저자: YTFinance진행자 · 외국인
요약 보기
SoFi는 Mastercard와 BNPL 제휴, CEO 자사주 매수, 애널리스트 목표가 7.5달러를 근거로 장기 보유 관점을 제시. 다만 현재 주가 대비 상승 여지를 강조하면서도 포트폴리오 과다 노출은 경계하며 약 4% 비중 유지 입장. 팔란티어는 2030년 시총 1200억 달러 전망에 대해 계산상 과도하다고 평가하며 밸류에이션 부담을 지적. 거시 환경상 주가가 5달러 부근까지 하락할 수 있다고 봄. 본인은 3~4% 비중으로 10년 보유 의견 유지, 월가 Wolf Research의 매도 의견 언급.
다듬은 글
or Sofi Technologies we're going to dive into their great news about how they have recently partnered with a MasterCard so some investors are wondering if it's too late to buy Sofi stock before they explode in their share price after that we're gonna go over more good news for this company because the CEO has recently bought more shares of Sofi stock which just shows his confidence in this overall company and his management team this tells investors that we should also be confident in our purchasing of these shares and how the company could have a great long-term return for their various investors and shareholders after that we're going to go in and talk about palantir Technologies and how some professionals believe this company could be worth around 120 billion dollars by 2030 and of course I have my own opinions about that and how that will end impact the share price positively causing the pltr share price to absolutely Surge and then lastly we're going to go over more of a bearish article while a particular financial institution has actually downgraded the pltr stock and they believe it's going to drop below five dollars per share in their overall share price so for more videos on Sofi Technologies Sofi Technologies ticker symbol s-o-f-i is a financial technology company that essentially operates as a digital bank right now their current share price is worth around four dollars and sixty cents while professionals believe the company could be trading anywhere between five dollars and ten dollars over the next year the reason why Sofi is in the news is because we have had two very positive developments in terms of their overall news which is a long time coming because most of the news that has come out about Sofi Technologies has been quite negative First we're gonna go over the that their CEO or as this article highlights they say a high level executive of the company purchased a very large number of shares of Sofi stock so we're going to be getting into that into detail in the next article on top of that Sofi is also working hand in hand with a MasterCard to offer customers the ability to buy now and pay later so they are breaking into the bnpl services Market which is absolutely phenomenal this company was the Talk of the Town in 2021 where the share price surged very highly and then as 2022 rolled around with harsher economic policies the share price has dropped pretty substantially so some folks are wondering if right now is even a good time to buy this overall company and I would say most likely it's best to hold this company during this time frame if you don't already own shares then maybe it is a good time to buy this company but we really need to watch macro economic policies that are being distributed on top of also keeping our portfolio safe by not over over allocating ourselves to just one single risky Growth Company which would include Sofi Technologies recently a piper Sandler analyst gave Sofi Technologies an overweight rating which is positive and a price target of 7.50 which is clearly above their current share price which is trading below five dollars this means there is plenty of upside for this overall company once the share price rebounds on top of that many investors are very confident in this company particularly because they have recently teamed up with the credit card giant MasterCard so so if I can offer their clients a service called pay in four and essentially this is going to be a buy now pay later service that will allow various customers to split a purchase into four different payments which range anywhere between fifty dollars and five hundred dollars so if I bought something worth 500 I could pay in monthly installments of 125 dollars instead of just paying it all at one once and on top of this some eligible customers will be able to give those payments without any interest accruing so it's going to be interest free this makes Sofi Technologies pay in for service which is their buy now pay later service much more effective than putting this 500 or 50 dollar markup on a credit card which has absolutely outrageous interest rates so this is going to draw people into the company and I don't know how much money they're actually going to make off of this particularly if they don't charge interest they're literally not going to make any money from this particular service so why do you think they're offering it well I'll tell you the reason why they're doing this is to get people interested and drawn in to their overall ecosystem so if they get to bring in a client for their buy now pay later service maybe this client will also sign up for a credit card or a debit card or a bank account or one of their other services which then will give Sofi Technologies more revenues which is absolutely phenomenal so essentially they're using this as promotional material of swords to bring customers in and then cross-sell that customer or upsell that customer into other products on top of that they will be getting some money from this segment because I don't think all transactions are going to be interest free maybe just a lower interest rate than credit card companies while select customers who are eligible for interest-free rates will be given that so if you need an even larger boost in your confidence regarding this company besides them teaming up with one of the best and largest credit card companies which is Mastercard what about the CEO buying even more shares which is going to give us a lot of confidence in this company if the CEO is willing to put his own money on the line and buy more of the company in which he is managing then that is a pretty good indication of where he thinks the share price is going to be headed over the long term the CEO has now purchased Sofi shares on 23 separate occasions during 2022 and his bullishness and positiveness for this comp company shows that he believes in this company's long-term and growth prospects on top of that he's very wise to buy right now because Sofi is trading at a pretty good discount considering that sofi's price to sales ratio also known as a PS ratio is trading just at 2.9 at times which is much lower than their average PS ratio of 4.5 times essentially we would want the PS ratio to be as low as possible and a PS ratio of 1 is technically ideal but because Sofi is a Growth Company anything below 10 could technically be a good buying opportunity but this also depends on what segment you're in for so far trading at around 2.9 times that is very good and if we pair that with their growth rate and cagr of 30 percent in terms of their revenue we can anticipate that the price to sales ratio will drop even further on top of this if the share price drops even further the PS ratio will naturally drop as well so as the company increases revenues and of the share price lowers the PS s ratio is naturally going to lower making it an extremely good buying opportunity and clearly the CEO believes this as well considering that he's bought in total around 7.4 million dollars worth of Sofi on top of that just like the piper Sandler analyst in Oppenheimer analyst reiterated a price target for Sofi Technologies around seven dollars per share after meeting with the Chief Financial Officer of Sofi as well as the CEO the analyst said that Sofi is a laser focused on producing a 30 incremental adjusted Abita margin which is absolutely insane and on top of that there is significant Room to Grow liquidity for the overall company and I think these are very good comments that we need to take at face value from these professionals so overall I would say Sufi is in a very good position right now considering their current share price and how they're reacting to the overall market right now but this is not permission to overexpose you and in your portfolio unnecessarily to this company for me I and I'm not going to add any more until the share price drops even further potentially some believe the share price could drop as low as 3.34 cents however others are more bullish and they believe the company will rebound but overall I am confident with my current allocation and I'm not going to overexpose myself anymore to this company I'm just going to hold my shares and see what happens to the share price over the next five to ten years because that's why I bought this company and I think they are doing extremely well considering that they are growing very rapidly but with that being said I would love to hear your thoughts down below before we jump into our next story which is about palantir Technologies and how palantir which is a big data and analytics company which serves both commercial Enterprises as well as Government clients could be worth 120 billion dollars as a company by 2030.
right now the pltr share price is trading at around 6.45 which I think is more of a premium then investors should probably probably pay for this company considering the current macroeconomic environment but a four dollars and fifty cents on the low end and 15 on the high end however the overall consensus for this stock is a hold rating the number of clients for palantir has actually grown pretty substantially particularly in terms of their domestic Commercial Business which grew by around 124 percent year over year from just 59 clients in this segment in the third quarter of 2021 to around 132 clients in the most recent quarter that would equate to around a 53 percent increase in their overall revenue for that segment on top of that the companies also received recognition for their top tier and creme de La Creme intelligence software platform which is recognized worldwide according to the IDC clearly palantir Technologies is a leader in artificial intelligence and machine learning and their platforms are just the beginning this company will continuously increase their overall market share and improve their overall products and services palantir has continued to grow the overall number of clients which they have including their more high profile clients which would include the likes of the FBI the CIA IA and the dod which is the Department of Defense they also work hand in hand with various militaries and they are really showing their true colors in the war between Russia and Ukraine because their software platform is literally directly involved with that helping Ukraine fight against Russia so this is clearly a very cool company however their long-term prospects are much more murky than say Sofi Technologies even though both of these companies are extremely risky companies palantir seems to have signed a number of new commercial contracts which would include contracts with Hertz to manage their overall Fleet of vehicles on top of that the company has either secured or extended contracts with the FDA and they also renewed their partnership with the CDC so these are super big high profile clients this means that palantir has a pretty good Competitive Edge in terms of the relationships that they already have with these entities and it also shows that their software and services is have become critical for not only the United States government and various Enterprises but also other Enterprises internationally palantir still believes that they can grow their overall sales close to 30 percent year over year until the end of the decade now I honestly don't know where this author of this Yahoo finance article is getting that information last time I heard they had originally that a 30 cagr was their go-to and then that was lowered to 28 percent in recent earnings reports that dropped down to 25 percent and that's where it's kind of held but yet we still say that this company is going to deliver a 30 cagr from now until the end of the decade which is pretty shocking the reason I think that's shocking is based upon the current macroeconomic environment that we find ourselves in and based upon the last earnings reports which just doesn't show that growth trajectory that this author is talking about the author also goes on and kind of covers his tracks by saying and I quote that Alex carp the company's CEO could revise this if the next couple of quarters do not meet this expectation but I don't think using this number is going to be able to give us confidence that this company is going to be worth 120 billion dollars by 2030.
the math that they're doing right now is they're saying that this company could bring in around 1.8 billion dollars worth of sales and then that's going to balloon over the next seven to eight years to around 12 billion dollars by 2030 and if we keep all of their accounting metrics equal that means the market cap would be somewhere between 60 billion and 120 billion by 2030.
to put this into perspective the current share price is around 13.42 billion dollars so I don't really think 12 billion dollars worth of Revenue is going to justify a hundred and twenty billion dollars by 2030 for their market cap for instance this would apply an 8.94 times multiplier to their current share price which is around 6.45 or 6.
dollars and 45 cents that would mean by 2030 the company could be worth around 57.67 now I don't know how realistic this technically is but I don't really agree with that if I had to guess I think the company would be worth more around the 60 billion dollar range for their overall market cap because I think they are going to grow out of their premium so technically the company is going to be a better buying opportunity in the future not necessarily right now even if these various metrics are true and that's mainly due to their accounting ratios just being completely out of whack but over the long term I do think that palantir Technologies is on to something very big considering that they are a leader in Ai and machine learning clearly the lower share price that you can get for this company it's going to be better and you're going to be able to get returns quicker but overall regardless you have to have a long-term mindset for both Sofi Technologies as well as palantir Technologies these are very risky singular growth companies but they are in fantastic markets with a lot of upside over the long term so why do I think the current share price is going to drop even further well I think due to macroeconomic factors the overall economy is being very unfriendly to risky single technology growth stocks like palantir Technologies they're 6.45 share price I think will fall down to at or around five dollars per share and I'm not alone in this and I'm also not a bear because I personally own palantir Technologies I have around a three to four percent allocation to this particular company because I'm willing to hold this company for the next decade because I think they could actually end up creating the default operating system for the United States government a financial institution which agrees with my analysis would be wolf research which recently downgraded palantir and they actually said that investors should sell it before this company drops below five dollars now for me I'm not advocating to sell this company I'm advocating to hold this company so don't put me into that actual basket because I myself am holding this company right now for the next 10 years and although I think this is going to be a very risky investment that is going to have a slow consistent growth over the long term I'm willing to wait it out I don't need fast returns from this company because I don't intend to trade it I am very happy with my current average cost for the company I have plenty of time for this company to make something of itself and I do believe that their overall management and technology is something very special in this overall market so with that being said I woul palantir videos and Sofi Technologies videos
Comments 0