저자: ErikPodzuweit · 외국인
요약 보기
Scalable Capital 창업자 Erik Podzuweit 인터뷰로, 블랙록의 3천만 달러 투자와 ING DiBa 파트너십을 다룬다. 블랙록 투자 배경: 블랙록은 디지털 자산운용(기술 기반 ETF 운용)이 미래 투자의 중요한 부분이라고 보고 유럽 디지털 자산운용사에 투자했으며, 여러 유럽 기업을 검토한 끝에 Scalable을 선택했다. 투자금 활용: 3천만 유로 증자 자금으로 장기 계획을 세우고 기반을 탄탄히 다질 계획이다. 래리 핑크와의 미팅: 블랙록과 Scalable은 기술을 활용한 투자 측면에서 유사점이 있어 기술 활용 방식을 주로 논의했다. 블랙록은 리스크·포트폴리오 관리 소프트웨어 Aladdin을 보유하고 있다. 상품 독립성 주장: Scalable은 상품 선택에서 블랙록으로부터 100% 독립적이라고 주장하며, 최저가·최고의 ETF를 자유롭게 고르는 개방형 플랫폼을 강조했다. 다만 시장 규모가 큰 블랙록 iShares ETF가 유럽에서 가장 큰 공급자이므로 포트폴리오에 자연스럽게 많이 포함된다고 설명했다. ING DiBa 파트너십: 독일 최대 온라인은행이자 고객 수 기준 3위 은행(고객 850만 명, 고객 자산 1,500억 유로 이상)과 독점 파트너십을 맺었다. 약 1년간 유럽 업체를 검토한 끝에 추천 파트너로 선정됐다. 초기 반응: 비용 효율적이고 완전 관리되는 ETF 포트폴리오와 지능형 리스크 관리 서비스에 대한 수요가 높으며, 특히 디지털에 익숙한 기존 고객층에서 반응이 뜨겁다. 첫 3주 만에 이를 확인했고, 구체적 수치는 추후 공개하겠다고 밝혔다. 이 영상에는 대상 자산에 대한 가격 방향 예측 발언이 없다.
다듬은 글
The Rover Advisor brand is in flux. Recently, for example, BlackRock invested in the German provider Scalable Capital. Questions about this now for the founder and CEO, Erik Podzuweit, here on the trading floor of the Frankfurt Stock Exchange. Thank you for visiting, and let's be honest, Mr. Podzuweit, how did we, as a young German startup, get 30 million dollars from the most powerful asset manager on Wall Street?
Yes, that was actually a very big milestone for us this year. As Carmen, BlackRock, as the world's largest asset manager, naturally looks very closely at the asset management market and identifies trends. What they have already recognized in the USA, and are now also recognizing in Europe, is that digital asset management— that is, managing funds with technology, with software ETFs— is the future, or at least plays a significant part in the future of investing.
And yes, that's how the decision came about to invest in a digital asset manager in Europe, and then... BlackRock looked at companies across Europe, including FinnTech, and we apparently prevailed at the end of this analysis. This is, of course, a great success for us, and naturally, the money being invested in us—the €30 million capital increase—allows us to plan for the very long term and put things on a very sound footing.
You also met BlackRock CEO Larry Fink during this process. How did this meeting go for you personally? Yes, the meeting was very pleasant. You might chuckle about it now, but there are parallels between the two companies, and we discussed them with Mary Fink. What you have to understand about BlackRock is that it's not particularly old, only 29 years old— a few years older than Amazon, if you will—and also has a history in investment and technology.
Of course, BlackRock is known as a large ETF provider and asset manager, but they also have a business where they use software called Aladin, which is the leading risk management and portfolio management tool. Software for many financial institutions, and therefore there were many parallels. We preferred to discuss how we use technology for investment and how BlackRock compares.
They work on their investment processes exclusively with ETFs. This is also well-known. Are BlackRock products now being used preferentially in their portfolios for clients? Yes, the question is of course justified or even obvious. Black Hawk, with its iShares brand, is the world's largest ETF provider.
The question is, does Scalable now use exclusively BlackRock products? We are and remain 100% independent of BlackRock regarding product selection. As a minority investor, we do not want to interfere in the ETF selection, nor do we want to. We are convinced that an open platform—that is, a free selection of the cheapest and best ETFs for clients—is a business model that can become much larger than relying solely on one provider.
What I also have to say is that, of course, in an ETF universe like BlackRock iShares, ETFs will primarily be included. This is simply because BlackRock is the largest provider in Europe, and size is enormously important for ETFs. Size reduces the price, makes the products more liquid, meaning the bid-ask spreads decrease.
Therefore, BlackRock products are always included in portfolios. There's also a new partnership with the online broker ING DiBa. How did this come about? Yes, a very significant partnership for us. How did it come about? Well, ING DiBa is the largest online bank in Germany overall, and the third largest bank by customer numbers—eight and a half million customers with over 150 billion in customer assets.
They were looking for a partner to offer their customers digital asset management, based on an ETF. That was the goal, and they looked at providers across Europe. It was a very extensive process that lasted almost a year, so to speak, and we were able to establish ourselves as the recommended partner and are now the exclusive partner for...
In order to offer their existing customers digital ETF asset management, what are your initial experiences with this collaboration? We will publish concrete figures together with the company shortly. However, we can already say that it is being very well received. There is a demand for this service – a cost-effective, fully managed ETF portfolio with additional risk management using well-developed, intelligent software.
There is a high demand for this among existing customers, especially those who are digitally savvy. This has already become very evident in the first three weeks. And yes, we will publish concrete figures shortly. We wish you continued success on your journey. Scalable CEO and co-founder Erik Podzuweit in an interview on the floor of the Frankfurt Stock Exchange. Thank you very much.
Comments 0