저자: PositiveInvesting채널진행자 · 외국인
요약 보기
테슬라 보험 출시는 실질적 호재이며 주가는 저평가 상태라는 결론. 테슬라 보험은 캘리포니아에서 곧 출시되며, 테슬라 직판으로 가입 시 기존 보험 대비 보험료를 약 20% 절감할 수 있다고 설명. 보험 파트너는 아직 미정이나 테슬라는 캘리포니아 보험국에서 브로커 라이선스를 취득, 보장 범위는 기존 상품과 유사하거나 더 나을 것으로 예상. 자율주행 데이터로 사고 빈도와 심각도가 줄어들어 저렴한 보험료가 가능하며, BMW·토요타·폭스바겐 등 경쟁사는 이 수준의 AI 기술이 없어 동등한 가격 경쟁이 어렵다고 주장. 전기차 시장에서 테슬라는 성능·주행거리·충전 인프라에 보험 절감까지 더해 선택의 이유가 명확하다고 평가. 주가는 역대 고점 아래에 있고 월가와 워런 버핏 등이 여전히 비관적이어서 아직 기대가 반영되지 않았다고 판단. 현재 주당 200달러대에서 향후 5~10년간 크게 오를 것으로 전망. 2020년에는 모델Y 양산, 중국 기가팩토리 본격 가동, 테슬라 보험 본격화가 겹쳐 강세가 예상되며, 2019년이 주가 200달러대의 마지막 해일 수 있다고 보고 연말 이전 추가 매수 계획을 밝힘. 리스크: 보험 파트너 미정, 20% 절감은 추정치이며 정확한 금액은 제시되지 않음. 영상 내에서 리스크 언급은 충분하지 않음.
다듬은 글
a few months ago on a conference call Elon Musk and Tesla themselves came out and said that they plan to release an insurance product for their customers which will not only be cheaper than what's existing out there but also be a better option for consumers and they got a lot of kickback for this from the Bears from the media and even from great investors like Warren Buffett let's have a listen here the successive of the insurance company of the auto companies getting an insurance business are probably about as likely as this success of the insurance companies getting into the auto business well fast-forward a few months later and Tesla's here to prove everyone wrong because they just actually came out and announced that they will be releasing this insurance product very soon here in California so this video what I want to do is go over two things and answer two main questions the first question being what exactly is this insurance what are some details behind it the second thing I want to discuss really is why I believe this is a step in the right direction for Tesla for really taking over the auto industry and why I believe the stock is severely undervalued right now with all these things considered okay so let's answer the first question here what exactly is an insurance product well this part what we know is that it will be cheaper than competing products out there in the insurance world so when Tesla owner is shopping for insurance for their Tesla if they go directly to Tesla they will most likely save around 20% on their premiums now we don't have an exact dollar amount for this but Tesla's said around 20% is a fair estimation and this is because they cut out a lot of additional fees that traditional insurance companies offer and charge their customers and that's why they're able to bring the price points so much lower than the competition now at this point you can see here that there's no insurance partner named yet for this plan but the California Department of Insurance website shows Tesla was licensed as a broker to conduct business on behalf of the state national insurance company inc a unit of Markel corp and this has actually been in the works for a little while here at Tesla before they came out and made that announcement they were doing things behind the scenes to actually start the approval process and now it seems like everything has gone through and there pretty much already for lunch and the coverage itself from what we know will be comprehensive so it will be very competitive if not better from what we have in the market currently today and really what it comes down to is that any Tesla owner right now would have a very hard time convincing themselves not to switch over to Tesla's insurance not only because it's gonna give you pretty much the same coverage if not better but it's also gonna save you roughly 20% a year on your premiums so there's really no reason why you wouldn't switch over to Tesla's insurance offering so now what I want to discuss actually is why I believe that this is a step in the right direction for Tesla becoming a massive company that people are just not realizing right now this little snippet from this article that I saw actually perfectly summarizes it so it says the data from castle vehicles when in autonomous mode will decrease the frequency and severity of collision claims for Tesla owners and this is a major factor that will allow Tesla to offer insurance at a lower cost and this is key this is something that you need to make note of because no other competitor out there BMW Honda Toyota Volkswagen none of these other big competitors are able to match Tesla when it comes to their autonomous driving or their AI technology so that means they're not going to be able to match Tesla's insurance even if they plan to launch their own insurance down the road they don't really have that level of technology where they can actually go out in confidence and say you know we're gonna insure our drivers at a lower cost because they don't have the AI technology to back it up yet and really from a consumer standpoint you know if you're out there looking for a new car you're looking for something that future-proofing you don't have to upgrade and a lot of people are looking at Tesla for this reason it's clear that the trend now is moving to electric cars with every manufacturer trying to launch their own electric product so if you look at that space Tesla is a leader in that space then on top of that you want a car that performs well has good performance Tesla has that on top of that you want a car that has good range equivalent to a gas car Tesla has that in addition to that you want as much savings as possible so electric offers you that with the super charging station and the ability to have these charging stations at your house and then of course the cherry on top is this insurance offering which adds another layer of savings for the consumer so really when I'm out there looking at the different options for cars especially for electric cars it's really a no-brainer which one comes out on top here now in my opinion Tesla stock has not priced in this huge opportunity as of right now we are still well below the all-time highs on this stock and Wall Street is still pessimistic on Tesla along with many other investors like Buffett like we saw earlier but what Tesla is shown is that they prove all these doubters wrong time and time again and those early investors that believed in the company back in the day when they went public are up massively on their position and I believe will be up massively in the future as well even if we enter Tesla right now at around 200 something dollars per share I believe in the next five to ten years this dog will be up much much higher than current prices so I truly believe that this Tesla insurance story is not really being considered too seriously by investors still and this really provides great opportunity for investors like myself I see the potential of what this could become I think as soon as we see the amount of customers that switched Tesla insurance and started signing up for this and the media will start picking up on this and Wall Street will start buying the stock once again in my opinion which will lead of course to higher prices and really from my perspective it seems that a lot of things are building up in the right direction for Tesla in 2020 we have the model Y which is set to begin production in 2020 we have a Tesla Giga factory in China which is set up to get the full scale in 2020 and now we have the Tesla insurance which will most likely be in full form in 2020 so 2020 is really looking like a strong year for Tesla and I believe 2019 may be the last year the Tesla remains in the 200s so I'm taking advantage of this and I will most likely add to this position before the end of this year so I'm personally excited to see how this plays out let me know in the comments section down below if you're excited to see how this plays out I'd love to hear your thoughts on test line I know it's a very controversial stock here on the channel so I love reading the comments and I will reply to each every one of them guys drop a huge like on this video if you enjoyed this don't forget to share it with a friend as well maybe one who owns a Tesla who could benefit from this insurance plan but either way guys don't forget to invest positively and I'll see you in the next one
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