저자: AustinBouley · 외국인
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결론: 비자(Visa)는 PER·순이익률·ROA·부채비율 등 재무지표상 매수 가치가 있는 종목이라는 주장. 이 영상은 워런 버핏식 기업 가치 평가 방법을 실제 예시(비자)로 설명한다. 사용 사이트는 tradeking 리서치 페이지다. 밸류에이션 지표: 비자의 PER은 업종 범위 하단으로, 1달러 이익을 얻기 위해 약 33.81달러를 지불한다고 설명한다. 업종 평균(약 161)보다 훨씬 낮다고 주장한다. 공매도 비율: 유통주식 대비 공매도 비중은 2% 미만으로 낮아 매도 압력이 적다고 평가한다. 수익성: 순이익률 51.53%로 업종 상단에 위치하며, 매출 223억 달러 중 절반 이상을 이익으로 남긴다고 설명한다. 재무 건전성: 부채비율 47.7로 하단에 위치해 레버리지를 효율적으로 쓰면서도 과도하지 않다고 본다. 자산수익률(ROA) 61.12%로 업종 상단이라 자산 활용 효율이 높다고 평가한다. 배당: 배당수익률 0.55%로 낮지만 재투자나 소득 목적으로 도움이 된다고 언급한다. 비교 사례: 페이팔(PayPal)은 순이익률 15.33%, ROA 7.26%, 배당 없음으로 비자보다 열위라고 비교한다. 페이팔은 엄밀히 같은 업종은 아니라고 덧붙인다. 결론적으로 지표 종합 시 비자가 업종 내 최고의 매수 대상이라고 주장한다. 장기 투자 관점의 견해이며, 구체적 목표가나 단기 방향 예측은 제시하지 않는다.
다듬은 글
hey guys what's up it's the impeccable investor here and as Warren Buffett says price is what you pay value is what you get in this video series I have been showing you how to value a company the right way going over ratios like the P to e ratio the debt to equity ratio and so much more today in this video we're gonna pull all those ratios together and show you how to analyze a company and see if it's gonna be a buy if you want to see what company that is and what website we're using to research please stay tuned now guys places that subscribe button and turn on those Louis's I come out with videos every single week for you the average investor alright guys if you haven't already the link below will send you to my free investing course that covers everything you'll ever want to know all right guys we're gonna get into the video now so please stay tuned hey guys welcome into the video here so this is research tradeking.com please use the web link below in the description of this video because if you try to go to it yourself it's gonna ask you to login you don't need to login just use this direct link all right guys you can type in any symbol up here and it will show you the stock that you typed in so for instance we covered the price to earnings ratio in one of the first videos so if you can see here today we are analyzing visa visa incorporated what a great stock the reason why I wanted to cover this is because I believe it's a great buy and I want to show you how the fundamentals of the ratio support this by so the price to earnings ratio it's on the lower side of the industry range that's an amazing thing right because that shows you how much earnings you are receiving for the price you are paying so we have to pay $33 and 81 cents to receive a dollar of earnings now it could be a hundred and sixty one so we are doing a lot better than the industry all right the next thing that we also hinted at was the short interest as a percent flow so this short interest as a percent float as previously mentioned is the number of shares in the company that want to want the company to decrease in value so seeing that it's under 2% that means that's very good the lower the better and again you can't really take this industry average as high because it has no value for the industry next we talked about the net profit margin seeing him as a 51 point 5 3 percent profit margin shows us that it's in the upper portion of the range so not only is in the upper portion of the range but it's also making money that shows that when it makes a sale it actually gets to keep money and reuse that and in order to reinvest it or to give back to shareholders as dividends or whatever else they choose to do with that money net profit margin should be positive and it's in the upper portion of that range so that makes this a great Buy the next thing we talked about was the debt to equity ratio this shows the company's leveraged position as discussed in depth in that video all these videos will be linked below so that you can go back to it but it shows the leverage it shows how much debt they're using to make money now remember for a long term you want the company to have as little debt as possible to function right because if you go through a bear market all the call the companies will be lacking on their sales and we'll be doing a low on figures so they don't want to have that much debt so they don't have to pay off all that debt so here's that debt to equity ratio and it shows us that it's in the lower portion of the range at forty seven point seven therefore they are able to effectively use debt to make more money but they're not able to over leveraged themselves in the industry we also looked at return on assets so return on assets is the amount of return how much sales how much money they can make with the assets that they have whether that be their inventory their cash their plants and property and whatever else that they have as an asset as you can see here it's one of the highest in the industry range with a sixty one point one two percent this is meaning that it has an effective use of its money the return on assets of sixty one point one two shows that it can effectively use the money it has with a low debt to equity ratio showing that it can actually function in the long term also here's something that we did not mention but it's great to look at is the current dividend yield it says that it's offering a point five five percent dividend yield now again that is low in the industry but compared to how well this company functions a dividend yield it's just gonna help you gain money and to either use as income or to reinvest in the stock in order to make more money over time so what we're seeing here is using all these ratios together we can tell that the price earning shows you that it is a good value in the industry it's a good value by looking at the float it shows that we don't have much fear of the stock dropping massively because that's not what a majority of the people won and also looking here at net profit margin we have a fifty one point five three percent margin so if they make a hundred dollars they get to keep fifty one dollars and fifty three sets of that now magnitude that on the sales of twenty two point three billion dollars they get to give a little bit over half of that because of how they roll that means that they are in the best industry range that's what we want and the debt to equity ratio is low as well that's what we want and return to equity is higher now let's go into looking at another thing in this industry now I wouldn't say that PayPal is exactly in this industry but it is a close comparison that we're going to look at here so the price to earning is also low the percent sure is lower actually which is good the net profit margin is fifteen point three three percent so this is a lot lower so that means that they have a lot of overhead costs a lot of things that they have to have to worry about that lowers their profit margin which could mean that it's not as effective or they have too much going on their sales are even lower that means that their sales are lower in the net profit margin is lower they're not making as much money the debt to equity ratio here is lower so that's great to see we definitely want a lower debt to equity ratio since it has that lower net profit margin that means they're not making as much money so we don't want them to be paying off a lot of debt so the return on assets the 7.26 that is a measly small amount and it's a very sad amount in my opinion it has no dividend which is also an another knock on it and that is just an example of how you can use the ratios to compare different companies to show that actually visa is the best buy here alright guys I hope that made sense and if it did please hit that like up button hit that thumbs up button what am I saying like the video and please hit subscribe because I have videos like this coming out every single week now if you haven't already please follow me on instagram cuz I have a lot going on there as well alright guys see you in the next video where I'm going to discuss the complete a-to-z video is probably going to be long over how to invest in the stock market from getting a broker to then doing everything else alright guys thank you so much see you in the next video
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