저자: ChamathPalihapitiya · 외국인
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비트코인을 워런 버핏이 이해하지 못한다고 비판하고, 비트코인이 금융 시스템을 분산화하는 수단이라며 긍정적으로 평가함. 버핏 비판에 대해: 앤드리슨의 '구세대가 신기술을 모른다'는 취지에 동의하며, 버핏이 코카콜라·질레트로 큰돈을 벌었지만 지난 13년간의 기술 흐름은 무시했다고 지적함. 비트코인 투자 목적에 대해: 자본을 투자 수익과 사회 변화(알츠하이머 연구, 교육 등)에 쓰는 도구로 보며, 비트코인을 사는 것은 기존 금융 체계를 흔드는 분산형 통화 생태계를 지지하는 행위라고 설명함. 비트코인의 사회적 효과: 송금 수수료 착취 등 기존 금융의 불공정을 줄이고, 신용카드 수수료(골드만 추정 연 2,500억 달러) 제거와 사기 방지가 가능하다고 주장함. 제도 변화 전망: 미국 IRS 가이드라인 이후 비트코인을 재산처럼 회계 처리하면서 통화처럼 쓸 수 있는 상품이 나올 것이라 예상함. 소매업체도 결국 도입할 것이라 봄. 성장 지표: 페이스북 재직 시절 플랫폼 API 사용량 분석 방식을 비트코인 생태계에 적용해 보니 유사한 성장 패턴이 보이며, 개발자 활동이 활발하다고 평가함. 페이스북 제안: 페이스북이 보안 지갑을 출시하고 실명 신원을 결합하면 정부·세무당국이 인정하는 거래 공간이 생겨 비트코인에 큰 전환점이 될 것이라고 주장함. 저커버그의 생각에 대해서는 '좋게 본다'는 정도로 추측했을 뿐이며 단기 실행 가능성은 낮게 봄.
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mark andreessen spoke here yesterday and um he had a great quote he was addressing warren buffett's criticism of bitcoin as a mirage and he said something like well my handwriting isn't uh isn't clear enough to make out what exactly he said you guys probably know but it was something akin to comparing him to other old white men who don't understand new technology i wonder what you thought of of warren statement and and and you know frankly like can you do any better than mark on that yeah no i mean i think it's the best old white men are the best right we got buffett on one side we got perkins on the other they're both kind of good at something that but they're both kind of crazy and other yeah okay uh i mean like i think he's probably generally true uh look the reality is you think warren is generally right no i think i think mark's right like okay but but as a general statement like the the general statement which is true is that we're we all tend to be dismissive or negative of things we don't fundamentally understand and i think it's reasonable for a guy who's made 50 60 billion dollars by owning things like coca-cola and gillette to not understand bitcoin and forget like the last 13 years of tech as well which he's also completely ignored but he's allowed to do that you know and he's very successful in his own right just like i don't know why i would buy coca-cola or gillette it just makes no sense to me sure but he's so i'm just as crazy as he is sure but he has a record of being a a pretty savvy uh you know an analyzer of financial instruments i would give them a little more credit than that no no my point is there there are lots of ways to make money and this is actually a really good point so um we have to be respectful of many ways of making money if making money is the goal um i've said that you know for me again this platform i want to use as a way to drive change in areas that i think are fundamentally broken and money is my tool for change so money is a necessary evil so when i think about doing things i have to think about it from a broad investing mindset of can i generate returns because if i do i can take this money and do something really awesome with it i can fund alzheimer's research i can do something over here in education whatever so you know as an example like he can go and he can basically own these great cpg names and other things and make money for his investors that's great but i think mark andreessen can go and invest in oculus rift and box and make money and so can i and i think that's all fine so how does owning bitcoin affect change i think it's progressing a set of financial changes that fundamentally empower a distributed class and disadvantages entrenched interest and from that perspective i think we should absolutely want that type of thing to win and so when when i specifically buy bitcoin what i'm thinking to myself is i'm using my own personal capital to hopefully prop up and support the emergence of something that would rip apart the existing financial system and if it does god bless it and what will happen and what will happen is individuals who are on the right side of history on the right side of justice will benefit individuals will be able to get access to capital easier individuals will be able to transact cheaper individuals will not get cheated simple example you know you talk about for example like remittance as being a big business for those of us who are not white and not born here who send money back to a third world country you will know that there will there are thugs that stand outside these money depots and will basically charge you like a cover charge to get into the bloody place to get your cash and so when i send a hundred dollars back to sri lanka you know my uncle or my cousin may only get seventy dollars because he has to give five or ten just to get through the front door that's right so like there's all of these things that are just so good and will change constructively if we have a fundamentally distributed secure currency and it starts with property and property plus smart contracts and triple entry accounting equal a currency so we should stop getting caught up in all the semantics and celebrate the fact that the us government now acknowledges what it is that you all care about hugely important by the way the other thing is eventually these retailers will want to do it because you know i mean the ability to eliminate credit card fees what was goldman's thing was 250 billion dollars a year and then the ability on the behalf of a consumer to prevent fraud those are hugely positive aspects of adopting some kind of a virtual cryptocurrency and so it'll tip um uh you know like i mean and you know bazel's probably better than any of us in this room this is a guy that's like i mean if you want to kind of like scorch the earth and like you know basically like take every single ounce of profit and like you know pass it back to the consumers this is the most obvious way to do it over and above you know vertically integrating and all the other things that he's already naturally doing and yet they're not going to do anything that will confuse their customers so they're going to have to wait until people are comfortable with it yeah but now i think when you have like i said with irs guidance someone is going to develop a very clever product that basically allows you to use bitcoin effectively like a currency with all of the mechanisms that allow it then to be accounted for properly like a like a property but is fundamentally then fungible like a currency and i think that's quite straightforward now are there growth patterns that you saw at facebook that are being replicated here with bitcoin yeah absolutely you know uh one of the projects that i worked on very early on was our platform and you know we had a way of like looking at our platform api usage to kind of think about what was happening in the ecosystem as a corollary to what would happen with user growth and um uh we've done applied and you know we've been doing a bunch of that same analysis here and we see a lot of very similar patterns and i think that's really constructive so um you know when you look at sort of just like like you know bitcoin um and sort of like its distributed use it's really impressive the amount of people that are now um using it and uh using it like meaning like like like developers writing to it and using and i think that's just a really big deal you worked with mark zuckerberg for many years you're still friendly with him what does he think of bitcoin i think he thinks it's cool i don't think they're gonna do anything in the near term i'm speculating um but here's a great thing that would be awesome is if facebook figured out how to either partner or launch a secure wallet and then how to basically apply their identity on top of it to create a white space within the blockchain so that transactions bind between people who are willing to be named has some mechanism to basically like have an easier way of doing things uh acknowledged by governments and tax authorities etc that would be a game changer for bitcoin overnight i assume you've conveyed that to your former colleagues
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