저자: 미상 · 외국인
요약 보기
결론: 연방은행(Federal Bank)은 기본적으로 재무가 탄탄하고 저평가 상태이므로 분할 매수 관점이 유효하다는 주장. 주가 현황: 주가 약 2.75루피 부근, 최근 며칠간 완만한 상승 흐름. 1개월 약 2% 상승, 1년 기준 팬데믹 중 37% 하락 후 등락 반복, 3년 기준 약 55% 하락 상태. 투자 근거: 라케시 준준왈라가 약 3% 지분 보유 중이라고 언급. 기관·뮤추얼펀드·보험사 보유 비중이 높고 이들이 지분을 유지하거나 늘렸다고 주장. 재무·밸류에이션: PER 6.68(업종 PER 28), PBR 0.72, EPS 7.82, 배당은 올해 미지급 전망(RBI가 배당 자제 요청). 머니컨트롤 사용자 투표 기준 매수 81명, 보유 11명, 매도 8명. 분기 실적: 최근 여러 분기 연속 흑자, 팬데믹 분기 포함 분기당 약 300~450억 루피 이익 기록. 정책 모멘텀: SEBI 신규 가이드라인으로 대형 펀드가 중소형주에 자금 배분(25%씩)을 늘려야 하므로 중소형 금융주에 수혜 기대. 매매 전략: 한꺼번에 매수하지 말고 200주씩 나눠 하락 시 추가 매수하는 분할 전략 권장. 바닥 판단은 어렵다고 언급. 1.5년 이상 장기 관점 권장. 리스크: 은행주 전반에 여전한 하방 압력, 대법원 심리 결과에 따른 은행권 구제 기대는 불확실. 출연자 전망: 단기 큰 상승보다는 장기(약 1.5년)에 걸친 수익 기대를 제시. 단기 상승 전망은 명시하지 않음.
다듬은 글
Hello everyone, today is October 13th, and in this video, we're going to talk about Federal Bank. The stock is trading around ₹2. We've seen a lot of ups and downs here, but still, if we look at it now, the trend is definitely positive. In this video, we'll discuss whether this is the right time to buy Federal Bank shares, and what those who have bought should do from here.
Before I start the video, if you haven't subscribed to the channel yet, please do so now, because there are many videos in the future that will help you a lot. So, let's get started. Federal Bank is trading at ₹2.75. There has n't been a big rally today, but we haven't seen a decline either. The stock has been moving towards a positive trend for the past few days.
Secondly, if we talk about Federal Bank, brother Rakesh Jhunjhunwala, whom we even call India's Varn Buffett, his favorite stock is Rakesh. This is Jhunjhunwala's favorite stock, and the good thing here is that he has a very large holding of about 3% here. Rakesh Jhunjhunwala has a holding of about 3% in Federal Bank, and he definitely has a huge investment in Federal Bank.
If I go to the chart, in the last one month, Federal Bank's stock has grown by about 2%. In the meantime, it may have broken down to 45%, but it has bounced back, meaning if there is a decline here, then you have a chance to buy. If you look at the one-year chart, there is a decline of 37% during the pandemic.
The stock fell to 337, then rose, then fell, then rose, then fell again, then rose again, then fell again, and even if there is a decline from here, then there is an opportunity for people to buy more quantity and take a long-term perspective from there. If we talk about the last three years, in the last three years, the Federal Bank stock has fallen by 55%, breaking down from the level of 1216.
Look at this. Earlier, whenever there was a decline, it was visible on the charts, but due to Corona, there has been a huge decline and even now this stock has not recovered from that decline, so there is still a huge scope for growth in it. Many stocks have recovered from the decline due to Corona, but Federal Bank still has a huge scope for growth and banking stocks have been seeing a huge decline for the last few days, but today, in the hearing that is going on in the Supreme Court, it is expected that banks may get relief.
If you look at this, it is a midcap stock, this market is worth around Rs 10390 crore, if you look at it from the perspective, there is a volume trade of around 80 lakhs and it is 12:5 in the afternoon, still half the day is left for trading, so definitely you will get to see volume trade of more than 1.5 crores here.
Let us see here, first of all, if I talk to you about their share holding, F Alls has a huge holding of 30.9%, Mutual Holding is at 25.6%. The fund has a holding of 6.20.29. The insurance company has a holding of 31.8. Non-institutional investors have a holding of 33. Sorry, 33 mutual fund schemes have invested money and 209 FIs have invested money.
Talking about the highest public shareholder, II Potential Private Bank ETF has a holding of 4.79. Individual investor holding is 29.07.19. RBI itself has told the banks that even if you do not pay dividend this year, there is no problem here. That is why it has probably not paid dividend and I believe it will not pay dividend this year.
If I try to explain the situation to you about Federal Bank, the technical side is still very good and the stock is still trading at a very very cheap valuation. The PI is 6.68 while the industry PI is 28, book value 72, price to book and 0.72 EPS. 7.82 and delivery is being seen around 16. According to Money Control users, at 81 people are advising to buy, at 11 people are talking about holding, which means 92 people have a positive view, whereas at 8 only people are talking about selling, otherwise everyone is telling you that you have bought, stay put.
If you want to do fresh buying, you can do it. There is no need to be afraid of this. Apart from this, if I show you the results of every quarter of Federal Bank, then definitely the results are very good. They have made good profits in every quarter. If we look at it in comparison to other banks, then this is a very good profit because there are many banks which are incurring losses in every quarter, but this bank has not booked any loss in even a single quarter and profits of Rs 450 crore to Rs 400 crore have been seen in every quarter.
Profit of Rs 411 crore. See, in the June quarter, it was the pandemic quarter, it was the lockdown period, even in that, this company has made a huge profit of Rs 411 crore, a profit of Rs 302 crore. It was 450 crores in March 2020, in December after that 424 crores, before that this company has earned huge profits of up to 375 crores, so it is a very good thing, the company is earning a good profit book in every quarter, we are seeing a good position of the company in every quarter, apart from that if we see, it is not the promoter's holding because a huge holding was seen with FI, mutual funds and insurance companies and they have increased or maintained their holding, so this is a very good thing, secondly, the new guideline of SEBI can somewhere benefit the fundamentally strong midcap and small cap, like the new guideline of SEBI says that all the big fund houses will have to invest their money in midcap at 25% and in small cap at 25%, what used to happen earlier was that the big companies, big fund houses, fund managers, most of their money, the money which was more than 75%, they used to invest only in large They used to invest in mid-cap stocks so that their money remains safe and they continue to earn good profits.
But now SEBI has a new guideline according to which they will have to allocate a huge amount of money to mid-cap and small-cap stocks as well. So this will directly benefit those companies which are in mid-cap and small-cap stocks. If we look at the fundamentals, then it is quite strong. Federal Bank is a mid-cap stock and there is no doubt that it is fundamentally strong.
And this bank definitely has the potential to give good returns in the coming days. But one thing must always be remembered here that there is still some pressure on banking stocks. So in such a situation, you cannot do that because the stock is cheap now, I will buy it at the same price. No, if you want to buy 1000 shares, then you should first buy only 200 shares, then wait for a decline, then add a little more quantity, then wait, if there is a decline, add a little more quantity, wait.
In this way, you should take the plunge and not get into over-excitement. Okay, it is available at a low price, I will buy all of them. Don't do this because it is still difficult to say where the bottom is. You can see here that if I try to show you the situation, the stock was above ₹7, there was a rise, it reached 56, then it fell back to 51.
It rose again, reached 56, then fell again, went up to 9, then rose again, then fell to 57, then fell to 52, then it rose again, it reached ₹10 and later there was such a fall that if you have a plan to invest ₹5000000 for one and a half years, then only enter here. Nothing big is going to happen here in the short term and keep adding small quantities in every fall.
Definitely, after one and a half years, you will get a chance to earn a good return from here. So, I will end the video with are visiting the channel for the first time, please subscribe. What do you think about Federal Bank? You can also tell me by writing in the comments, thank you.
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