저자: 미상 · 외국인
요약 보기
워런 버핏의 투자 방법을 소개하며 장기 투자와 인덱스 펀드 투자를 권하는 영상이다. 핵심 결론: 개인은 버핏처럼 기업을 깊이 분석하기 어려우므로, 단기 채권 10%와 S&P500 인덱스펀드 90% 조합으로 장기 보유하는 것이 현명하다는 주장. 버핏의 투자 습관: 하루 대부분을 독서와 뉴스 확인에 쓰고, 기업을 깊이 이해한 뒤 큰 기업에 투자하며, 야구처럼 좋은 공이 올 때까지 기다린다는 비유를 든다. 집과 사무실을 오래 유지하는 등 장기 사고가 체화되어 있다고 설명한다. 버핏의 유언장 지침: 가족 자산은 단기 국채 10%, S&P500 저비용 인덱스펀드 90%로 운용하라는 내용이 2013년 버크셔 해서웨이 연차보고서에 언급되어 있다고 소개한다. 인덱스펀드 근거: 시장은 장기적으로 상승하며, 개별 기업은 파산할 수 있어도 시장 전체는 그렇지 않다는 논리. S&P500은 뉴욕증시와 나스닥의 500대 기업을 포함한다고 설명한다. 미국 외 유럽·아시아 및 글로벌 인덱스펀드도 언급한다. 단기 국채 근거: 변동성이 낮고 꾸준히 상승하는 안정 자산이지만 수익률은 작다고 평가한다. 발언자의 개인 경험: 버핏과 유사하되 조금 더 공격적인 방식으로 투자해 좋은 성과를 냈다고 말한다. 리스크/조건: 개별 종목 선택 대신 시장 전체에 분산 투자하는 것이 전제이며, 영상은 수익을 보장하지 않는다는 명시적 단서는 없다. 대상 자산 예측: 영상은 특정 자산의 1~3개월 가격 방향을 언급하지 않으며, 장기 관점의 시장 상승 전망만 제시한다.
다듬은 글
Warren Buffett, one of the most successful investors of all times with an estimated net worth of over $80 billion to this date, has shared his methods for investing. Having bought his first stock at 11 years of age and having $53,000 to his name at 17, he sure knows a thing or two about this market.
And even though he spent a lifetime developing his skills, he's now shared some very straightforward advice about investing that anyone can take advantage of. So, in this video, I'll show you how you can invest your money safely and become filthy rich. Warren Buffett's first rule is to simply think long-term over short term.
He might be going overboard with this concept, and he's truly embracing it around his entire life. He still lives in the same house he bought in 1958 and is also working at the very same desk since 50 years back, and doesn't use a computer, but traditional pen and paper. Why Google when you can just use an outdated encyclopedia book and spend 40 minutes maybe finding what you look for.
Eh, when it comes to computers, he's only sent one email in his life. And I'll tell you who at the end of this vid. Ah, [ __ ] it. There you go. It was sent to Jeff Reeks of Microsoft. Jeff Reeks? Who is that, you might ask? I have no idea either. And Warren Buffett is still rocking the good old Nokia phone.
And to be fair, that thing lasts longer than the four iPhones I've had in my life. and he's been quoted saying he doesn't throw anything away until he's had it for at least 20 to 25 years. So thinking long-term is natural for him and the ability to resist selling has proved to be very successful for him.
So having that said, the reason for why he's holding on to what he buys is because he does his homework and does so very well. He stated many times that he spends 80% of his day reading and catching up with the latest news and what companies to invest in. He thinks about life and investing as learning as much as he can and reads between 600 to a,000 pages every single day.
So before he makes an investments, he makes sure he knows the ins and outs and has a deep understanding of even the smallest details of the operations in a business he wants to invest in. And he tends to invest in huge companies that he thinks has the ability to live and strive for a long time. And he makes the metaphor that investing is a lot like baseball.
And instead of swinging at every ball that comes his way, he waits for just the right pitch. He's got the patience to watch pitch after pitch go by until just the right one comes his way. And even when people are screaming to swing, he remains calm and have trust in himself and only swings at the pitches that's in his area.
When he's done his research and an opportunity comes along to invest in that's in his area of expertise, that's when he goes for the home run and hits big. However, not many people have the time or money to read for eight hours a day and invest a few billions in the biggest companies like Warren Buffett.
And it's not a strategy that anyone can apply and find success with. And I wanted to make a video explaining how absolutely anyone can invest and become rich without taking time to read and grasp what to invest in, which is why I'm super excited to share this with you. So in reading the Birkshshire Heatherway annual report of 2013, one of the most interesting paragraphs I found was on page 20 where he gave a very simple and straightforward advice about investing.
He says, "My money is where my mouth is. What I advise here is essentially identical to certain instructions I've laid out in my will." So in his will, he's demanded that the future of his family's money should be invested, such as this. put 10% of the cash in short-term government bonds and 90% in a very lowcost S&P 500 index fund.
And he finishes it off by stating, I believe the trust long-term results from this policy will be superior to those attained by most investors. I told you it was straightforward, didn't I? And don't try to outplay the market, but instead play with it. No man or machine can predict the ups and downs of the market.
Well, except for Warren Buffett, maybe. So it would be foolish to try to beat it when you can simply join it. The very same formula was also mentioned in Tony Robbins book money master the game and index funds really seems to be the future of investing because the market will always rise in the long term and that's essentially what you invest in the market.
And the S&P 500 contains all the 500 largest companies that trades on the New York Stock Exchange and the NASDAQ. So instead of picking stocks individually, you can now own a piece of all of the biggest companies such as Apple, Microsoft, and Google. Like I discussed earlier, Warren Buffet is an expert in picking the best companies out of these 500 and invest huge amounts in them.
But this will save you time and you have a very secure investment that can bring great returns over time. And investing in an index fund is very secure since a single company might go bankrupt, however, the market will not. And you don't have to stick to only the US market, but could also invest in the European and Asian markets that's also doing very well.
And you can even invest in global index funds to own a part of the biggest companies in the world. And for the other 10%, the short-term government bonds is a very lowrisk, lowcost alternative. And short-term bonds are very attractive to investors because they're very stable and consistently rising.
However, the returns tends to be smaller. and I have taken a very similar but slightly more aggressive approach to investing as Warren Buffett is suggesting and I've had great results with it. I'll link the Birkshshire Heatherway annual report in the description if you want to read it. And I'll finish off this video through Warren Buffett's own words.
The goal of the no professional should not be to pick winners, but should rather be to own a cross-section of businesses that in aggregate are bound to do well. Hope you enjoyed it. Slam bangle that like button if you did and I'll see you in the next
Comments 0