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Hello everyone, I'm Thu Hoài, a consultant at SSI Securities Corporation. If you need investment advice, please contact me directly. In the field of stock market investing, you don't need to be afraid. Anyone can invest successfully in the stock market. You possess the necessary skills and intelligence .
You don't need to have a professional qualification. All you need is patience and a little research. That's all . Don't worry too much and don't panic. In 1990, Peter Lynch retired after running Fidelity Magellan, then the largest and one of the most successful equity mutual funds in the United States.
During the 13 years under his management, the value of the Magellan Fund increased by 2800%. Peter Lynch is widely recognized as one of the greatest fund managers of all time. He consistently outperformed the market for many years, not by predicting when the market would rise or fall, but by selecting the right stocks with potential.
Of course, no one can guarantee that you will achieve the same success as Peter Lynch. Hello, I'm Peter Lynch. For 13 years, I managed the Fidelity Magellan fund. During that period, the market experienced nine drops of 10% or more, and my performance was consistently good. On all nine occasions, the Magellan Fund declined by at least 10%.
I have learned many lessons. I believe those lessons remain true today, just as they were 20 years ago, and will continue to be true for the next 20 years. I think I can help you become a better investor . You can't accumulate years of stock-picking experience overnight. But in reality, you have a better ability to choose stocks than you might think.
You also have advantages that no Wall Street professional has. In the Stock Shop program, I will help you recognize and take advantage of those opportunities. You might be wondering why stocks are so important in a long-term investment plan. In short, stocks generally offer higher returns than other investment asset classes in the long term .
Over the 60-year period under consideration, the stock delivered an average return of approximately 10% per year. The bonds yielded approximately 6% per year. At first glance, this difference doesn't seem too big, does it? But the power of compound interest will make a huge difference over time. Let's say you invest $50 per month and achieve a 6% annual return.
After 30 years, you will have over $50,000. You can change the numbers yourself to see how the results differ. If you're certain you won't need that money until retirement, you should consider investing as much of it as possible. You can take full advantage of the power of compound interest, thereby improving your profitability.
The more time you have for profits to continue generating profits, the better the final outcome. A 20-year-old who invests $200 per month, consistently achieving a 10% annual return , would have approximately $1.1 million by the time they turn 60. Meanwhile, someone starting at age 35 would need to invest $800 per month to accumulate the same amount by age 60.
And it would be very difficult to achieve a 10% annual return if your portfolio doesn't have a certain proportion allocated to stocks.
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