is failing to endure that time and constantly stopping the magic of compound interest . Do n't try to do more. Simply choosing good things and cherishing them for a long time . That will be the most powerful weapon to change your life.
Live your life. Your account will be taken care of by companies that have the power to manage it well on their own, even if you do not take care of it . Only when you gain that faith will you escape the hell of investment and gain true freedom.
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