저자: LucasVale · 외국인
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결론: 이 영상은 피터 린치의 투자 원칙을 소개하는 교육 콘텐츠이며, 특정 자산의 앞으로 1~3개월 가격 방향에 대한 예측은 없다. 영상 개요: 진행자 Lucas Vale가 책 'Peter Lynch's Way of Investing'을 바탕으로 피터 린치를 소개한다. 피터 린치 소개: 1944년생 미국인 펀드매니저로 Fidelity의 Magellan Fund를 약 18년간 운용했다고 설명한다. 성과 주장: 펀드 연평균 수익률 29.2%라고 언급하며 S&P500 대비 큰 차이를 강조한다. 수치는 영상 내 주장일 뿐 검증되지 않았다. 경력 배경: 역사·심리학·철학 전공으로 금융 학위가 없었지만 성공했다고 소개한다. 분산 투자: 포트폴리오에 700개 가량의 종목을 담았다고 설명하며, 종목 수에 정해진 상하한이 없다는 그의 입장을 전한다. 린치의 원칙 1: 투자 전 직접 조사(리서치)를 하고 자산의 작동 원리와 리스크를 이해해야 한다. 린치의 원칙 2: 분산 투자가 장기 투자자를 보호하며 한 자산 하락을 다른 자산이 상쇄할 수 있다고 한다. 린치의 원칙 3: 기업의 성장에는 시간이 걸리므로 인내심이 필요하다. 린치의 원칙 4: 이해하는 분야에만 투자하고, 기업을 쉽게 설명할 수 있어야 한다. 진행자는 기술·은행 섹터를 선호하고 항만 기업은 이해하지 못해 투자하지 않는다고 밝힌다. 린치의 원칙 5: 기본적인 사칙연산 정도면 누구나 투자할 수 있으며 투자는 생각보다 단순하다. 린치의 원칙 6: 주식은 단기 매매 대상이 아니라 장기 보유 관계로 접근해야 한다. 린치의 원칙 7: 5학년 학생에게 설명할 수 있을 정도로 간단히 기업을 설명할 수 있어야 한다. 린치의 원칙 8: 기업이 무엇을 하는지 알아야 하며, 예시로 애플의 사업 구조(아이폰·맥북·액세서리)를 든다. 린치의 원칙 9: 사업이 단순할수록 좋으며 지나치게 복잡한 기업은 투자하지 않는다. 진행자는 항만·카드단말기 관련 기업을 예로 든다. 린치의 원칙 10: 손실 중인 종목에 미련을 갖지 말고 더 나은 기업으로 옮기는 것이 중요하다. 홍보 내용: 12월 7~13일 'Investor Week' 무료 강좌와 인스타그램 라이브를 안내한다. 출연자 전망: 특정 종목·지수·금리·환율에 대한 1~3개월 방향 예측 발언은 없다.
다듬은 글
Okay, so hey everyone, how's it going? My name is Lucas Vale, I'm a professional investor, and today I'm bringing you a video that Marcele is new to the channel, bringing teachings from great investors. Today I'm going to bring you teachings from the investor Peter Lynch. He's a great investor, a fund manager, a big fan of...
who was this guy? What did he have to teach us? This video is based on the book " Peter Lynch's Way of Investing," which is really cool. I highly recommend reading it. The book tells the story of Peter Lynch, but also some extra teachings on how he invested. I've arranged for you to see more investors in this video.
If you want, I can bring more investors to this series, like Benjamin Guerreiro, investors who were quite prominent in the investment scene and who bring a lot of teachings that we can take to our lives and our investments. So without further ado, leave your like, subscribe to the channel, and if you have any comments or suggestions, share what you want to see here on the channel in the future.
Clara Rosa Rita... So, first of all, who was Peter Lynch? He was born in 1944. It's been a long time, he's 75 or 76 years old. He's American. He was born in the United States. He was very well known for being a great manager of the Fidelity fund, a fund called Magnum Fund. He was the person who managed the fund's portfolio, making all the decisions about the components of the Magnum fund's portfolio.
He became very well known for the high returns he had during the 18 years he was the fund manager. He has one of the best results, many historical skills, and many teachings. Every investor is someone who invests for the long term. He had this very basic method that I teach here on the channel and in my course, and it's very successful because I believe in it.
I'm a big fan of his, and I'm teaching him everything he's going to talk about and show you here. The fund's average return was 29.2 percent per year. If we compare that to the S10, the S500, the S6500, which is the main stock index in the United States, so I managed to... Basically, doubling down from the start with that fund he had, earning Funk, is something that draws a lot of attention to Peter Lynch.
The fact that he wasn't formally trained in Economics, Accounting, or Administration—no, he had a degree in History and several degrees in Psychology and Philosophy—so he was very focused on the humanities. He ended up working in the financial market and became very well-known as a great investor even without any academic training in investments.
In his classic phrase, he often said, " Anyone can invest if they have some basic math skills." He was so intelligent, a person who showed that you don't need an academic background or several international certifications to be a great investor. You don't need to know some basic premises that he himself lists and teaches us in the book, Lynch's way of investing.
Another thing that draws a lot of attention to Peter Lynch is that he didn't have this thing of having 20 assets at once, to avoid being overshared. On the contrary, he had several assets in his portfolio because he believed that this reason was good; it had to be in his portfolio, it had to be in his investments.
So, as the fund manager, at the top he had 700 The assets in the Maguila Fan fund are among Great FF stocks and everything else in the portfolio. He said there was no such thing as a maximum or minimum asset; you had to have as many assets as you thought were good, your aunt said it was good, you put it in the portfolio, period.
That's how he believed in his investments, but he never achieved much instability or high profitability. So, that graph shows a lot of the instability of the S&P 577 fund. You have to put a dollar in, it's not without P577. Until the 90s, which was more or less when the Maguila Fan fund started operating, you would have a dollar becoming, I don't know, dollars at 60 cents, which, in the neighborhood, a fan said a dollar would become 28.14 dollars.
A very big difference, a difference of more than four times the stability of the S&P 500 fund. The historical accounting of the fund's 13-18 years of existence showed a very significant profitability, which shows that he was a great investor, in fact. Speaking of our teachings here from Peter Lynch, I wanted to invite you to the Investor Week, which will take place between the seventh and thirteenth.
December is a free week full of content, classes here on YouTube, three free classes packed with knowledge, not only classes but also live streams on Instagram, do n't forget to follow me on Instagram @LucasValeNasou. I'll be doing classes, live streams, and lots of high-quality free content this week.
I'll be focusing a lot on the Stock Market, stocks, and securities, which you requested on Instagram. I'll be bringing you a free week of stock market investor advice. So that's how it's going to happen. So if you want to stay, there will be a link in the video description, or you can go to Instagram where I'll be posting everything that's going to happen this week.
It's going to be a very interesting free week where I deliver a lot of value to all of you. So follow me. And finally, Jupiter, insanely intelligent, something really cool to tell you because he's a guy who left a lot of teachings, simple but high-quality teachings. Finally, number one, because we were saying that you should do your own research.
So what does that mean? You should have your own knowledge of investments, you should have it just for training and things you believe in, the basics that you understand. There's no point in investing in something you don't understand. Something you've never researched, you haven't been able to delve into the subject.
I see many people in investments who want to invest in an asset, but they don't have the minimum knowledge. They haven't even bothered to acquire knowledge, but they are investing. Many investors invest in cryptocurrency, in options, they simply invest without having done basic research. How does that asset work?
What are the risks of that asset? And everything else? So, not only how does the asset work, but if you want to invest in a stock, understand what that stock does, what does that company do? What is the company's process? How does its cash flow work without incurring debt? Does this company have profits?
What are its strengths and weaknesses? That's what will make you better and better. Number two: understand the importance of diversification. He had a guy who defended the best protection for the long-term investor: diversification. So, he had 700 assets in his portfolio. Diversification is really what protects many investors.
Diversification will make sure that while one asset is falling, another is rising, and your portfolio becomes balanced on average. While you have, let's say, a lot of concentration in a few assets, that will... Doing so means you have a much higher risk in your portfolio. Verification is something simple that you put in your portfolio.
You've cleared up your quality timeline, and this will make you a much better investor with much more security than in your investments. There are people who don't know this and think the stock market is super risky, but if you diversify into quality assets, this will make the stock market a much safer place to invest.
Verification will bring security, quality, and profitability in the long term. Some people think that investing in various assets will break their profitability; on the contrary, the smart guy proved it in his fund, even having several assets, he had a very high return, and it was high-quality to have in the portfolio.
Number 3: be patient. Some people say this with the intention that you understand here in the stock market and in investments, or else you'll get rich in the short term. You have to have patience for the entire company, every asset, to mature in your portfolio. When you, let's say, create a company, but if you are an entrepreneur, if you are a person who has already tried to set up some line of business to generate more income for you, you know that it doesn't happen.
The result happens in the short term; it will take time for your business to grow and expand. The same goes for a company; it takes time for the company to expand its assets. It will take time to grow. So you have to be patient with your investments because things happen this way, even in the stock market.
Lesson number 4: Invest in what you understand. It's very similar to lesson number one: you do research, but investing in what you understand well is very much linked to the great knowledge you will have of an asset you are investing in. It's no use investing in something you don't have self-knowledge or experience in, and it will go very wrong.
Investing in what you understand is just doing research on the asset, but having great knowledge means you can sometimes explain the asset. So Picquet often said that all the assets he had in his portfolio were assets he could understand and explain how the business line of that asset worked. So, a classic example is that knowledge is power, and knowledge will give you the freedom to choose assets and invest in quality assets.
I am a person who likes the technology sector and the banking sector because I have great knowledge of this sector. I, for example, have not invested in the industrial sector. A classic example here is that I don't like investing in a port company like Santos Brasil because I don't understand anything about how the body's system works.
So my friend is investing in a company that I don't know anything about. That's how you make your investments: investing in companies you have a great deal of knowledge about and understand the business. Lesson number 5: After that, being intelligent, all the knowledge you need to invest you learn in the fourth grade.
This refers to a guy who strongly defends the idea that anyone can invest. There are many basics you have to understand: a little bit of math, a little bit of basic formulas like adding, multiplying, dividing, and subtracting. You 'll only be able to understand some balance sheets, understand some basic things about investing.
This will make you a very above-average investor, knowing that investing is much simpler than it seems. He emphasized this point a lot: investing is simple, there's no reason to complicate it. Lesson number 6: Unlike in stocks, like in romance, the ease of divorce doesn't provide a solid foundation for commitment.
What did he mean by that phrase? No, he meant the liquidity, buying and selling the asset. So, many people think that, but I remind you that the market is very liquid, it's very easy to sell an asset. I'll go there, buy and sell whenever I want, and that's not what you're doing. Investing, you should hold the asset for a very long term.
It's not simply buying something and selling it at any time. You shouldn't buy and hold assets, buy and let the asset last. He gives many examples of romance, right? You're not going to, let's say, date someone and at the same time, so stocks are the same thing. You have to understand stocks; you create a relationship where you're going to buy and hold companies for the long term.
Lesson number 7, which is a little long, but I'll read it for you so that you're prepared to invest in a company. Then you must be able to explain it in simple language, informing a 5th-grade student that they could understand, and quickly enough so that they don't get bored. So what is this? You have to have a great understanding of the account, that you can explain it in a very simple way, so that, of course, you don't explain something too lengthy, because that makes the person bored, right?
He gives the example of a 5th-grade student, who is a child, because you really must have this knowledge of... Explain the reason in a simple way and also explain the asset quickly because this shows that you have a great understanding of the asset. Perhaps you are someone who, when explaining the meaning of Treasury Direct, goes around in circles to explain something very simple.
You don't have a great knowledge of the asset; you should study much more. Peter Lynch's eighth lesson is that every stock has a company. Find out what's good. So we see many people in stock investments—investing in a company is investing in an asset—and the person doesn't have the slightest knowledge of how that company works.
For example, investing in a company like Apple, I have to understand what Apple's business lines are, I have to understand that it makes iPhones, Macbooks, accessories. I have to understand how the company actually works because this will give me more security, more knowledge. To understand if the company is getting worse, I can leave the company or buy more.
The company will give you a lot of knowledge and will greatly improve your investments. Having a lot of knowledge means that if you are buying a stock, understanding the company well makes all the difference. The name of the intelligent lesson is: the simpler, the better. What did he mean by that? He meant that if the business is simple, the better.
For him, it's pointless to invest in a business that's super complex. For example, I don't invest in companies that work with ports, with card machines, because I find that line of business very difficult; there's a whole process, I'm in a system that's too complex to understand how the company works.
So, if the company is too complicated, I refrain from trying to understand it. He often said that there are three types of companies: the company that invests, the company that doesn't exist, and the company that I find too complicated and also won't invest in. Sister Guia also talked a lot about this, that you have to define companies in this way: whether to invest or not, or whether it's too complex, and I also wo n't invest.
Invest in simple businesses that you can understand. And the last lesson, to close this video, you didn't enter number 10 of the client: everything you need to know for a lifetime of successful investments. There are some great successes; success will outweigh the failures of actions that didn't work out.
If you lost in any asset, if there's any stock that you see is getting worse, that is falling, don't feel responsible for it. Many people who invest in companies that aren't doing very well see their assets plummeting. They want to hold onto those assets hoping for future profits, but that 's not ideal because you're missing out on potential gains.
I think it would be much better to sell, even at a loss, to transform that money into something of much higher quality. So don't cling to stocks that are actually causing losses for the company; move on to a new company because this is crucial for your investment portfolio and your success as a great investor.
That's all for today. To get started, let's explore the history and teachings of Peter Lynch. I can bring you more great investors and their teachings. Follow me on Instagram if you want to be notified of everything happening here on the channel, where you'll receive more and more investment content, which I think will be very important for you. Thank you very much, until the next video.
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