저자: Dr.VijayKedia · 외국인
요약 보기
결론: 영상은 특정 자산의 가격 방향에 대한 구체적 예측이 거의 없으며, 주로 마와리 사고방식, 저축·투자 철학, 기술(AI) 변화, 인도의 발전에 대한 일반론과 노래 홍보로 구성되어 있다. [투자 철학·마와리 사고방식] 마와리 사고방식은 어릴 때부터 아껴 쓰고 저축하는 습관에서 비롯되며, 투자와 사업에도 그대로 적용된다고 주장한다. 예를 들어 100루피를 벌면 먼저 25루피를 떼어 저축하고 나머지 75루피만 의미 있는 곳에 쓰라는 원칙을 제시한다. [기업 선택 기준] 투자할 회사의 창업자·경영진 사고방식이 투자자 자신의 사고방식과 맞아야 한다고 말한다. 회사의 자금을 생활비나 과시에 쓰지 않고 회사 성장에 책임 있게 쓰는지를 보고, 그런 점이 보이는 기업에만 투자한다고 한다. 구체적 종목은 언급되지 않았다. [도전과 교훈] 실패와 도전은 필수적이며 그로부터 배우는 것이 중요하다고 강조한다. 수영을 책으로 배울 수 없듯 투자도 직접 겪어야 한다는 비유를 들었다. 구체적인 두 가지 큰 도전과 성취는 명확히 제시되지 않았다. [기술·AI·투자자 행동 변화] AI는 칼과 같아서 사용하는 사람의 역량에 따라 결과가 달라진다고 말한다. 냉장고 사례를 들어 기술 자체보다 그것을 활용해 이익을 얻는 사람이 더 큰 이익을 얻는다고 설명한다. 재무제표 요약이나 데이터 분석은 AI가 도와줄 수 있으나 해석과 판단은 투자자의 몫이라고 본다. 캔들 차트 해석의 중요성도 언급했다. [인도 시장·관세 관련 발언] 미국의 관세 정책으로 인도 시장이 타격을 받았고 그 영향이 지금도 간헐적으로 나타난다고 말한다. 위기가 와야 국가가 깨어나 대안을 찾는다는 취지로 발전하는 인도에 대한 낙관적 메시지를 노래 가사로 전달했다. 이는 장기적 낙관론이며 특정 자산에 대한 단기 예측은 아니다. [출연자 전망] 대상 자산(삼성전자, 엔비디아, 금, 비트코인, 환율, 금리 등)에 대한 1~3개월 가격 방향 예측 발언은 없었다. 인도 경제·기업에 대한 장기 긍정 견해만 확인된다. [리스크] 관세 등 대외 정책 변수로 시장이 급변할 수 있다는 점이 언급되었으나 구체적 수치나 조건은 제시되지 않았다.
다듬은 글
And I think that Kedia Sahab is best described at this time in that one word written above, Marwari mindset, it is very important to decode this also, Kedia Sahab, what is this Marwari mindset like ? So tell me this with this Marwari mindset. First of all, I welcome you once again to the platform of Bharat 24.
How well have you used this Marwari mindset in your entrepreneurial as well as investment journey and especially your association with Kedia, no, I have used it 100% because since childhood I have been hearing this and seeing this, observing this, so whatever we see and hear, we bring it into our behavior and that becomes a part of our life.
It becomes your working style. It becomes your business. So of course, he has 100% followed the Marwari mindset and taken two steps forward in life. Please explain to me what kind of mindset is this? What kind of investment journey and entrepreneurial journey has your journey been? So see, in the Marwari mindset, the first thing that people say today is that if we are Marwaris then we call them miserly Marwaris, but that is okay, that is a different thing.
This is the dignity of India that everyone says the same thing for other castes, for other states, but still everyone remains united. The first thing that comes to mind is that what happens generally, one thing is taught among Marwaris that if they used to take money to school, then say they took eight annas, or ₹1, then it was that how much do they save and bring back home.
Even in the money that is given to them for spending, the mindset remains the same that how much do you save and bring back home from that too. So, the matter of earning is different, so the same habit was there since childhood that yes brother, how much do we bring back by saving from the money that is in the pocket, so this same mindset remained the same even after growing up that yes brother, if you have come into business or are earning money, if you are earning something, then first of all from that Have to save.
Don't think first that if you earn ₹100 then the expenses can be calculated later. First I separated 2530 from it and saved it. After that, whatever 75 rupees are left, spend it on the right thing, that is, spend it rightly. Every rupee spent is accountable. You yourself are accountable for that thing.
Do not spend money on mere show-off, status, or to impress someone. There must be some reason behind spending that money. It should be worth it that if I have spent this much then it is worth it to me. So this mindset was also useful in investment, wherever you are investing or in any company, what is the mindset of the person who is running that investment company?
His mindset should match your mindset. Because there is a lot of money in the company, understand that if there is a company worth say 2000 crores or 4000 crores, if it is earning 200-400 crores, then what is the mindset of its founder, the promoter at that time, it should match that yes brother, I should utilize that money in the right way and I should increase that money in the right way so that the company can progress further, not that I am spending that money for my lifestyle or for my show-off.
There should be coordination in that too. It does not mean that one should do it by cutting one's stomach. Where there is a need to spend, it must be spent. But there must be that accountability. So this is what I have invested in as well. And in the companies I invest in, I invest in those where I can see this thing.
I don't invest in places where I ca n't see this. This is a very useful tip. You guys take it. If you have ₹1, then first you have to save 25 paise and then spend 75 paise. So where should we spend money to avoid exploitation? This is a very important tip. But many challenges must have come too. Then sir, it is not that you have not seen challenges.
When you look at your investment journey or the stock market, there must have been challenges as well as achievements. So please mention the two biggest challenges and the two biggest achievements. No, challenges in life are also your companions. Whatever I have seen of people without challenges, I have understood that no one moves forward without challenges.
People take life easy. You remain in your comfort zone and when there are no ups and downs in life then the limits of ups and downs also become limited. So I also have a quote that when we are right we earn, when we are wrong we learn, that means when we are wrong or when we fall in life, when challenges come in our life, then every challenge leaves you with some lesson or the other, so the intelligence lies in that what do you learn from those challenges, what lesson did you take and then next time you prepare for it because you do not get all the things from the knowledge of books or you cannot learn from someone speaking also.
There are many things that you learn by speaking also. You also learn to observe people. Many things have to be faced on one's own. For example, you go swimming. So you can't read a book and then swim. For that you will have to swim. Unless water enters your eyes, ears or nose. You can't learn swimming unless you're out of breath.
So it is the same in life also. Business is also like this, challenges will keep coming and going. Hmm and if every challenge you face does not make you stronger then it is your own weakness. So as you said, I too have faced many similar challenges in my life. Even today it keeps coming and going. But it keeps coming and going.
If you learn from that [laughs] then it becomes a lesson for you. Absolutely sir, I can't agree more. But the way the financial market is today, Keria sir. Ah in that when we are getting into new technology, we are moving towards artificial intelligence. Secondly, our investors are becoming very aware these days.
And his behavior pattern is also changing. So how do you see technology, artificial intelligence or changing investment behavior in the financial market ? So he has both of those things. It depends on how you use it, it's like a sword. It bites others and also makes you bite yourself. So it depends on what is inside him, as they say, even copying requires intelligence.
So as you said, there are two things in this. Firstly, if you are referring to AI, the way all AI etc. is coming. So because of that, of course, efficiency in the market increases. Because how you use AI depends on your talent. Because like a computer, how do you use it? Like there is any technology, the person who uses it earns more than the technology.
I give examples at many places that like refrigerator was invented, refrigerator was made, so today refrigerator must have been the newest thing at that time when refrigerator was made, people thought that what kind of invention has been made that things will not get spoiled. You can keep it cool for 12 hours, 15 hours, 20 hours or even for several days.
There are many things which come under the category of perishable. So if I ask you about refrigerator manufacturing companies, you will find many companies. But then the fridge is also like AI. But if you look carefully, you will see that the biggest benefit from the invention of the refrigerator went to two companies in the world.
The biggest one was like everyone benefited. One is Pepsi and the other is Coca Cola. Right? So what they did was that Pepsi and Coca Cola spread all over the world. He expanded his business. Because you can keep it cool and keep it alive. His value and property never end. So if I ask you to name the biggest cola companies in the world, you will tell me Pepsi and Cola, but the secret behind it is refrigerators and you will find 50 refrigerator companies.
Different companies will be found in every country. In every country you will find 10-20 companies that manufacture refrigerators. They have different brands. There is nothing like saying an international brand. Understand that if there are volts then it is in India. But it turned out that volts do not work in London, England or Europe.
Some other brand is running there. For example, understand this. So, this is the biggest advantage of the invention of AI, which will be that people will learn to use it properly and this is what is happening in our market today, understand that if you have to read a balance sheet or a book of 10-500 pages, then you can get its summary within minutes, but your thinking will be useful, you will have to analyse how to use that data, your brain will be useful, saying this it is important for you to be in coordination with it.
Even if you work on it blindly, it will become difficult and you should use it like a weapon, for proper use and when you talked about analysis, I was analyzing that when we go to invest in the stock market and look at the shares of any company, then candles are very important there, sir. Candles are very important.
Candles indication is very important and those candle indications form tunes as well as music. So this is what I heard that you tune in to money by looking at candles in the stock market and in the world of music also you tune in well and you sing well. So I will definitely take this opportunity on this stage and would request you to sing something.
So before that I would request you to close that door. No one should get up and leave. So as far as the market is concerned [laughs] I write songs on financial literacy and to educate people, so the path that I have chosen in my life till date and the new people who are coming into the market do not have that much knowledge, so I write songs in a way that explains it to them.
So, you have tried to explain financial literacy by giving it the name of a song, that is, a rhythm. We also try to understand it completely financially. We also try to understand him. Yes definitely. So now I am telling you another song that I have written, which you told me about, is on India because there was talk of developed India right now.
So I wrote a song on that. Let me tell you that. And I wrote that song when Trump was imposing these tariffs etc. Even today the tariff scene is going on. Sometimes it becomes 50 taka, sometimes it becomes 5% and sometimes it increases, sometimes it falls and there is chaos in the whole world. That's because of the USA's whatever.
So we all know that. So due to this the Indian market also got badly affected. Even now, its effects still make themselves visible from time to time. So I had a belief that whatever India is, it does not matter to us unless we wake up from our sleep until some problem arises and this is human nature.
You don't wake up until trouble comes. When we wake up, we find a way out. Same thing happened with India. You see, this is our story. Whenever we face any problem, our power immediately awakens. Yes. So I wrote these four lines on it. Eight short lines, I will decide that after the tariff, it is good that you picked me up.
Everyone please pay attention. Please tell me sir. So I say that it is good that you picked me up. We also awakened the sleeping power. Now we will find new ways. Now the time has come for a developed India. We will take a breath only after making India the number one country by 47. Creation is then history.
Creation is then history. This song is very well said sir. And on this positive note that creation is history and the contribution of all of you, the contribution of the youth, the contribution of all of you will definitely take this country towards a developed nation and some contribution of ours and yours together on one platform, thank you Keria sahab for being present and once again a big round of applause for this conversation. Thank you so much sir. Yes.
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