저자: YashTV진행자 · 외국인
요약 보기
결론: 크리실(CRISIL)은 경기침체·인플레이션에도 사업이 견고한 '방탄주'로 소개되며 긍정적 견해가 우세하나, 신뢰 이슈와 평가 신뢰성 문제가 리스크로 언급됨. [사업 개요] 크리실은 신용평가, 리서치, 자문 서비스를 제공하는 회사로, 인도에서 신뢰도 높은 평가사가 적어 대체재가 거의 없다고 설명. [주주 구조] SNP 글로벌(S&P 계열)이 지분 약 6%를 보유한 모회사, 일부 보험사들이 약 10% 보유, 라케시 준준왈라가 약 5.5% 보유. [재무 수치] 시가총액 약 1조 700억 루피, 현재가 약 14,100루피(영상 기준 시점), 12월 이후 하락세로 상위 20위권에서 밀려났다고 언급. PER 약 161배 수준으로 언급되며 높은 프리미엄을 정당화하는 마진 구조 강조. [수익성 지표] 투하자본이익률(ROCE) 약 41.6%~50%, 자기자본이익률(ROE) 약 20%로 양호. 순이익 증가율이 주가 상승보다 빠르다고 평가. [성장·향후 전망] 인도 경제 성장에 따라 차입자·대출자 증가로 성장 잠재력이 크다고 주장. 계산상 '올해 투자금이 두 배가 될 것'이라는 언급이 있으나 근거가 제시되지 않음(단기 가격 방향 예측으로 보기엔 모호). [리스크] 신용등급 부풀리기(인위적 평가)가 경제위기를 촉발할 수 있고, 2008년 금융위기 사례(서브프라임)를 들어 신뢰 훼손 가능성 경고. 기관투자자들이 자체 리서치를 강화하며 평가사 신뢰도가 낮아지는 추세도 부정적 요인으로 제시. [결론 톤] 사업 구조와 수익성은 긍정적이나 신뢰 이슈가 핵심 리스크. 목표가·구체적 매매 권고는 없음.
다듬은 글
Hello Hello friends welcome to another new video of Yeh TV Friends in today's video I have brought for you a powerful bulletproof stock Bulletproof because the duty drawback of freedom in this company has not affected its business much and if there is an economic slowdown then inflation in the economy the business of the company remains intact so this is a very good bulletproof stock One of our subscribers had suggested that you should definitely make a video on CRISIL but it got delayed because there were many videos already in the lineup and if I make a video then I mix it and do it hundred percent so that you can get some value from it and can learn something new If you take out time from your precious time and watch these videos of mine then your knowledge must grow this is my first and foremost motive and there is a point in making videos without any research that I will not get to learn anything from it and will not get a chance to grow so friends if you have not seen my previous video So friends, I have uploaded some such videos on my channel.
Earlier also I had uploaded a video about IRCTC, but I am Rakesh Jhunjhunwala's city, I have also given detailed information about VIP Industries, so you must watch that video as well. So friends, let's move on to our today's topic which is Krishi Limited. Please watch the video till the end and do not script.
If you like the video, please like this video and subscribe to the channel. I want to get 100 subscribers on Sonal, so please definitely subscribe to the channel. Friends, Krishi Limited is a subsidiary company of SNP Global. Currently, SNP Global is an American rating agency, but this company's business runs in the entire world market, so the company has a very big name, such as tempered glass, rather it has a six percent stake in CRISIL, so SAND A Global is the promoter of this company.
After this, there are many insurance companies which hold almost ten percent in CRISIL Limited. If we talk about individual investors, then Rakesh Jhunjhunwala is in Krishi Limited. Almost 5.5 per cent stake holder, so Rakesh Jhunjhunwala has invested a lot of money in CRISIL Limited for 265, which is a rating agency.
What is the main business of CRISIL, ratings, research advisory services, almost know the news of the company, and research, SMC Global, it is an international player, so the company gets a lot of brand recognition and the company gets to use them, so this makes it a little easier. Later, if we look at rating agencies in India, there are very few such rating agencies which have such a reputation in the Indian market, so there are very few alternatives for rating agencies, as if the agreement is done, well the suit is ready, there are very few alternatives like this in the Indian market.
What is the work of credit rating agencies right now, these are credit rating agencies, these are third party organizations which are also approved by CII, which is the market regulator of India, these companies provide opinion on what is the financial position of the company, if you can do it, then how much can you borrow and how much money It can be repaired back.
Credit rating agencies give this rating about it. Vaseline's business runs in the debt market only. So any lender company, that is, the company which wants to give loan, checks the credit rating agencies and only then lends the money. Most of the institutional investors first check the returns and invest the money in debt instruments only after seeing the credit rating.
What are the debt instruments like notes, convertible debentures, commercial purpose kudi dont, there are many such debt instruments which are invested by institutional investors and 12 others get the money. So credit ratings prepare this detailed report about the companies and these are available only to paid customers.
So the credit rating agency takes money carefully and also takes money from the lenders. So the margin of the company is very good in the business and as the pest growth of India increases, more borrowers and lenders will come into the market, so the growth potential of the company is very good, but where While the company has advantages, it also faces disadvantages.
If the credit rating itself is artificial, it can lead to an economic crisis. For example, if this crisis occurred here, the company's asset quality was very poor, yet it continued to receive a triple A rating, and later it became a major economic crisis, leading to a liquidity crunch in the Indian market.
Many trust issues are generated here, and institutional investors have now started doing their research in-house and do not trust rating agencies much because they find the research of rating agencies artificial. This becomes a negative point, and rating agencies like CRISIL. So friends, let's now move on to the company's financials.
The company's market capitalization is 10,700 crore rupees. The current market price is around ₹14,100. The stock started falling since December, when it was in the top 20. After that, many defaults started coming and A lot of trust issues were also generated, that's why the stock gradually came down.
After that, if we look at it first, it is at 161 rupees. It is straightening at a premium price only because their margins are very high in the business. After this, if we look at the turn-on capital employed, it is very good. If the company invests 100 rupees, then it earns 41.60% from it, which is a very good number.
The return on equity is 20%, which is a very good number. If we invest in this company, then according to computing returns, the money will double this year, which is a very good thing. And there is very little competition in this market, it is very good for everyone. If we look at the profit and loss of the company, then it is quite clear.
The share price of the company is very slow, but in front of that, the profits of the company are increasing very fast. Friends, if we record the net case close of the company, then it is always in positive. After managing the company's numerous expenses, the company accumulates a significant amount of cash, which is then used for further investment or is transferred to it.
This is a very good thing for the company. If we look at the company's return on capital employed, the company's return on capital employed is always around 50%. Friends, if a company invests ₹100, it earns at least ₹40 out of that, which is a very good thing. Investors are also getting good returns.
This means the company is earning itself and giving good returns to investors because their money is being used very effectively. Friends, the company looks very good online, but everything ultimately gets stuck on one thing, which is trust issues. Due to this triple A rating, many companies get launched, but later they are deported from those companies.
So who can be responsible for this after looking at artificial settings? Investors invest in it and then leave. If you have noticed, the crisis that happened in 2008 was also due to these artificial settings and because of that, there was a compound effect incident. There was a documentary on the Surya Day crisis, which was named, which is a very good documentary.
In it, they have shown how the rating agencies made a lot of money even in the crisis by manipulating their assets. So, even after facing such a big economic crisis, there were many hearings and court cases, but in the end, these companies settled everything across the world. No official from these companies went to jail and the business continued in half an hour.
There is no such rating agency in history which has closed down even after sharing such reports. So, this is a very good business and actually, in the credit rating agency business, there are only three or four big players, which becomes a very good plus point for the company in the long term. So friends, you must watch that Bigg Boss documentary.
Look, this is a very knowledgeable documentary, so friends, I hope you liked this video. You must have learned something new in this video. If you liked the video, then please like this video and share it with all your friends. If you have not subscribed to Yes TV yet, then subscribe to Yes TV and click on the bell icon.
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